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Best Online Short-term Loans in Williamston

Struggling with unexpected expenses and need quick cash? Discover how our Best Cash Advance Short-term Loans can be your lifesaver! We understand that financial hiccups can be stressful, and finding a reliable short-term loan solution can be even more challenging. That's why we offer fast, easy, and flexible loans tailored to your needs. Say goodbye to lengthy approvals and complicated paperwork. Our service provides an efficient way to receive the cash you need, when you need it the most. Let us help you regain control of your finances with our streamlined, no-hassle short-term loans. Apply now and breathe easier!

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Best Online Short-term Loans in Williamston

M&M Tax Service
Financial institution
4.80
14 reviews

Address: 1901, 310 E Main St suite e, Williamston, SC 29697

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (864) 847-1151

Website: mmtax.com/stores/sc/williamston/310+e+main+st.

Services:

Business tax preparation Business tax services Cryptocurrency tax planning IRS audit representation Income tax return filing Income tax return preparation Irs problems consulting Payday loans Tax problem consulting #1 Tax Pro in SC Already Filed? Let us Double-Check your tax return. Amended Tax Return Biggest & Fastest Refunds allowed by the IRS Guaranteed! Check Cashing Assistance Current Year Tax Return Easy Advance Estimate Tax Federal Tax Refund Federal Tax Refund - Refund Release Assistance Federal Tax Return Preparation ID.me IRS Account Assistance IRS Account Assistance IRS Child Tax Credit Assistance IRS Filing Service IRS Letter - Audit Assistance IRS Transcript Service Income Tax Return Individual Tax Preparation Instant Tax Refund Advance MIssing a Stimulus Payment? Payment Tracing Service Marketplace Health Insurance - Form 1095-A Retrieval Service Non-Profit Tax Preparation Partnership Tax Preparation Pay Nothing Today! Personal Tax Loan Prior Year Tax Prior Year Tax Return S-Corp Tax Preparation Small Business Tax Preparation State Tax Refund - Refund Release Assistance State Tax Refunds State Tax Return Preparation Tax Advance Loan Tax Refund Advance Tax Refund Estimate with Last Paystub Traditional Face-to-Face Drop-Off or Virtual service is available. Virtual Tax Service - Your Taxes Done Anywhere Anytime Virtual Tax Services Walk-Ins Welcome!
Truist
Bank
3.30
8 reviews

Address: 1 N Hamilton St, Williamston, SC 29697

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (864) 841-3114

Website: truist.com/locations

Iron Mountain Lending
Loan agency

Address: 922 Fire Tower Rd, Williamston, SC 29697

Alternatives to Short-term Loans in Williamston

Short-term loans provide quick financial solutions for immediate needs. Personal loans are unsecured loans that offer flexibility in usage, typically with a fixed interest rate and repayment term ranging from a few weeks to several months. Installment loans are similar but require borrowers to repay the loan amount in fixed, regular payments over a predetermined period, offering a structured repayment plan. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral, allowing them to borrow money quickly but often at high interest rates, with the risk of losing the vehicle if the loan isn't repaid.

Best Personal Loan

Cashwell Consumer Loans
5.00
0 reviews

Short-term loans offer quick access to cash for borrowers requiring immediate financial assistance. Best personal loans in this category are often unsecured, meaning they do not require collateral. They are favored for their flexibility, as they can typically be used for any purpose, from covering medical emergencies to consolidating debt. Personal loans generally have fixed interest rates and predefined repayment terms, making them predictable for budgeting purposes. However, eligibility often depends on the borrower’s credit score, which can influence the interest rates and terms offered.

Best Installment Loan

World Finance
5.00
10 reviews

For short-term installment loans, a popular choice is the traditional bank or credit union installment loan. These loans often come with lower interest rates compared to payday loans or cash advances, making them a more affordable option in the long run. Borrowers also appreciate the structured repayment schedule, which provides a clear path to completing the loan. However, accessing these loans typically requires a good credit score and a more stringent application process than other short-term options.

Best Car Title Loan

AFC (Automotive Finance Corp.)
0.00
0 reviews

Title loans present an option for borrowers willing to use their vehicle as collateral. These loans typically offer quick access to funds, regardless of a borrower's credit score, as the loan is secured by the value of the car. While title loans can be useful in financial emergencies, they come with high interest rates and the risk of losing the vehicle if repayment is not met. Therefore, it's crucial for borrowers to have a clear repayment plan and consider alternative options before committing to a title loan.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a valuable resource for managing unexpected expenses, allowing individuals to access immediate services across various sectors. They can be particularly useful for covering urgent medical bills for health treatments, financing necessary car repairs at automotive shops, or securing legal assistance from professional attorneys. Additionally, these loans can help in managing the costs of funeral arrangements or appliances repairs, ensuring that essential home equipment is functional and reliable.

American Restaurant
11 West Main Street, Williamston, SC 29697
Car Wash
707 Anderson Drive, Williamston, SC 29697
+1 (864) 841-2330
Dentist
312 Williams Street, Williamston, SC 29697
+1 (864) 847-4545
Fitness Club & Center
123 Gossett Drive, Williamston, SC 29697
+1 (864) 841-2150
Government Office
12 West Main Street, Williamston, SC 29697
+1 (864) 847-7473
Hotel
410 Alliance Parkway, Williamston, SC 29621
+1 (864) 231-0231
Library
925 Greenville Drive, Williamston, SC 29697
+1 (864) 847-5238
Local Post Office
101 Mill Street, Williamston, SC 29697
+1 (864) 847-9468
Pharmacy
310 East Main Street, Williamston, SC 29697
+1 (864) 847-4700
Real Estate Agent
108 Anderson Street, Williamston, SC 29697
+1 (864) 840-9708
Shopping Center
Beaverdam Road, Williamston, SC 29697
+1 (864) 964-0233
Specialist
301 East Main Street, Williamston, SC 29697
+1 (864) 847-4440

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically to be repaid within a short period, ranging from a few weeks to several months. They are ideal for covering unexpected expenses or emergencies.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans are often based on income and ability to repay rather than just credit scores. However, interest rates may be higher than those offered to borrowers with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide borrowers with funds quickly, often within the same day of application approval. It's important to check the approval timeframes with your lender, as it can vary.

How do short-term loans work?

Short-term loans are short-term loans typically due on your next payday. They are often smaller in amount and can be acquired quickly. However, they usually come with high fees and interest rates, so it's important to use them responsibly.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender, but it typically ranges from a couple of hundred dollars to a few thousand. Factors such as your income and credit history will also influence the amount.

Are there any alternatives to short-term loans?

Yes, alternatives to short-term loans include personal loans, credit union loans, or negotiating payment plans with creditors. These options often come with lower interest rates and more favorable terms than short-term loans.

What should I consider before applying for a short-term loan?

Before applying for a short-term loan, consider the total cost of the loan, including fees and interest rates. Ensure that you understand the repayment terms and that you can meet them without compromising your financial stability.

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Williamston ZIP Codes

29697