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Best Online Short-term Loans in Travelers Rest

Need quick cash? Our Best Cash Advance Short-term Loans are here to help! Unexpected expenses can turn even the most organized budget upside-down, causing stress and confusion. Don't let bills pile up and worry you any longer. Our fast, easy-to-access short-term loans provide the perfect solution, giving you the financial flexibility you need right when you need it. With our reliable service, you can access funds swiftly and regain control. Let us be your trusted partner in overcoming short-term financial hurdles. Explore our services now and discover how simple it is to bridge the gap till your next paycheck!

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Best Online Short-term Loans in Travelers Rest

ABC Finance Co.
Loan agency
4.40
9 reviews

Address: 225 N Poinsett Hwy, Travelers Rest, SC 29690

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (864) 834-9054

Website: abcfinancetr.com

Services:

Installment loans Payday loans Signature loans Title loans Consolidation Loans Personal Loans Quick Cash Small Loan Starter Loans
Cash To Payday
Loan agency

Address: 21 S Main St Ste A, Travelers Rest, SC 29690

Phone Number: +1 (864) 834-5364

Website: premiumloans.pw

Alternatives to Short-term Loans in Travelers Rest

Short-term loans offer borrowers quick access to funds and are typically repaid within a year. Personal loans are unsecured loans provided for various individual needs, often requiring a credit check, with lenders offering flexibility in usage. Installment loans are a type of loan where the borrower receives a lump sum upfront and repays the amount in regular intervals or installments over a specified period; they can be used for a wide range of purposes, from home repairs to unexpected expenses. Title loans, on the other hand, are secured loans that require the borrower to use their vehicle title as collateral, allowing for easy access to funds but often involving higher interest rates and the risk of vehicle repossession if the loan is not repaid.

Best Personal Loan

First Nations Home Mortgage Inc
5.00
10 reviews

When it comes to short-term loans, the best personal loans are typically unsecured loans that give borrowers a quick financial boost for individual purposes. These loans are beneficial for handling unexpected expenses or consolidating debt. They often require a fair credit score, and the approval process is relatively straightforward. The interest rates and loan terms may vary, so it's important for borrowers to compare different options to find the one that best suits their needs in terms of affordability and repayment conditions.

Best Installment Loan

Gary Pouch - Raymond James
0.00
0 reviews

Installment loans provide another effective form of short-term borrowing, typically allowing borrowers to repay in equal monthly payments over a set period. These loans can accommodate a range of financial needs, from home repairs to debt consolidation, offering flexibility in terms and repayment structures. Achieving the best deal often involves comparing lenders with competitive rates and transparent fee structures to ensure affordability and manageability over the loan's duration.

Best Car Title Loan

Ace Cash Title Loans Inc
0.00
0 reviews

Title loans offer a quick way to secure a short-term loan using a vehicle title as collateral. The best title loans are typically found through reputable lenders that provide fair terms and rates while ensuring a transparent loan process. These loans can be a good option for borrowers with poor credit, as the vehicle's value determines the loan amount. However, it's important to understand the risks involved, as failing to repay the loan can result in the loss of the vehicle.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have secured a short-term loan have several options for utilizing these funds across various local service providers. In the medical sector, the loan can cover urgent medical expenses, such as consultations and treatments. For car repair needs, it can be applied to service costs or essential parts replacement. Additionally, the loan can address legal service fees for consultations or court representations, funeral service expenditures, and cover the cost of repairing or replacing household appliances.

Car Repair and Service
25 North Main Street, Travelers Rest, SC 29690
+1 (864) 610-2394
Car Wash
252 Pine Meadow Drive, Travelers Rest, SC 29690
+1 (864) 905-8402
Club & Association
21 Blue Ridge Drive, Travelers Rest, SC 29690
+1 (864) 879-0003
Community Center
2 Knightsridge Road, Travelers Rest, SC 29690
+1 (864) 836-4411
Dentist
309 North Main Street, Travelers Rest, SC 29690
+1 (864) 938-7178
Fitness Club & Center
31 Sunset Court, Travelers Rest, SC 29690
+1 (864) 834-4792
Florists
21 Plaza Drive, Travelers Rest, SC 29690
+1 (864) 834-9427
Government Office
Travelers Rest, SC 29690
+1 (864) 610-2196
Hospital
600 North Highway 25, Travelers Rest, SC 29690
+1 (864) 834-4995
Library
17 Center Street, Travelers Rest, SC 29690
+1 (864) 834-3650
Local Post Office
400 South Main Street, Travelers Rest, SC 29690
+1 (864) 834-3227
Motel
1452 North Highway 25, Travelers Rest, SC 29690
+1 (864) 834-4589
Movie Theater
9 Benton Road, Travelers Rest, SC 29690
+1 (864) 834-7795
Museum
3 Edward Street, Travelers Rest, SC 29690
+1 (864) 380-4979
Pharmacy
6414 State Park Road, Travelers Rest, SC 29690
+1 (864) 834-4750

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is scheduled to be repaid in a shorter time frame, typically within a year. It is designed to provide quick financial assistance, often for unexpected expenses or bridge gaps between paychecks.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically tailored for individuals with bad credit. These loans may come with higher interest rates, but they provide an opportunity for those with poor credit histories to secure the funds they need.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the funds on the same day of application approval. They are an ideal solution for emergency financial needs where funds are required quickly.

How do short-term loans work?

Short-term loans are a type of short-term loan intended to be paid back on the borrower's next payday. They are usually small amounts and come with high fees. These loans are accessible even to those with bad credit but must be used cautiously due to their high cost.

What is the typical amount I can borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender and your personal circumstances but typically ranges from $100 to $5,000. Many lenders have a maximum limit, and loans are often based on your income and ability to repay.

What are the requirements to qualify for a short-term loan?

To qualify for a short-term loan, you usually need to be at least 18 years old, have a valid ID, proof of income, a bank account, and a reachable contact number. Different lenders have different requirements, so it's important to check the specific criteria of the lender you are considering.

How quickly can I receive funds from a short-term loan?

The speed at which you can receive funds from a short-term loan is one of its key benefits. Many lenders offer same-day or next-day disbursement once your application is approved and you have signed the loan agreement.

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Travelers Rest ZIP Codes

29609
29613
29617
29690