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Best Online Short-term Loans in Columbia

Need cash fast? That's where short-term loans come in! Life’s unexpected expenses can throw your budget off balance. Those unplanned bills and emergencies can keep you up at night. But don't worry! Our Best Cash Advance Short-term Loans service is the quick, reliable solution you need. Designed to help you overcome financial hiccups without the stress, you’ll find the cash you need right at your fingertips. Get back to your day with peace of mind and a secure financial future. Apply now and move past your financial hurdles with ease!

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Best Online Short-term Loans in Columbia

Advance America
Financial institution
5.00
28 reviews

Address: 7535-A Garners Ferry Rd, Columbia, SC 29209

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (803) 776-3397

Website: advanceamerica.net/store-locations/south-carolina/7535-a-garners-ferry-rd-columbia-29209

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debit Card Loans Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Services Money Transfers Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Registration Loans Repayment Plan Security Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Typical Loans Unsecured Loans
Blazer Financial Services
Loan agency
5.00
2 reviews

Address: 735 Saturn Pkwy #200, Columbia, SC 29212

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 798-6151

Website: blazerfinancialservices.com

Services:

Business loans Flex loans Installment loans Payday loans Signature loans Title loans Auto Loans Car Repair Consumer Lending Debt Consolidation Loans Finance Loans Financial Loans Flexible Payment Options Holiday Shopping Loans Home Improvement Loans Loan Lending Medical Expense Loans New Furniture Personal Loans Purchase Loans Travel Loans Unexpected Expense Loans
B Lane Tax Service LLC
Financial institution
5.00
1 reviews

Address: 6941 N Trenholm Rd ste o-201, Columbia, SC 29206

Today's Business Hours: 9:00 AM - 8:00 PM

Phone Number: +1 (803) 830-6875

Website: blanetaxservice.com

Services:

Accounting services Business tax services Income tax return preparation Comprehensive Bookkeeping Services Credit Repair Estimated Tax Tax Laws Tax Preperation
AmeriCash Loans
Loan agency
5.00
10 reviews

Address: 2800 Rosewood Dr G, Columbia, SC 29205

Today's Business Hours: 11:00 AM - 7:00 PM

Phone Number: +1 (803) 988-0755

Advance America
Financial institution
5.00
13 reviews

Address: 3910 Two Notch Rd Ste. B, Columbia, SC 29204

Phone Number: +1 (803) 714-6391

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Term Loans Terms Finance Typical Loans Unsecured Loans
Check 'n Go
Loan agency
5.00
10 reviews

Address: 7356 Garners Ferry Rd Suite 131, Columbia, SC 29209

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (803) 769-3178

Website: locations.checkngo.com/locations/south-carolina-columbia-7356-garners-ferry-rd

Services:

Business loans
Finance Central Inc
Loan agency
5.00
2 reviews

Address: 1535 Broad River Rd, Columbia, SC 29210

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 750-1400

Advance America
Financial institution
5.00
10 reviews

Address: 1531 Broad River Rd, Columbia, SC 29210

Phone Number: +1 (803) 750-5750

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Bank Transfers Child Tax Credit Christmas Loans Consumer Credit Consumers Loans Credit Counseling Debt Management Easy Cash Loans Electronic Bank Emergency Loans Expanded Loan Financial Services Holiday Loans Home Improvement Home Loans Loan Applications Loan Payments Loan Processing Loan With No Credit Check Money Loans Money Management Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Prepaid Cards Quick Loan Quick Loans Rates & Terms Finance Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans
1st Franklin Financial
Loan agency
4.90
10 reviews

Address: 9003 Two Notch Rd Suite 9H, Columbia, SC 29223

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 462-6960

Website: locations.1ffc.com/sc/columbia/9003-two-notch-road.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
Covington Credit
Loan agency
4.90
10 reviews

Address: 2101 Main St Ste D, Columbia, SC 29201

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 254-6092

Website: heightsfinance.com/loan-office-location/cash-loans-columbia-main-st-south-carolina

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
AmeriCash Loans
Loan agency
4.90
10 reviews

Address: 1318 Bush River Rd, Columbia, SC 29210

Today's Business Hours: 11:00 AM - 7:00 PM

Phone Number: +1 (803) 750-8900

Services:

Installment loans Payday loans Title loans Auto Repairs Home Repairs Quick Cash Loans Student Loans Tax Returns Term Loans
World Finance
Loan agency
4.90
3 reviews

Address: 10008 Two Notch Rd Ste B, Columbia, SC 29223

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (803) 788-8565

Website: loansbyworld.com/locations/south-carolina/columbia/29223/237

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
ACE Cash Express
Loan agency
4.60
11 reviews

Address: 1520 Broad River Rd, Columbia, SC 29210

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (803) 772-0508

Website: acecashexpress.com/locations/south-carolina/columbia/922

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards Money Orders Tax Services Business Services
World Finance
Loan agency
4.60
10 reviews

Address: 1013 Broad River Rd Ste A, Columbia, SC 29210

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (803) 750-6446

Website: loansbyworld.com/locations/south-carolina/columbia/29210/202

Services:

Business loans Installment loans Line of credit Signature loans Title loans Auto Repair Build Credit Car Repairs Credit Cards Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Returns
World Finance
Loan agency
4.60
10 reviews

Address: 4464 Devine St Ste I, Columbia, SC 29205

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (803) 790-8877

Website: loansbyworld.com/locations/south-carolina/columbia/29205/344

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Quick Credit
Loan agency
4.60
10 reviews

Address: 6432 Two Notch Rd Suite H-1, Columbia, SC 29223

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 714-6384

Website: heightsfinance.com/loan-office-location/fast-loans-columbia-south-carolina-two-notch-rd

Services:

Line of credit Signature loans Auto Repairs Credit Insurance Personal Loans
ACE Cash Express
Check cash
4.50
10 reviews

Address: Gonzales Gardens Shopping Center, 2324 Taylor St, Columbia, SC 29204

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (803) 988-7021

Website: acecashexpress.com/locations/south-carolina/columbia/999

Services:

Bill paying Direct deposits Installment loans Money orders Money transfers Payday loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Cash Advances Cash Withdrawals Consumer Loans Credit Cards Emergency Loans Express Online Payment Financial Services Gift Card Home Mortgage Prepaid Debit Cards Quick Loans Registration Loans Revenue Service Short Term Loans Online Store Services Tax Preparation
ACE Cash Express
Loan agency
4.30
10 reviews

Address: 6432 Two Notch Rd k, Columbia, SC 29223

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (803) 735-1747

Website: acecashexpress.com/locations/south-carolina/columbia/911

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards Money Orders Tax Services Business Services
Southern Finance
Loan agency
4.30
10 reviews

Address: 1900 Taylor St, Columbia, SC 29201

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 252-4232

Website: heightsfinance.com/loan-office-location/personal-loans-columbia-south-carolina-taylor-st

Services:

Line of credit Signature loans Auto Repairs Credit Insurance Personal Loans
Community Credit
Loan agency
4.10
4 reviews

Address: 832-B Dutch Square Blvd, Columbia, SC 29210

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 336-4803

Website: mycommunitycredit.com/location/personal-loans-columbia-sc

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Auto Repairs Build Credit Existing Loan Hard Money Lender Loan Finance Loan Payments Loan Program Loans Personal Loans Loans for Poor/No Credit Payment Plans Personal Loans Repayment Plans Small Loans Small Personal Loans Starter Loans
Credit Central
Loan agency

Address: 3904-B Two Notch Rd, Columbia, SC 29204

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 735-1654

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Truist
Bank
3.40
8 reviews

Address: 205 Forum Dr, Columbia, SC 29229

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (803) 462-3597

Website: truist.com/locations

Bond Finance
Loan agency
3.30
3 reviews

Address: 3902 Two Notch Rd Suite D, Columbia, SC 29204

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (803) 714-7100

Credit Central
Loan agency
3.10
10 reviews

Address: 6169 St Andrews Rd Suite 120, Columbia, SC 29212

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 798-4178

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Security Finance
Loan agency
2.30
1 reviews

Address: 1112 Washington St, Columbia, SC 29201

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (803) 765-9670

Website: securityfinance.com/locations/columbia-sc-0152

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Security Finance
Loan agency
1.70
2 reviews

Address: 1111 Taylor St, Columbia, SC 29201

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (803) 252-8697

Website: securityfinance.com/locations/columbia-sc-0321

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Lenders Loans
Loan agency
1.50
7 reviews

Address: 1102 Washington St, Columbia, SC 29201

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (803) 765-1104

Website: lendersloans.com

Services:

Installment loans Line of credit Payday loans Establishing Credit Home Repairs Lenders Loans
SC Community Loan Fund
Loan agency

Address: 4300 N Main St, Columbia, SC 29203

Phone Number: +1 (803) 403-5524

Website: sccommunityloanfund.org/about-us/staff-board

Services:

Business loans Installment loans Line of credit Microloans Construction And Renovation Development Loan Facility Financing Facility Loan Financing Solutions Housing Financing Lending Programs Loan Fund Project Financing Tax Credits
PAD Capital Lending
Loan agency

Address: 6039 Fairwold St suite c, Columbia, SC 29223

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (803) 409-8100

Stonehedge Lender
Loan agency

Address: 7025 Julia St, Columbia, SC 29209

Phone Number: +1 (803) 474-4995

Slax Processing
Loan agency

Address: 1201 Main St Suite 1470, Columbia, SC 29205

Phone Number: +1 (803) 881-8098

Services:

Mortgage Processing
EdManage
Loan agency

Address: 8906 Two Notch Rd, Columbia, SC 29223

Phone Number: +1 (800) 681-6511

Website: edmanage.net

Services:

Installment loans Payday loans Signature loans Consolidation Loans Direct Plus Loans Direct Subsidized And Unsubsidized Loans Education Loan Federal Student Aid Federal Student Loans Ffel Plus Loans Financial Literacy Financial Plan Loan Forgiveness Loans Online Money Management Private Loans Repayment Plans Student Loan Debt Student Loan Repayment Teacher Loan Variable Interest Rate Loans
Certified Development Corporation
Loan agency

Address: 111 Executive Center Dr #225, Columbia, SC 29210

Phone Number: +1 (803) 798-4064

Website: businessdevelopment.org

Services:

Business loans Flex loans Installment loans Microloans Signature loans Agricultural Lending Cap Loans Commercial Lending Conventional Loans Development Lending Eerl Loans Financing For Small Businesses Financing Programs Fixed-Rate Financing Home Loans Application LAcquisition Lending Programs New Construction Project Management Revolving Loan Sba Lending Sba Loan Programs Second Look Program Ssbci Loans Tax Returns Term Financing Working Capital
World America Loans
Loan agency

Address: 8907 Two Notch Rd, Columbia, SC 29223

Today's Business Hours: 9:30 AM - 6:30 PM

Phone Number: +1 (803) 851-6032

Services:

Payday loans
Loan Store
Loan agency

Address: 2207 Decker Blvd # B, Columbia, SC 29206

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (803) 790-5053

I&Ncash Advance
Financial institution

Address: 2617 Devine St, Columbia, SC 29223

Today's Business Hours: 7:00 AM - 9:30 PM

Phone Number: +1 (803) 500-4531

Community Loans of America
Loan agency

Address: 1327 Broad River Rd, Columbia, SC 29210

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (803) 731-8660

A&PCash Advance
Financial institution

Address: 6634 Two Notch Rd, Columbia, SC 29223

Today's Business Hours: 7:00 AM - 9:30 PM

Phone Number: +1 (803) 302-8863

Alternatives to Short-term Loans in Columbia

Short-term loans are diverse financial tools catering to immediate cash needs. Personal loans are unsecured loans granted based on the borrower’s creditworthiness, offering flexibility but often at higher interest rates. Installment loans involve borrowing a set amount which is repaid through regular, scheduled payments, typically providing predictable costs and easier budgeting compared to other short-term options. Title loans, on the other hand, use the borrower's vehicle title as collateral, posing a risk of losing the vehicle if the loan is not repaid, yet they allow borrowers with poor credit histories to access funds quickly. Each type caters to different financial situations and borrower needs, with varying interest rates, repayment terms, and eligibility requirements.

Best Personal Loan

Heath Goodrich Lending Team
5.00
30 reviews

Short-term personal loans are a popular option for individuals seeking quick access to cash for unexpected expenses or emergencies. These loans are typically unsecured, meaning they do not require collateral, and they have shorter repayment terms compared to traditional loans. One of the best choices in this category is LightStream, known for its low-interest rates and flexible loan amounts that cater to different financial needs. LightStream also offers same-day funding in many cases, making it convenient for borrowers who need immediate access to funds.

Best Installment Loan

Bank of America (with Drive-thru ATM)
3.00
5 reviews

Installment loans are a popular choice for short-term financing as they allow borrowers to repay in fixed installments over a set period. This type of loan offers predictability with scheduled payments, helping manage budgets effectively. The loan duration can be a few months to a couple of years, with interest rates and terms varying by lender. For those who need a more structured repayment plan, installment loans provide the convenience of stable payments and can improve credit scores with timely payments.

Best Car Title Loan

Auto Money
5.00
76 reviews

Title loans are an option for those who own their vehicles outright and need a quick infusion of cash. Borrowers use their car titles as collateral; hence, title loans are often easier to obtain than unsecured loans, even for individuals with poor credit histories. However, these loans can come with high-interest rates and the risk of losing one's vehicle if the loan is not repaid. The best title loans offer competitive rates and clear terms, with reputable lenders ensuring borrowers can make informed decisions. It's crucial for borrowers to fully understand the terms and risks involved before proceeding with a title loan.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out short-term loans can utilize the funds for essential services across various local providers. These loans can be directed towards medical needs or expenses at healthcare facilities, addressing urgent car repairs at auto service centers, or fulfilling legal obligations with local attorneys. Additionally, they can cover costs associated with funeral services and needed appliance repairs or replacements.

American Restaurant
1649 Main Street, Columbia, SC 29201
+1 (803) 834-5132
Car Glass Replacement Shop
1104 Atlas Road, Columbia, SC 29209
+1 (803) 590-6800
Club & Association
301 South Assembly Street, Columbia, SC 29201
+1 (803) 254-4482
College/University
1301 Columbia College Drive, Columbia, SC 29203
+1 (803) 786-3871
Community Center
6429 Bishop Avenue, Columbia, SC 29203
+1 (803) 754-6720
Dentist
7007 Brookfield Road, Columbia, SC 29223
+1 (803) 787-6646
Doctor
1082 Sunset Boulevard, West Columbia, SC 29169
+1 (803) 234-5143
Fitness Club & Center
2729 Devine Street, Columbia, SC 29205
+1 (803) 403-4880
Government Office
1737 Main Street, Columbia, SC 29201
+1 (803) 545-3045
Hospital for Women and Children
7901 Farrow Road, Columbia, SC 29203
+1 (803) 935-0505
Hotel
1619 Pendleton Street, Columbia, SC 29201
+1 (803) 779-7779
Library
250 Berryhill Road, Columbia, SC 29210
+1 (803) 772-3333
Local Post Office
4840 Forest Drive, Columbia, SC 29206
+1 (800) 275-8777
Movie Theater
1607 Main Street, Columbia, SC 29201
+1 (803) 254-8234
Museum
1800 Laurel Street, Columbia, SC 29201

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually ranging from a few days to a few months. They are designed to meet urgent financial needs and are ideal for those looking to cover unexpected expenses quickly.

Can I get a short-term loan with bad credit?

Yes, you can still qualify for a short-term loan even if you have bad credit. Many lenders provide options specifically for individuals with bad credit, but keep in mind that terms and conditions, such as interest rates, might be less favorable compared to those with good credit.

How do same-day loans work?

Same-day loans are designed to provide you with fast access to funds. Upon approval, the loan amount is generally deposited into your bank account on the same day. The ease and speed of this process make same-day loans an attractive option for urgent financial situations.

What are short-term loans?

Short-term loans are a type of short-term loan typically intended to cover urgent expenses until your next paycheck. They are generally smaller loans with high interest rates and are expected to be repaid in full on, or shortly after, your next payday.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender but typically ranges from $100 to $2,500. Short-term loans are designed to cover smaller, immediate financial needs, so borrowing limits are usually lower compared to traditional loans.

Are there risks associated with short-term loans?

Yes, there are risks associated with short-term loans, including high interest rates and fees, which can make them expensive over time. It's essential to carefully review the loan terms and ensure you can repay the loan as agreed to avoid falling into a cycle of debt.

How can I apply for a short-term loan?

Applying for a short-term loan can typically be done online or in person at a lender's physical location. The process usually involves filling out an application form, providing identification and income verification, and agreeing to the loan terms. Approval can often be obtained quickly, especially for same-day loans.

Find Short-term Loans Near Me

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Columbia ZIP Codes

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