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Best Online Short-term Loans in Dillon

Need quick cash but don't know where to turn? Short-term money troubles can really stress you out. You might find yourself thinking about how to pay an urgent bill or manage an emergency expense. Don't let financial worries take over. Our Best Cash Advance Short-term Loans can be your perfect solution, bridging the gap until your next paycheck with ease and confidence. Apply today to get immediate relief from those pressing financial burdens, and regain your peace of mind. Fast, flexible, and secure – that’s how we roll!

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Best Online Short-term Loans in Dillon

Security Finance
Loan agency
5.00
1 reviews

Address: 215 Radford Blvd, Dillon, SC 29536

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (843) 774-0233

Website: securityfinance.com/locations/dillon-sc-1313

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
World Finance
Loan agency
5.00
1 reviews

Address: 1205 Hwy 301 N, Ste B, Dillon, SC 29536

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (843) 774-8778

Website: loansbyworld.com/locations/south-carolina/dillon/29536/217

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Advance America
Financial institution
5.00
10 reviews

Address: 1115 Hwy. 301 N, Unit C, Unit C, Dillon, SC 29536

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (843) 774-2846

Website: advanceamerica.net/store-locations/south-carolina/1115-hwy-301-n-unit-c-dillon-29536

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Furniture Financing Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Term Loans Terms Finance Typical Loans Unsecured Loans
1st Franklin Financial
Loan agency
4.90
10 reviews

Address: 1205 Highway 301 N, Suite E, Dillon, SC 29536

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 774-2272

Website: locations.1ffc.com/sc/dillon/1205-highway-301-n..html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Premier Loan Residential Mortgage Retail Sales Financing
Lenders Loans
Loan agency
4.80
2 reviews

Address: 106 N 5th Ave, Dillon, SC 29536

World Finance
Loan agency
4.60
4 reviews

Address: 305 E Main St, Dillon, SC 29536

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (843) 774-3624

Website: loansbyworld.com/locations/south-carolina/dillon/29536/211

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Credit Central
Loan agency
3.00
4 reviews

Address: 206 E Main St, Dillon, SC 29536

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (843) 774-5070

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Ace Check Services Inc
Check cash

Address: 206 Radford Blvd, Dillon, SC 29536

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (843) 774-5320

Alternatives to Short-term Loans in Dillon

Short-term loans offer quick financial solutions and come in various types to suit different needs. Personal loans are unsecured, flexible loan options that typically require a credit check and can be used for various purposes. Installment loans are structured with fixed payments over a set period, providing predictable budgeting for borrowers. Title loans, on the other hand, are secured loans where the borrower's vehicle title is used as collateral, offering rapid cash but with significant risk, as non-repayment can lead to the loss of the vehicle. Each loan type has unique features and requirements, making them suitable for different financial situations.

Best Personal Loan

Carolina Payday Loans, Inc.
5.00
16 reviews

Short-term personal loans are typically unsecured loans granted based on the borrower's creditworthiness. This makes them an attractive option for borrowers who may not own collateral. The best personal short-term loans often have lower interest rates compared to payday loans and offer more flexibility in repayment terms. These loans are generally used for emergencies or unexpected expenses and can be obtained quickly from online lenders or financial institutions.

Best Car Title Loan

TitleMax Title Secured Loans
5.00
83 reviews

Title loans are short-term loans that require the borrower to use their vehicle title as collateral. Usually short in duration, often 30 days, these loans allow individuals to borrow a percentage of their car's value. While providing fast access to cash and minimal requirements, title loans can be risky due to their high cost and potential to lose the vehicle if the loan is not repaid. Typically, these loans are sought by individuals with poor credit who may not qualify for other types of financing, but borrowers must carefully consider their ability to make payments before opting for this type of loan.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are several essential services that can be accessed locally to meet immediate financial needs. These funds can be effectively utilized for medical expenses, ensuring timely healthcare services and treatments. Should automobile issues arise, car repair services can be promptly attended to, minimizing disruptions to daily commutes. Additionally, legal services can be sought for urgent legal matters, while funeral expenses can be managed to provide dignity and respect during difficult times. Finally, appliance services can be accessed to repair or replace essential household items, maintaining the smooth functioning of daily routines.

Car Repair and Service
1021 Hog Haven, Dillon, SC 29536
+1 (843) 627-3249
Car Wash
1110 Highway 301 North, Dillon, SC 29536
+1 (843) 774-5574
College/University
205 West Howard Street, Dillon, SC 29536
+1 (843) 774-1458
Dentist
101 East Jackson Street, Dillon, SC 29536
+1 (843) 774-7662
Fast Food
808 Highway 301 North, Dillon, SC 29536
Fitness Club & Center
504 Radford Boulevard, Dillon, SC 29536
+1 (843) 206-4389
Government Office
501 South 1st Avenue, Dillon, SC 29536
Hospital
301 East Jackson Street, Dillon, SC 29536
+1 (843) 774-4111
Hotel/Motel
811 Highway 301 North, Dillon, SC 29536
+1 (843) 774-8221
Library
600 East Main Street, Dillon, SC 29536
+1 (843) 774-0330
Local Post Office
300 West Main Street, Dillon, SC 29536
+1 (843) 774-9481
Movie Theater
114 North MacArthur Avenue, Dillon, SC 29536
+1 (843) 774-8746
Pharmacy
603 North 6th Avenue, Dillon, SC 29536
+1 (843) 774-1816
Rent-a-Car Facility
1109 Highway 301 South, Dillon, SC 29536
+1 (843) 632-4047
Shop
1107 Radford Boulevard, Dillon, SC 29536
+1 (843) 774-6688

FAQ

What is a short-term loan?

A short-term loan is a type of financing that is typically repaid within a year. These loans provide quick access to funds for borrowers who need immediate financial assistance, and they're often used to cover unexpected expenses or financial emergencies.

Can I get a short-term loan with bad credit?

Yes, some lenders offer short-term loans specifically for individuals with bad credit. These lenders may consider factors other than your credit score to assess your eligibility, although the interest rates on these loans can be higher due to the increased risk.

How do same-day loans work?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often within the same day of application approval. This is ideal for borrowers who need immediate cash assistance. The application process is typically swift, and funds are directly deposited into the borrower’s bank account.

What are short-term loans?

Short-term loans are short-term, high-interest loans designed to be repaid on your next payday. They are typically used for small, urgent expenses and must be repaid in a single lump sum, generally within two to four weeks.

What are the fees and interest rates associated with short-term loans?

The fees and interest rates for short-term loans vary depending on the lender, the amount borrowed, and the borrower's creditworthiness. Due to their short repayment periods, interest rates can be significantly higher than those of traditional loans. It's important to read the loan agreement carefully to understand all costs involved.

How quickly can I receive the funds from a short-term loan?

Many short-term loan lenders offer a quick approval process, allowing borrowers to receive funds within 24 hours or even on the same day in some cases. The speed of fund disbursement depends on the lender's processes and the time of day you apply.

Are there any alternatives to short-term loans for those with bad credit?

Yes, there are alternatives to short-term loans for individuals with bad credit. Consider personal installment loans, credit union loans, or borrowing from friends and family. These alternatives may offer more favorable terms compared to short-term loans.

Find Short-term Loans Near Me

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Dillon ZIP Codes

29536