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Best Online Short-term Loans in Anderson

Unlock quick financial relief with our "Best Cash Advance Short-term Loans"! Struggling with unexpected expenses can be stressful, and waiting for traditional loans can feel endless. The urgency can disrupt your peace of mind. But worry no more! Our short-term loans are designed to bridge that gap, offering fast approval and flexible terms to suit your needs. Whether you need to cover an emergency or manage sudden costs, our cash advance solutions provide the support and confidence you need to thrive. Discover financial freedom today with a hassle-free application process. Secure your short-term loan with us now!

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Best Online Short-term Loans in Anderson

Advance America
Financial institution
5.00
10 reviews

Address: 3300 N Main St g, Anderson, SC 29621

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (864) 224-7273

Website: advanceamerica.net/store-locations/south-carolina/3300-n-main-st-ste-g-anderson-29621

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Conventional Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Repayment Plan Secured Loan Security Online Account Authentication Fraud Prevention Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Typical Loans Unsecured Loans
AgSouth Farm Credit
Loan agency
5.00
10 reviews

Address: 1325 Pearman Dairy Rd, 28 ByPass, Anderson, SC 29625

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (864) 226-8507

Website: agsouthfc.com/locations/south-carolina-branches/anderson.aspx

Services:

Business loans Financing Flex loans Installment loans Microloans Payday loans Signature loans Agricultural Financial Agriculture Loans Built Home C2P Loan Construction to Permanent Loan Conventional Home Loans Conventional Loans Conventional Mortgage Conventional Mortgage Programs Crop Insurance Custom Built Direct Loans During Construction Equipment Leasing Equipment Loans Farm Credit Express Farm Equipment Leasing Farm Equipment Loans Farm LLoans Farm Loan Farm Operation Farm Operation Loans Financial Education Financial Planning Financial Reports Financial Training Home And Construction Loans Home Buying Home Construction Loans Home Improvements Home Loan Home Mortgage Home Mortgages Home Refinancing Housing Lender Insurance Plans Investment Properties LConsultant LImprovements LLoan LLoan Calculator LSales Leasing Lending Money Life Insurance Loan Payment Calculator Loan Programs Lot Loans Mortgage Insurance Mortgage Loans Mortgage Payment Mortgage Programs Mortgages for Homes with Acreage New Farm Patronage Program Portfolio Loan Private Insurance Private Mortgage Property Insurance Purchase A Home Purchase Or Refinance Refinance A House Refinance Your Existing Loan Refinance Your Home Loan Repayment Plans Rural Home Loan Rural Homes Special Loan Programs Tax Returns Taxes & Insurance
Credit Corp Payday Loans
Loan agency

Address: 302 Pearman Dairy Rd, Anderson, SC 29625

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (864) 207-4223

World Finance
Loan agency
5.00
10 reviews

Address: 1108 N Main St STE C, Anderson, SC 29621

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (864) 532-2007

Website: loansbyworld.com/locations/south-carolina/anderson/29621-4871/245

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Approved Cash
Loan agency
4.60
10 reviews

Address: 3016 N Main St Ste B, Anderson, SC 29621

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (864) 225-5352

Website: approvedcashadvance.com/locations/anderson

Services:

Business check cashing Business loans Installment loans Payday loans Title loans New Loan Small Loan Tax Preperation Services
World Finance
Loan agency
4.60
10 reviews

Address: 2927 N Main St, Anderson, SC 29621

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (864) 226-2444

Website: loansbyworld.com/locations/south-carolina/anderson/29621/210

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Community Credit
Loan agency
4.60
7 reviews

Address: 1301 N Murray Ave, Anderson, SC 29625

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (864) 305-4600

Website: mycommunitycredit.com/location/personal-loans-anderson-sc

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Auto Repairs Build Credit Existing Loan Hard Money Lender Loan Finance Loan Payments Loan Program Loans Personal Loans Loans for Poor / No Credit Payment Plans Personal loans Repayment Plans Small Personal Loans Small loans Starter Loans
Sunset Finance
Loan agency
3.90
5 reviews

Address: 1504 N Main St, Anderson, SC 29621

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (864) 932-3669

Website: sunsetfinance.net

Services:

Business loans Installment loans Signature loans Auto Repair Car Repair Consumer Finance Consumer Loans Doctor Bills Holiday Shopping Home Repair Loan Process Loans Personal Loans No Irs Personal Finance Refinance Loans Secured Personal Loans Starter Loans Tax Prep Tax Preparation Services Tax Refund Advance Tax Return Travel Expenses
Credit Central
Loan agency
3.00
5 reviews

Address: 2931 N Main St, Anderson, SC 29625

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (864) 226-3920

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Local Finance and Tax Service of Anderson, SC
Loan agency

Address: 914 SC-28 Truck #5, Anderson, SC 29625

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (864) 332-6680

Website: localmgmt.net

Credit Central
Loan agency

Address: 4120 Clemson Blvd # H, Anderson, SC 29621

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (864) 226-0844

Website: creditcentralllc.com

Services:

Business loans Installment loans Payday loans Account Servicing Financial Services Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Tax Refund Tax Return Preparation Traditional Bank Loans Vehicle Repairs
Anderson Finance Inc
Loan agency

Address: 214 Lawson Rd, Anderson, SC 29621

Alternatives to Short-term Loans in Anderson

Short-term loans come in various forms, each designed to meet immediate financial needs. Personal loans are unsecured, meaning they don't require collateral and can be used for a variety of expenses, typically offering a fixed repayment schedule over a short period. Installment loans, on the other hand, involve borrowing a set amount of money that is repaid with interest in regular, predefined payments, which may provide the borrower with more time to manage their budget. Title loans are secured loans that use the borrower's vehicle as collateral, allowing access to funds based on the car's value while still permitting the borrower to use the vehicle during the loan term. Each loan type offers unique advantages and risks, making it essential for borrowers to thoroughly evaluate their financial situation and repayment ability before proceeding.

Best Personal Loan

Legacy Lending Mortgage Group
5.00
10 reviews

Short-term loans are a type of financing designed to address immediate financial needs, usually with a repayment period of under a year. Personal loans are one of the most popular forms of short-term loans. They offer flexibility to borrowers for various uses such as debt consolidation, home improvements, or unexpected expenses. Among personal loans, the best option could be a local credit union loan because they often provide lower interest rates, personalized service, and more favorable terms to their members compared to other financial institutions.

Best Car Title Loan

TitleMax Title Secured Loans
5.00
30 reviews

Title loans provide a short-term lending option for those who own a vehicle. In a title loan, the borrower uses their vehicle as collateral in exchange for a loan amount, often a percentage of the vehicle's current market value. These loans typically have very short repayment terms, often 30 days, but can provide quick cash access. Title loans are relatively easy to obtain, even for individuals with poor credit backgrounds, due to the collateral securing the loan. However, there is a significant risk involved, as the borrower may lose their vehicle if they are unable to repay the loan as agreed. Despite the risk, title loans remain a viable short-term borrowing choice for those needing immediate funds and who are confident in their ability to repay the loan on time.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can efficiently allocate these funds towards essential local services. Medical providers can receive payment for urgent healthcare needs, car repair shops can be paid for immediate vehicle maintenance, and legal services can address pressing legal concerns. Additionally, funeral services can help manage unexpected end-of-life expenses, while appliance service providers can assist with necessary household repairs, ensuring the loan directly supports critical areas of one's life.

American Restaurant
3401 Clemson Boulevard, Anderson, SC 29621
+1 (864) 226-5646
Club & Association
3921 Clemson Boulevard, Anderson, SC 29621
+1 (864) 760-1616
College/University
316 Boulevard, Anderson, SC 29621
Community Center
101 North Fant Street, Anderson, SC 29621
+1 (864) 231-2237
Dentist
104 Montgomery Drive, Anderson, SC 29621
+1 (864) 226-8559
Fitness Club & Center
112 East Benson Street, Anderson, SC 29624
+1 (864) 226-5439
General Practitioner
100 Govotte Lane, Anderson, SC 29621
+1 (864) 261-7474
Government Office
401 South Main Street, Anderson, SC 29624
+1 (864) 231-2209
Hotel
4020 Clemson Boulevard, Anderson, SC 29621
+1 (864) 224-4464
Library
300 North McDuffie Street, Anderson, SC 29621
+1 (864) 260-4500
Mobile Phone Shop
3513 Clemson Boulevard, Anderson, SC 29621
+1 (864) 225-4626
Movie Theater
193 Civic Center Boulevard, Anderson, SC 29625
+1 (864) 225-7202
Museum
405 North Main Street, Anderson, SC 29621
+1 (864) 222-2787
Pharmacy
2001 East Greenville Street, Anderson, SC 29621
Shopping Center
North Main Street, Anderson, SC 29621
+1 (864) 314-8846

FAQ

What is a Short-Term Loan?

A short-term loan is a type of credit that is typically repaid within a short period, usually under a year. These loans are designed to provide quick access to funds for unexpected expenses or financial emergencies and often come with higher interest rates compared to long-term loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can still qualify for a short-term loan even with bad credit. Many lenders focus on your current financial situation and ability to repay rather than your credit history. Keep in mind that loans for individuals with bad credit might come with higher interest rates.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan that aims to provide funds to borrowers on the same day they apply. These loans are convenient for those who need immediate financial assistance, but may carry higher fees and interest rates due to the rapid processing time.

How Do Short-term Loans Work?

Short-term loans are a common form of short-term loan where the borrower is expected to repay the loan on their next payday. These loans are typically small, high-interest loans that are easy to obtain but can lead to a cycle of debt if not managed carefully.

What Are the Risks of Short-Term Loans?

Short-term loans can be beneficial, but they also come with risks. High interest rates and short repayment periods can create a debt cycle if not managed properly. It's crucial to borrow only what you need and have a clear repayment plan to avoid financial strain.

How Can I Apply for a Short-Term Loan?

Applying for a short-term loan typically involves filling out a loan application, either online or in-person, providing necessary financial information and documentation. After submission, the lender will assess your application and, if approved, disburse the funds to your account.

What Should I Consider Before Taking a Short-Term Loan?

Before taking out a short-term loan, consider the loan's total cost, including interest rates, fees, and repayment terms. Ensure that you have a reliable repayment strategy and only borrow the amount you need to avoid excessive debt.

Find Short-term Loans Near Me

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Anderson ZIP Codes

29621
29622
29623
29624
29625
29626