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Best Online Short-term Loans in Rock Hill

Stuck in a cash crunch? That unexpected bill or urgent purchase can't wait, and neither should you. The stress of financial strain can keep you up at night, but we have the perfect solution. Our Best Cash Advance Short-term Loans offer quick, straightforward relief right when you need it most. No more waiting or endless paperwork. With our streamlined process, you’ll have funds in your pocket, fast. Don’t let unexpected expenses derail your plans. Trust us to provide a hassle-free borrowing experience that gets you back on track in no time. Act now and secure your short-term loan today!

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Best Online Short-term Loans in Rock Hill

Security Finance Corporation
Loan agency

Address: 875 Albright Rd #101, Rock Hill, SC 29730

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (803) 328-1366

Website: security-finance.com

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Child Tax Credit Consumer Loans Continuing Education Disability Insurance Finance Loan Financial Solutions Health Insurance Life Insurance Medical Plan Personal Finance Small Loans Tax Deductions Tax Help
AgSouth Farm Credit
Loan agency
5.00
7 reviews

Address: 1321 Springdale Rd, Rock Hill, SC 29730

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (803) 324-1131

Website: agsouthfc.com/locations/south-carolina-branches/rock-hill.aspx

Services:

Business loans Financing Flex loans Installment loans Microloans Payday loans Signature loans Agricultural Financial Agriculture Loan Built Home Buy A Home C2P Loan Construction to Permanent Loan Conventional Home Loans Conventional Loans Conventional Mortgage Conventional Mortgage Programs Crop Insurance Custom Built Direct Loans During Construction Equipment Leasing Equipment Loans Farm Credit Express Farm Equipment Leasing Farm Equipment Loans Farm LLoans Farm Operation Farm Operation Loan Farm loan Financial Education Financial Planning Financial Reports Financial Services Financial Training Home And Construction Loans Home Buying Home Construction Loans Home Improvements Home Mortgage Home Mortgages Home Refinancing Home loan Housing Lender Insurance Plans Investment Properties LConsultant LImprovements LLoan Calculator LSales Lloan Leasing Lending Money Life Insurance Loan Payment Calculator Lot Loans Mortgage Insurance Mortgage Loans Mortgage Payment Mortgage Programs Mortgages for Homes with Acreage New Farm Patronage Program Portfolio Loan Private Insurance Private Mortgage Property Insurance Purchase A Home Purchase Or Refinance Refinance A House Refinance Your Existing Loan Refinance Your Home Loan Repayment Plans Rural Home Loans Rural Homes Special Loan Programs Tax Returns Taxes & Insurance
Approved Cash
Loan agency
5.00
10 reviews

Address: 2260 Cross Pointe Dr Suite 97 Ste 97, Rock Hill, SC 29730

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (803) 980-1066

Website: approvedcashadvance.com/locations/rock_hill

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Cash Advance Check Cashing Financial Services Home Loan Loan New Loan Payday Small Loan Tax Preperation Services
Advance America
Financial institution
4.90
10 reviews

Address: 1930 Cherry Rd Suite B, Rock Hill, SC 29732

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (803) 329-9775

Website: advanceamerica.net/store-locations/south-carolina/1930-cherry-rd-suite-b-rock-hill-29732

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loans Unsecured Loans
World Finance
Loan agency
4.90
8 reviews

Address: 1030 Edwards St Suite 105, Rock Hill, SC 29732

Phone Number: +1 (803) 681-2931

Services:

Business loans Installment loans Line of credit Signature loans Title loans Auto Repair Build Credit Car Repairs Credit Cards Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Returns
Southern Finance
Loan agency
4.50
10 reviews

Address: 875 Albright Rd, Rock Hill, SC 29730

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 981-7660

Website: heightsfinance.com/loan-office-location/personal-loans-rock-hill-south-carolina

Services:

Line of credit Signature loans Auto Repairs Credit Insurance Personal Loans
1st Heritage Credit
Loan agency
4.50
3 reviews

Address: 110 Anderson Rd N Ste 118, Rock Hill, SC 29730

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 619-6604

Website: 1stheritagecredit.com

Services:

Installment loans Payday loans Signature loans Account Services Auto Loan Car Repairs Debt Consolidation Employee Training Lending Services Loan Online Medical Bills Personal Loans
Credit Central
Loan agency
4.30
10 reviews

Address: 1512 E Main St, Rock Hill, SC 29730

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 366-8118

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
OneMain Financial
Loan agency
3.90
4 reviews

Address: 572 John Ross Pkwy Ste 103, Rock Hill, SC 29730

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (803) 366-6176

Website: onemainfinancial.com/branches/sc/rock-hill/29730/834

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Cash Out Refinance Consolidation Credit Consumer Loan Credit Cards Debt Consolidation Loans Emergency Loans Moving Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Holiday Loan Home Improvements Housing Counselors Lending Solutions Loan Calculator Loan Insurance Medical Loans Military Lending Money Management Mortgage Loan Servicer Mortgage Loans Mortgage Payment Motor Vehicle Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Repayment Plan Rv Loans Secured Loan Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
AmeriCash Loans
Loan agency
3.70
10 reviews

Address: 2186 Cherry Rd, Rock Hill, SC 29732

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (803) 327-2800

Website: americashloans.net/locations/south-carolina/rock-hill

Services:

Installment loans Payday loans Title loans Auto Repairs Car Repairs Easy Loans Home Improvements Home Repairs Loan Applications Location Plan Quick Cash Loans Short-Term Loans Student Loans Tax Preparation Tax Returns
Security Finance
Loan agency
3.00
4 reviews

Address: 129 E White St, Rock Hill, SC 29730

Phone Number: +1 (803) 328-3868

Services:

Business loans Flex loans Installment loans Payday loans Signature loans Account Management Auto Repair Consumer Finance Consumer Loans Disability Insurance Financial Services Health Insurance Income Tax Preparation Life Insurance Personal Finance Property Insurance Secure Loans Small Loans Tax Help
Williams & Fudge, Inc.
Loan agency
2.70
53 reviews

Address: 300 Chatham Ave, Rock Hill, SC 29730

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (800) 849-9791

Website: wfcorp.com

Services:

Business loans Installment loans Debt Consolidation Early Intervention Employee Assistance Life Insurance Loan Consolidation Loan Grants Loan Repayment Plans Nursing Loans Payment Processing Repayment Plans Skip Tracing Student Loan Consolidation Student Loans
Advance Payday
Check cash
1.00
1 reviews

Address: 262 S Cherry Rd, Rock Hill, SC 29732

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (803) 327-2977

Republic Finance Inc
Loan agency

Address: 2371 Cherry Rd, Rock Hill, SC 29732

Phone Number: +1 (803) 366-4546

Atlantic Commercial Credit Crp
Loan agency

Address: 2121 Ebenezer Rd # 103, Rock Hill, SC 29732

Phone Number: +1 (803) 366-8201

Cash Ahead
Loan agency

Address: 2438 Cherry Rd, Rock Hill, SC 29732

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (844) 335-5099

Twin States Finance Co
Loan agency

Address: 955 N Anderson Rd, Rock Hill, SC 29730

Phone Number: +1 (803) 366-2011

Alternatives to Short-term Loans in Rock Hill

Short-term loans offer quick financial solutions and come in various types, including personal, installment, and title loans. Personal loans are unsecured loans that provide a fixed amount of money to be repaid over a short period, typically with higher interest rates due to the lack of collateral. Installment loans require borrowers to repay the loan through predetermined payments over a specified duration, often requiring credit checks but offering more predictable repayment schedules. Title loans, on the other hand, are secured loans where the borrower provides their vehicle title as collateral, allowing access to funds even with poor credit, though they risk losing the vehicle if unable to repay the loan.

Best Personal Loan

Check `n Go
5.00
52 reviews

Short-term loans are a quick financing option for those who need immediate funds and prefer not to pursue longer repayment plans. Among the best personal loans for short-term needs are those that offer flexibility with payment terms, reasonable interest rates, and minimal credit requirements. Personal loan options often provide unsecured financing, meaning borrowers aren’t required to put down collateral. This makes them an attractive choice for applicants who need money fast and prefer a straightforward borrowing process without the risk of losing valuable assets.

Best Installment Loan

Sunbelt Credit
3.00
8 reviews

Installment loans are structured to provide the borrower with a fixed loan amount, which is repaid over a set period through regular installments. These loans offer predictability due to their fixed interest rates and repayment schedules, helping borrowers effectively manage their budgets. The best installment loans typically feature favorable terms such as low-interest rates, reasonable fees, and flexibility in repayment terms tailored to the borrower’s financial circumstances. They can be obtained through various financial institutions, including banks, online lenders, and peer-to-peer lending platforms.

Best Car Title Loan

Auto Money
5.00
29 reviews

Title loans are a specific type of short-term loan that requires the borrower to use their vehicle as collateral. This secured loan type often allows for quick access to cash, as the lender holds the vehicle's title until the loan is repaid. Title loans are popular due to their fast approval process and minimal credit requirements; however, they usually come with higher interest rates and fees. Borrowers should be cautious when opting for title loans, as failure to repay can result in the loss of the vehicle. Despite the risks, title loans can be a practical option for those needing immediate funds and have limited borrowing alternatives.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've recently secured a short-term loan, there are several essential local services where this financial boost can be effectively utilized. Medical expenses, whether for unexpected treatments or routine procedures, can quickly accumulate, making a loan helpful in covering these costs. Additionally, funds from a short-term loan can address immediate needs such as car repairs, legal fees, funeral arrangements, or even appliance services, ensuring you can resolve crucial matters without financial strain.

Bodyshop
148 Old Rawlinson Road, Rock Hill, SC 29732
+1 (803) 980-5501
Car Wash
1061 Camden Avenue, Rock Hill, SC 29732
+1 (803) 366-0505
Club & Association
732 West Main Street, Rock Hill, SC 29730
+1 (803) 327-2975
College/University
660 Anderson Road North, Rock Hill, SC 29730
+1 (803) 981-1083
Community Center
1067 Oakland Avenue, Rock Hill, SC 29732
+1 (803) 328-1343
Dentist
1033 Bayshore Drive, Rock Hill, SC 29732
Do-It-Yourself Centers
2815 Home Depot Boulevard, Rock Hill, SC 29730
+1 (803) 909-2420
Doctor
6035 Hollis Lakes Road, Rock Hill, SC 29732
+1 (704) 295-3000
Fast Food
1343 East Main Street, Rock Hill, SC 29730
Fitness Club & Center
1347 East Main Street, Rock Hill, SC 29730
+1 (803) 820-9466
Government Office
349 Columbia Avenue, Rock Hill, SC 29730
+1 (803) 329-5534
Hospital
725 Cherry Road, Rock Hill, SC 29732
+1 (803) 619-9200
Hotel
493 Galleria Boulevard, Rock Hill, SC 29730
+1 (803) 329-0000
Library
1029 Crawford Road, Rock Hill, SC 29730
+1 (803) 327-7402
Movie Theater
2150 Cherry Road, Rock Hill, SC 29732
+1 (803) 366-5127

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks to a few months. These loans are designed to meet immediate financial needs and are often used in emergencies or unexpected situations.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. Although the interest rates may be higher compared to those with good credit, these loans provide an opportunity for individuals to access funds when they need them most.

What are same-day loans?

Same-day loans are short-term loans that promise quick approval and funds disbursement, often within the same day of application. They are ideal for situations where you need immediate financial assistance and cannot wait for the traditional lending process.

How do short-term loans work?

Short-term loans are a type of short-term loan that is typically due on your next payday. Borrowers write a post-dated check for the loan amount plus fees or authorize an automatic withdrawal from their bank account to repay the loan.

What are the requirements for obtaining a short-term loan?

The requirements can vary by lender, but generally, you need to be at least 18 years old, have a steady source of income, and possess an active checking account. Some lenders may also require proof of identification and contact information.

What are the risks associated with short-term loans?

Short-term loans often come with higher interest rates and fees, which can lead to a cycle of debt if not managed properly. It's essential to read the terms carefully and ensure you can repay the loan on time before borrowing.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's physical location. The application process typically involves filling out a form with your personal, financial, and employment information. After submission, you will receive a decision shortly, often within the same day.

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Rock Hill ZIP Codes

29730
29731
29732
29733
29734