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Best Online Short-term Loans in Easley

Feeling the pinch before payday? You're not alone. Short-term financial hiccups can happen to anyone, but they don't have to derail your life. That's where our come in. Designed to tackle unexpected expenses quickly, these loans offer an easy and fast solution when you need it most. Say goodbye to the stress of sudden bills and hello to financial peace of mind. Let us help bridge your financial gap with a hassle-free loan experience tailored just for you.

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Best Online Short-term Loans in Easley

1st Franklin Financial
Loan agency
5.00
10 reviews

Address: 5155 Calhoun Memorial Hwy Suite S-U, Easley, SC 29640

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (864) 855-6200

Website: locations.1ffc.com/sc/easley/5155-calhoun-memorial-hwy.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
Advance America
Financial institution
5.00
10 reviews

Address: 6121 Calhoun Memorial Hwy, Easley, SC 29640

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (864) 855-2960

Website: advanceamerica.net/store-locations/south-carolina/6121-c-calhoun-memorial-hwy-easley-29640

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loans Unsecured Loans
Check `n Go
Loan agency
4.90
10 reviews

Address: 6919 Calhoun Memorial Hwy Suite B, Easley, SC 29640

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (864) 855-4900

Website: locations.checkngo.com/south-carolina/easley/6919-calhoun-memorial-highway

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Cashier's Checks Check Cashing Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Paying Bills Personal Checks Refinance My Loan Retail Loans Tax Returns Unsecured Personal Loans
Quick Credit
Loan agency
4.80
10 reviews

Address: 101 NE Main St, Easley, SC 29640

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (864) 855-5686

Website: heightsfinance.com/loan-office-location/fast-loans-easley-south-carolina

Services:

Line of credit Signature loans Auto Repairs Credit Insurance Personal Loans
World Finance
Loan agency
4.70
10 reviews

Address: 504 W Main St Ste G, Easley, SC 29640

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (864) 859-7534

Website: loansbyworld.com/locations/south-carolina/easley/29640/240

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
KeyStone Financial
Loan agency
4.70
10 reviews

Address: 1035 S Pendleton St C, Easley, SC 29642

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (864) 644-8630

Website: keycashloans.com

Services:

Installment loans
Credit Central
Loan agency
4.50
6 reviews

Address: 5284-F, Calhoun Memorial Hwy, Easley, SC 29640

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (864) 306-1944

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Security Finance
Loan agency
4.00
3 reviews

Address: 6932 Calhoun Memorial Hwy Suite K, Easley, SC 29640

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (864) 859-4094

Website: securityfinance.com/locations/easley-sc-0108

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Regional Finance
Loan agency
3.90
4 reviews

Address: 5809 Calhoun Memorial Hwy k, Easley, SC 29640

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (864) 850-9969

Website: branches.regionalfinance.com/sc/easley/5809-calhoun-memorial-highway.html

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Appliance Loans Auto Repair Loans Car Loan Car Repairs Credit Card Debt Debt Consolidation Loans Financial Services Furniture Loans Holiday Loans Home Repairs Loans Personal Loans New Furniture Small Loan Travel Loans
Republic Finance
Loan agency
3.30
3 reviews

Address: 5115 Calhoun Memorial Hwy Ste D, Easley, SC 29640

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (864) 855-8174

Website: locations.republicfinance.com/republic-finance-335acb695fcf

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Microloans Auto Insurance Auto Repairs Auto Secured Loan Automobile Loan Bill Consolidation Loans Car Maintenance Car Repairs Consumer Credit Consumer Finance Consumer Loans Corporate Finance Credit Insurance Current Loans Customers Finance Debt Settlements Emergency Loans Existing Loans Financial Assistance Fixed Rate Financing Flexible Spending Accounts Full Financial Holiday Cash Holiday Loan Home Improvement Loan Home Repairs K 12 School Expense Loan Loan Funds Loan Payments Loan Personal Loan Loan Refinance New Loan Options Online Loan Application Online Personal Loan Payment Processing Payment Transfer Personal Finance Project Management Refinancing Option Repayment Plan Repayment Plans Sales Finance Secured Personal Loans Small Loan Specialty Finance Standard Loan Strategic Plans Unsecured Loan Vacation Loan Vehicle Refinancing

Alternatives to Short-term Loans in Easley

Short-term loans cater to immediate financial needs with different options such as personal, installment, and title loans. Personal loans offer quick funds without collateral, often with higher interest rates, for those with urgent expenses. Installment loans allow borrowers to repay in fixed monthly payments over a short term, offering predictability and often requiring a credit check. Title loans use the borrower's vehicle as collateral, providing fast access to cash; however, they carry the risk of losing the vehicle if the loan is not repaid on time.

Best Personal Loan

CBM Mortgage
5.00
1 reviews

Short-term personal loans are typically unsecured loans that are granted quickly and without the need for collateral. These loans are ideal for individuals who need a small amount of money urgently. The best personal short-term loan option would be one with a competitive interest rate, flexible repayment terms, and quick approval process. For example, a lending platform that offers online applications with instant decisions and funding within a day can be highly advantageous for borrowers needing immediate funds.

Best Car Title Loan

TitleMax Title Secured Loans
5.00
77 reviews

Title loans offer a unique solution for individuals needing quick cash by using their vehicle's title as collateral. This type of loan is attractive for those who may not qualify for traditional credit-based lending due to a low credit score. The best title loan provides a substantial percentage of the vehicle's value as loan funds and comes with a transparent fee structure and a manageable repayment plan. It offers an avenue for borrowers to access money quickly without selling their car, albeit with the risk of losing the vehicle if the loan is not repaid.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've taken out a short-term loan, it can be used across various local service providers to address urgent needs. This financial assistance can cover medical expenses, car repairs, legal fees, funeral costs, and appliance services. Utilizing these local resources ensures timely support for essential services when immediate funds are necessary.

Car Wash
839 Powdersville Road, Easley, SC 29642
+1 (864) 442-0081
Club & Association
201 Peoples Drive, Easley, SC 29642
+1 (866) 881-2866
College/University
1400 Griffin Mill Road, Easley, SC 29640
+1 (864) 855-8195
Community Center
Easley, SC 29642
+1 (864) 397-3100
Concert Hall
201 South 5th Street, Easley, SC 29640
+1 (864) 855-1817
Dentist
803 Brushy Creek Road, Easley, SC 29642
+1 (864) 855-2793
Fitness Club & Center
838 Powdersville Road, Easley, SC 29642
+1 (864) 671-6444
Government Office
111 Walkers Way, Easley, SC 29642
+1 (864) 850-3372
Hospital
115 Whitmire Road, Easley, SC 29640
+1 (864) 326-1670
Hotel
Easley, SC 29640
Library
304 Biltmore Road, Easley, SC 29640
+1 (864) 850-7077
Motorcycle Repair
494 Pearson Road, Easley, SC 29642
+1 (864) 850-3057
Movie Theater
5065 Calhoun Memorial Highway, Easley, SC 29640
+1 (864) 850-5200
Museum
201 South Pendleton Street, Easley, SC 29640
Pharmacy
401 Hillcrest Drive, Easley, SC 29640
+1 (864) 642-4879

FAQ

What are Short-term Loans?

Short-term loans are financial products designed to provide quick cash with a relatively short repayment period, usually ranging from a few weeks to a month. They are particularly useful for addressing unexpected expenses or urgent financial needs.

Can I Get a Short-term Loan with Bad Credit?

Yes, it is possible to get a short-term loan with bad credit. Many lenders offer loans specifically designed for individuals with poor credit histories. However, these loans often come with higher interest rates to offset the risk to the lender. It’s important to compare different offers and read the terms and conditions carefully.

What is a Same-day Loan?

A same-day loan is a type of short-term loan where the funds are disbursed on the same day your application is approved. These loans are ideal for individuals who need immediate cash for urgent expenses. However, it’s crucial to have your documentation ready and meet all lender requirements to facilitate quick processing.

Is a Short-term Loan the Same as a Short-term Loan?

While all short-term loans are short-term loans, not all short-term loans are short-term loans. Short-term loans are a specific type of short-term loan that is typically due in a lump sum on your next payday, hence the name. Other types of short-term loans may offer more flexible repayment options.

How Can I Apply for a Short-term Loan?

To apply for a short-term loan, start by researching and selecting a reputable lender who meets your needs. You can apply online or in person by providing personal information, proof of income, banking details, and any other documentation required by the lender. The approval process is usually quick, and you may receive funds as soon as the same day.

What are the Risks of Short-term Loans?

Short-term loans can be convenient, but they also come with risks. These loans generally have higher interest rates, which can make them expensive if not repaid on time. Failure to repay a short-term loan can result in additional fees, a negative impact on your credit score, and potential collection actions. It is crucial to assess your ability to repay before taking out a short-term loan.

How Do I Compare Short-term Loan Offers?

When comparing short-term loan offers, consider the interest rate, repayment terms, any fees, and the lender's reputation. Use online comparison tools to evaluate different options and ensure you understand the total cost of the loan. Reading customer reviews and verifying the lender’s credentials can also help in making an informed decision.

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Easley ZIP Codes

29640
29641
29642