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Best Online Short-term Loans in Summerville

Stuck in a cash crunch? That unexpected bill or urgent purchase can't wait, and neither should you. The stress of financial strain can keep you up at night, but we have the perfect solution. Our Best Cash Advance Short-term Loans offer quick, straightforward relief right when you need it most. No more waiting or endless paperwork. With our streamlined process, you’ll have funds in your pocket, fast. Don’t let unexpected expenses derail your plans. Trust us to provide a hassle-free borrowing experience that gets you back on track in no time. Act now and secure your short-term loan today!

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Best Online Short-term Loans in Summerville

Regional Finance
Loan agency
5.00
10 reviews

Address: 1525 Old Trolley Rd Suite J-A, Summerville, SC 29485

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (843) 821-7134

Website: branches.regionalfinance.com/sc/summerville/1525-old-trolley-rd.html

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Appliance Loans Auto Repair Loans Car Loan Car Repairs Credit Card Debt Debt Consolidation Loans Financial Services Furniture Loans Holiday Loans Home Repairs Loans Personal Loans New Furniture Small Loan Travel Loans
Grow Financial Federal Credit: Wescott Store
Financial institution
5.00
10 reviews

Address: 9514 Dorchester Rd #9514, Summerville, SC 29485

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (843) 285-4424

Website: growfinancial.org

Check `n Go
Loan agency
5.00
2 reviews

Address: 1661 N Main St Suite 7, Summerville, SC 29486

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (854) 300-4015

Website: checkngo.com/locations/south-carolina-summerville-1661-n-main-street

Services:

Installment loans
Advance America
Financial institution
4.90
13 reviews

Address: 710 Bacons Bridge Rd A, Summerville, SC 29485

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (843) 871-4175

Website: advanceamerica.net/store-locations/south-carolina/710-bacons-bridge-rd-ste-a-summerville-29485

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Term Loans Terms Finance Typical Loans Unsecured Loans
Credit Central
Loan agency
4.70
4 reviews

Address: 908 Bacons Bridge Rd Suite 3, Summerville, SC 29485

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 821-7543

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
World Finance
Loan agency
4.60
10 reviews

Address: 1525 Old Trolley Rd Ste D, Summerville, SC 29485

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (843) 871-9760

Website: loansbyworld.com/locations/south-carolina/summerville/29485/215

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Southern Finance
Loan agency
4.40
10 reviews

Address: 119 E 4th N St, Summerville, SC 29483

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 851-0462

Website: heightsfinance.com/loan-office-location/personal-loans-summerville-south-carolina

Services:

Line of credit Signature loans Auto Repairs Credit Insurance Personal Loans
AgSouth Farm Credit
Loan agency
4.30
10 reviews

Address: 702 Kate Ln, Summerville, SC 29486

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (843) 821-6758

Website: agsouthfc.com

Services:

Business loans Financing Flex loans Installment loans Microloans Payday loans Signature loans Agricultural Financial Agriculture Loan Built Home Buy A Home C2P Loan Construction to Permanent Loan Conventional Home Loans Conventional Loans Conventional Mortgage Conventional Mortgage Programs Crop Insurance Custom Built Direct Loans During Construction Equipment Leasing Equipment Loans Farm Credit Express Farm Equipment Leasing Farm Equipment Loans Farm LLoans Farm Operation Farm Operation Loan Financial Education Financial Planning Financial Reports Financial Services Financial Training Home And Construction Loans Home Buying Home Construction Loans Home Improvements Home Mortgage Home Mortgages Home Refinancing Housing Lender Insurance Plans Investment Properties LConsultant LImprovements LLoan Calculator LSales Leasing Lending Money Life Insurance Loan Payment Calculator Lot Loans Mortgage Insurance Mortgage Loans Mortgage Payment Mortgage Programs Mortgages for Homes with Acreage New Farm Patronage Program Portfolio Loan Private Insurance Private Mortgage Property Insurance Purchase A Home Purchase Or Refinance Refinance A House Refinance Your Existing Loan Refinance Your Home Loan Repayment Plans Rural Home Loan Rural Homes Special Loan Programs Tax Returns Taxes & Insurance farm loan home loan lloan
Check Into Cash
Financial institution
4.10
10 reviews

Address: 1625 N Main St Suite 104, Summerville, SC 29483

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (843) 871-8400

Website: local.checkintocash.com/us/sc/summerville/1625-n-main-suite-104

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
Security Finance
Loan agency
4.10
10 reviews

Address: 960 Bacons Bridge Rd Unit 1, Summerville, SC 29485

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (843) 875-2296

Website: securityfinance.com/locations/summerville-sc-1261

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Lendmark Financial Services LLC
Loan agency
1.00
4 reviews

Address: 1216 N Main St E, Summerville, SC 29483

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 376-5637

Website: lendmarkfinancial.com/branches/sc/summerville/29483

Services:

Business loans Installment loans Signature loans Title loans Auto Loans Automobile Loans Estate Planning Home Repair Loan Personal Loans Merchant Finance Online Services Personal Lending Refinance An Existing Loan Unsecured Loan
SAM Self-Service Check Cashing
Check cash

Address: 629 Orangeburg Rd, Summerville, SC 29483

Phone Number: +1 (843) 871-1235

Website: samcodirect.com/check-cashing-near-me

Services:

Business check cashing Government benefits check cashing Money orders Payroll check cashing Student loan check cashing Tax refund check cashing Stimulus check cashing Unemployment Check Cashing Unemployment check cashing
Credit Central
Loan agency

Address: 125 Crosscreek Dr, Summerville, SC 29485

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (843) 725-2028

Website: expressloansofamerica.com

K B Financial Services
Loan agency

Address: 10711 Highway 78 E, Summerville, SC 29483

Phone Number: +1 (843) 821-1725

Alternatives to Short-term Loans in Summerville

Short-term loans are designed to provide temporary financial relief and come in various forms such as personal loans, installment loans, and title loans. Personal loans are unsecured, meaning no collateral is required, and they typically have a brief repayment period with fixed monthly payments. Installment loans require borrowers to repay the principal and interest in predetermined installments over a set period, offering more manageable repayment options. Title loans, on the other hand, require the borrower to use their vehicle title as collateral, providing a quick loan option but risking vehicle ownership if the loan isn't repaid. Each loan type serves different borrower needs and carries its own risks and benefits.

Best Personal Loan

Montana Capital Bad Credit Loans
5.00
10 reviews

Short-term loans come in various forms, catering to different financial needs. Among the best personal short-term loans, one option stands out for its flexibility and quick approval process. Typically, these loans are unsecured, meaning they do not require collateral, and they allow borrowers to access funds swiftly to cover unexpected expenses or emergencies. They usually offer loan amounts ranging from a few hundred to a few thousand dollars with relatively higher interest rates due to the shorter repayment periods. Personal short-term loans are ideal for those who need immediate financial assistance and have a clear plan to repay the amount quickly.

Best Car Title Loan

TitleMax Title Secured Loans
5.00
44 reviews

Title loans offer a solution for those who own a vehicle and need short-term cash by using their car as collateral. These loans are typically easier to qualify for since the vehicle secures them, but they often come with higher interest rates due to the associated risk. One of the best options for title loans is TitleMax, known for its straightforward application process and quick turnaround on funds. Despite the higher costs, TitleMax provides a viable option for individuals needing immediate funding, with the reassurance of holding onto their vehicle while they repay the loan.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have already obtained a short-term loan, there are several local service providers where the funds can be effectively utilized. Medical services offer necessary treatments and consultations, while car repair shops can address urgent vehicle maintenance needs. Additionally, legal services can provide essential assistance, funeral services ensure a dignified process during difficult times, and appliance services handle unexpected home equipment malfunctions.

Car Glass Replacement Shop
103 Old Trolley Road, Summerville, SC 29485
+1 (803) 888-5673
Car Wash
1020 North Main Street, Summerville, SC 29483
+1 (843) 851-4161
Club & Association
1505 Central Avenue, Summerville, SC 29483
+1 (843) 817-0084
Community Center
571 Beech Hill Road, Summerville, SC 29485
+1 (843) 832-9371
Concert Hall
South Main Street, Summerville, SC 29483
+1 (843) 875-9251
Dentist
384 Lazy Acres Loop, Summerville, SC 29483
Doctor
709 Old Trolley Road, Summerville, SC 29485
+1 (843) 821-2480
Fitness Club & Center
9500 Dorchester Road, Summerville, SC 29485
+1 (843) 604-2089
Government Office
200 North Main Street, Summerville, SC 29483
+1 (843) 871-8031
Hospital
295 Midland Parkway, Summerville, SC 29485
+1 (843) 832-5000
Hotel
1657 North Main Street, Summerville, SC 29486
+1 (843) 873-8900
Library
76 Old Trolley Road, Summerville, SC 29485
+1 (843) 871-5075
Local Post Office
713 Old Trolley Road, Summerville, SC 29485
+1 (843) 875-7234
Movie Theater
215 Azalea Square Boulevard, Summerville, SC 29483
+1 (843) 821-1554
Museum
100 East Doty Avenue, Summerville, SC 29483
+1 (843) 875-9666

FAQ

What are Short-Term Loans?

Short-term loans are financial products designed to provide quick access to a small sum of money that you agree to repay in a relatively short period, usually ranging from a few weeks to a few months. These loans are tailored for immediate financial needs and often come with faster processing times compared to traditional loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can get a short-term loan with bad credit. Many lenders offer bad-credit loans that focus more on your current financial situation than your credit history. However, interest rates may be higher for individuals with bad credit, so it's important to explore your options and understand the terms before committing.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan that promises rapid approval and funding, often within the same business day. These loans are beneficial for emergency expenses when you need money quickly and can't afford to wait for a standard loan approval process.

How Do Short-term Loans Work?

Short-term loans are short-term loans designed to help you cover expenses until your next paycheck. The lender typically requires verification of your employment and salary. Once approved, you receive a lump sum and agree to repay it along with fees by your next payday. These loans usually have high interest rates and fees, so they should be used sparingly.

What Do I Need to Apply for a Short-Term Loan?

To apply for a short-term loan, you'll generally need to provide proof of income, a valid form of identification, and a bank account for fund deposits and repayments. Some lenders may also require additional documentation, so check with the specific lender for their requirements.

Are There Risks Associated with Short-Term Loans?

Yes, there are risks associated with short-term loans, particularly if they turn into a cycle of debt. High-interest rates and fees can quickly accumulate if loans are frequently rolled over or not repaid on time. It's important to carefully review the loan terms and ensure you can meet the repayment schedule.

How Can I Choose the Best Short-Term Loan?

To choose the best short-term loan, consider factors such as interest rates, repayment terms, fees, and the lender's reputation. Compare multiple offers, read reviews, and check if the lender is governed by relevant financial regulatory bodies. Take your time to ensure the loan meets your financial needs and situation.

Find Short-term Loans Near Me

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Summerville ZIP Codes

29414
29456
29483
29484
29485
29486