Home page Lancaster

Best Online Short-term Loans in Lancaster

Struggling with unexpected expenses? Short-term loans may be the lifeline you need. These challenges can turn your life upside down, leaving you feeling stressed and overwhelmed. "Best Cash Advance Short-term Loans" offers a quick solution to ease your financial burden. Our streamlined process ensures you get the funds you need without hassle. Say goodbye to financial stress and hello to peace of mind. Discover the convenience of fast cash advances today and take control of your finances with confidence.

Table of content
Jump to

Best Online Short-term Loans in Lancaster

Advance America
Financial institution
4.70
10 reviews

Address: 1123-C Hwy, SC-9 Bypass W, Lancaster, SC 29720

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (803) 285-6503

Website: advanceamerica.net/store-locations/south-carolina/1123-c-hwy-bypass-9-w-lancaster-29720

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Child Tax Credit Christmas Loans Consumer Credit Consumers Loans Credit Counseling Debt Management Easy Cash Loans Electronic Bank Emergency Loans Expanded Loan Financial Services Holiday Loans Home Improvement Home Loans Loan Applications Loan Payments Loan Processing Loan With No Credit Check Money Loans Money Management Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Prepaid Cards Quick Loan Quick Loans Rates & Terms Finance Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans
Williams Finance and Insurance
Financial institution
4.10
8 reviews

Address: 713 S Main St, Lancaster, SC 29720

Today's Business Hours: 8:00 AM - 6:00 PM

Phone Number: +1 (803) 285-1524

Website: williamsfinanceandinsurance.com

Services:

Auto insurance Auto renters insurance Full coverage auto insurance General liability insurance Homeowners insurance Insurance consultation Motorcycle insurance RV insurance Annuity Coverage Annuity Insurance Atv Insurance Auto Loans Aviation Insurance Boat Insurance Bodily Injury Liability Bristol West Insurance Car Insurance Quote Car Loans Fire Insurance Flood Insurance Golf Cart Insurance Health Insurance Independent Insurance Life Insurance Manufactured Home Mobile Home Coverage Mobile Home Insurance Motorcycle Insurance Personal Injury Protection Personal Insurance Personal Liability Personal Loans Property Coverage Property Damage Liability Recreational Vehicle Insurance Recreational Vehicle Insurance Quote Rental Property Insurance Renters Insurance Covers Rv Insurance Safeco Insurance Tax Service Tenant Insurance Underinsured Motorist Coverage Uninsured Motorists Coverage Watercraft Insurance Watercraft Insurance Quote
nolimitllc
Financial institution
3.70
1 reviews

Address: 1196 Great Falls Rd, Lancaster, SC 29720

Today's Business Hours: 9:30 AM - 6:00 PM

Phone Number: +1 (803) 712-4415

Website: nolimitllc.com

Fast Cash Payday Loans
Financial institution

Address: 1108 SC-9 Business, Lancaster, SC 29720

Today's Business Hours: 8:00 AM - 7:30 PM

Website: paydayloanservices.org

Alternatives to Short-term Loans in Lancaster

Short-term loans are financial solutions designed to provide quick funding to individuals in need. Personal short-term loans are unsecured loans that can be used for various purposes, often featuring higher interest rates and shorter repayment periods. Installment loans require borrowers to repay the borrowed amount plus interest through scheduled payments over a set period, making them a more manageable option for those who need some time to pay back the loan. Title loans, on the other hand, use the borrower's vehicle title as collateral and typically come with high interest rates and the risk of losing the vehicle if the loan isn't repaid. Each type serves different financial needs and circumstances, catering to those who may face cash flow challenges or unexpected expenses.

Best Personal Loan

Carbucks of Carolina, Inc.
5.00
1 reviews

Short-term personal loans are unsecured loans that individuals can obtain to cover unexpected expenses or financial emergencies. These loans typically require a simple application process and can be approved quickly, often without the need for extensive credit checks. One popular option for the best personal short-term loans is a payday loan, which provides borrowers with a small amount of money that must be repaid by their next paycheck. While convenient, these loans often come with high interest rates, making them more suitable for immediate financial needs rather than long-term solutions.

Best Installment Loan

World Finance
4.50
6 reviews

Installment loans are a popular choice for short-term financing as they allow borrowers to repay in fixed installments over a set period. This type of loan offers predictability with scheduled payments, helping manage budgets effectively. The loan duration can be a few months to a couple of years, with interest rates and terms varying by lender. For those who need a more structured repayment plan, installment loans provide the convenience of stable payments and can improve credit scores with timely payments.

Best Car Title Loan

Auto Money
4.90
32 reviews

Title loans allow borrowers to use their vehicle's title as collateral to secure a loan, making them easy to qualify for, often without a credit check. However, they come with higher interest rates and the risk of losing the vehicle if the loan is not repaid. Among title loan providers, LoanMart is a well-known option, offering competitive rates and flexible terms to assist borrowers in managing their short-term cash flow needs, while allowing them to retain use of their vehicle during the loan period.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have already secured a short-term loan, this financial assistance can be effectively utilized in various essential local services. Whether addressing urgent medical expenses, handling necessary car repairs, covering legal fees, managing funeral costs, or financing new appliances, a short-term loan offers a valuable resource to ensure these critical needs are met promptly and efficiently.

Car Wash
1271 Shiloh Unity Road, Lancaster, SC 29720
+1 (803) 285-9274
Club & Association
200 Shrine Club Road, Lancaster, SC 29720
+1 (803) 283-6915
College/University
Hubbard Drive, Lancaster, SC 29720
+1 (803) 313-7000
Community Center
610 East Meeting Street, Lancaster, SC 29720
+1 (803) 285-7451
Dentist
727 Gillsbrook Road, Lancaster, SC 29720
+1 (803) 285-7923
Fast Food
1263 Great Falls Road, Lancaster, SC 29720
Fitness Club & Center
3878 Pageland Highway, Lancaster, SC 29720
+1 (803) 416-9518
Hospital
201A West Meeting Street, Lancaster, SC 29720
+1 (803) 286-4666
Hotel/Motel
1391 Charlotte Highway, Lancaster, SC 29720
+1 (803) 286-5151
Library
313 South White Street, Lancaster, SC 29720
+1 (803) 285-1502
Mobile Phone Shop
1107 Lancaster Bypass West, Lancaster, SC 29720
+1 (803) 283-2220
Movie Theater
1041 West Meeting Street, Lancaster, SC 29720
+1 (803) 285-5544
Museum
106 East Meeting Street, Lancaster, SC 29720
+1 (803) 285-9455
Pharmacy
108 North Woodland Drive, Lancaster, SC 29720
+1 (803) 286-6262
Post Office
961 North Main Street, Lancaster, SC 29720
+1 (800) 641-0324

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals access funds quickly for urgent expenses. These loans typically have a repayment period ranging from a few weeks to a few months. They are ideal for covering unexpected costs or bridging financial gaps until your next paycheck.

Can I get a short-term loan with bad credit?

Yes, you can obtain a short-term loan even if you have bad credit. Many lenders offer specialized services for individuals with less-than-perfect credit histories. These lenders focus more on your current ability to repay the loan rather than your past credit performance.

How do same-day loans work?

Same-day loans are designed to provide quick access to cash. Once you submit your application and it gets approved, the funds are typically disbursed into your bank account on the same day. This makes them a convenient option for urgent financial needs.

What are short-term loans?

Short-term loans are a type of short-term loan where the borrower receives a small amount of money, typically due on their next payday. These loans often come with high-interest rates and fees, making them an expensive borrowing option for immediate financial needs.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender, but it typically ranges from a few hundred to a few thousand dollars. The lender will assess your income, creditworthiness, and state regulations to determine your eligible loan amount.

What are the interest rates and fees associated with short-term loans?

Short-term loans often carry higher interest rates and fees compared to traditional loans because they are meant to be quick fixes for immediate financial needs. It's important to understand the cost of the loan, including interest and fees, before committing to ensure it's a financially sound decision.

How do I apply for a short-term loan?

You can apply for a short-term loan through various methods, including online application portals, in-store applications, or by phone. The process typically involves providing personal information, proof of income, and bank details. Once your application is reviewed and approved, you will receive the funds according to the lender's guidelines.

Find Short-term Loans Near Me

Jump to city name:

AbbevilleAikenAllendaleAndersonAndrewsAynorBallentineBambergBarnwellBatesburg LeesvilleBeachBeaufortBeech IslandBeltonBelvedereBennettsvilleBethuneBishopvilleBlacksburgBlackvilleBlufftonBlythewoodBoiling SpringsBowmanBranchvilleBuffaloCalhoun FallsCamdenCameronCampobelloCatawbaCayceChapinCharlestonCherawChesneeChesterChesterfieldClearwaterClemsonClintonCloverColumbiaConwayCottagevilleCowardCowpensDaniel IslandDarlingtonDenmarkDillonDuncanEasleyEastoverEdgefieldEdisto IslandEhrhardtElginElloreeEnoreeEstillEutawvilleFlorenceFolly BeachFort MillFountain InnFripp IslandGaffneyGalivants FerryGanttGastonGeorgetownGoose CreekGranitevilleGray CourtGreat FallsGreeleyvilleGreenvilleGreenwoodGreerHamptonHanahanHardeevilleHarleyvilleHartsvilleHeath SpringsHemingwayHillHilton Head IslandHodgesHolly HillHollywoodHonea PathHopkinsHugerIndian LandInletInmanIrmoIslandIsle Of PalmsIvaJacksonJames IslandJohns IslandJohnsonvilleJohnstonKershawKingstreeLadsonLake CityLake ViewLake WylieLancasterLandrumLattaLaurensLeesvilleLexingtonLittle RiverLongsLorisLugoffLymanManningMarionMatthewsMauldinMcclellanvilleMccormickMillMoncks CornerMooreMt PleasantMullinsMurrells InletMyrtle BeachNeesesNew EllentonNewberryNinety SixNorthNorth AugustaNorth CharlestonNorth Myrtle BeachOkatieOlantaOrangeburgPacoletPagelandPamplicoPawleys IslandPelionPelzerPendletonPickensPiedmontPleasantPort RoyalPowdersvilleProsperityRavenelRestRichburgRidge SpringRidgelandRiverRock HillRubySaludaSanteeSenecaShaw AfbSimpsonvilleSix MileSociety HillSpartanburgSpringsSt GeorgeSt MatthewsSt StephenStarrSummertonSummervilleSumterSurfside BeachSwanseaTaylorsTimmonsvilleTravelers RestTurbevilleUnionWadmalaw IslandWagenerWalhallaWalterboroWare ShoalsWarrenvilleWest ColumbiaWestminsterWhitmireWilliamstonWillistonWinnsboroWoodruffYemasseeYork

Lancaster ZIP Codes

29720
29721
29722