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Apply Online for Short-term Loans in Lake City

Need cash in a hurry? Life's unexpected challenges don't wait, and neither should you. Finding yourself strapped for cash can be stressful, but our short-term loans offer the quick relief you need. We understand that emergencies happen, and waiting weeks for traditional loans just isn’t an option. With our best cash advance solutions, you can tackle financial hurdles with a simple and swift process. Leave the worry behind and get back to what matters most. Discover how friendly, fast, and hassle-free borrowing can be with our outstanding service. Apply today and conquer those short-term financial bumps effortlessly!

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Apply Online for Short-term Loans in Lake City

1st Franklin Financial
Loan agency
4.90
10 reviews

Address: 232 Kelley St Suite B, Lake City, SC 29560

Today's Business Hours: 8:30 AM - 1:30 PM

Phone Number: +1 (843) 394-1464

Website: locations.1ffc.com/sc/lake-city/232-kelley-street.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
World Finance
Loan agency
4.90
10 reviews

Address: 104 S Acline St, Lake City, SC 29560

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (843) 394-2727

Website: loansbyworld.com/locations/south-carolina/lake-city/29560/353

United Finance Co
Loan agency
4.30
1 reviews

Address: 101 E Main St, Lake City, SC 29560

Phone Number: +1 (843) 394-7311

Credit Central
Loan agency
3.70
2 reviews

Address: 251 W Main St STE 100, Lake City, SC 29560

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 394-5770

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once you've secured a short-term loan, it can be utilized across various essential service areas. For medical services, the loan can help cover unexpected hospital visits, prescriptions, or necessary medical treatments. If your vehicle requires immediate attention, you can allocate funds towards car repair services, while also having the flexibility to address immediate legal issues or pay for funeral services. Furthermore, should an appliance suddenly malfunction, the loan provides a quick solution to afford repair or replacement costs.

Car Repair and Service
170 South Acline Street, Lake City, SC 29560
+1 (843) 374-5777
Car Wash
162 South Ron McNair Boulevard, Lake City, SC 29560
+1 (843) 598-4781
Club & Association
229 Williamsburg Avenue, Lake City, SC 29560
+1 (843) 373-7718
College/University
278 West Cole Road, Lake City, SC 29560
+1 (843) 394-7233
Community Center
198 North Acline Street, Lake City, SC 29560
+1 (843) 394-2432
Dentist
804 West Main Street, Lake City, SC 29560
+1 (843) 374-2021
Fitness Club & Center
526 Freedom Avenue, Lake City, SC 29560
+1 (843) 496-1203
General Practitioner
101 John Street, Lake City, SC 29560
+1 (843) 394-2031
Government Office
398 North Matthews Road, Lake City, SC 29560
+1 (843) 374-3541
Hospital
258 North Ron McNair Boulevard, Lake City, SC 29560
+1 (843) 374-2036
Hotel
202 North Ron McNair Boulevard, Lake City, SC 29560
+1 (843) 394-8400
Library
221 East Main Street, Lake City, SC 29560
+1 (843) 394-8071
Local Post Office
226 West Main Street, Lake City, SC 29560
+1 (843) 394-2421
Movie Theater
3524 West Turbeville Highway, Lake City, SC 29560
+1 (843) 389-3499
Museum
Deep River Street, Lake City, SC 29560

FAQ

What is a Short-Term Loan?

A short-term loan is a type of financial product designed to help cover unexpected expenses or emergencies. These loans are typically repaid within a few months and can be useful for managing cash flow gaps.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders specialize in offering short-term loans to individuals with bad credit. While higher interest rates may apply, having a poor credit history does not automatically disqualify you from getting a short-term loan.

What are Same-Day Loans?

Same-day loans are a type of short-term loan designed to provide quick access to funds, often on the same day you apply. These loans are convenient for covering urgent financial needs but typically come with higher fees and interest rates.

How Do Short-term Loans Work?

Short-term loans are a specific type of short-term loan that must be repaid with your next paycheck. They are often for small amounts and provide fast cash, but their high interest rates and fees can make them a costly borrowing option.

What are the Requirements for a Short-Term Loan?

Typically, to qualify for a short-term loan, you need to be at least 18 years old, have a regular income, and possess an active checking account. Requirements may vary by lender, so it's important to check their specific criteria.

Are There Alternatives to Short-Term Loans for Bad Credit?

Yes, there are several alternatives to short-term loans for individuals with bad credit, such as personal installment loans, credit union loans, or getting a co-signer. Exploring these options might result in better terms and lower costs.

What Should I Consider Before Taking a Short-Term Loan?

Before taking a short-term loan, consider the interest rates, fees, and repayment terms. Ensure that you can afford the loan and that it meets your financial needs without compromising your ability to pay. Double-check the lender's reputation and understand all terms before signing.

Find Short-term Loans Near Me

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Lake City ZIP Codes

29560