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Best Online Short-term Loans in Manning

Stuck in a cash crunch? That unexpected bill or urgent purchase can't wait, and neither should you. The stress of financial strain can keep you up at night, but we have the perfect solution. Our Best Cash Advance Short-term Loans offer quick, straightforward relief right when you need it most. No more waiting or endless paperwork. With our streamlined process, you’ll have funds in your pocket, fast. Don’t let unexpected expenses derail your plans. Trust us to provide a hassle-free borrowing experience that gets you back on track in no time. Act now and secure your short-term loan today!

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Best Online Short-term Loans in Manning

Security Finance
Loan agency

Address: 9 W Rigby St, Manning, SC 29102

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (803) 435-8841

Website: securityfinance.com/locations/manning-sc-0343

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Credit Central
Loan agency
5.00
1 reviews

Address: 431 W Boyce St, Manning, SC 29102

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 435-0758

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
World Finance
Loan agency
5.00
9 reviews

Address: 104 Capital Way, Manning, SC 29102

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (803) 435-4490

Website: loansbyworld.com/locations/south-carolina/manning/29102/373

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Advance America
Financial institution
4.90
10 reviews

Address: 212 S Mill St, Manning, SC 29102

Phone Number: +1 (803) 435-5499

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debit Card Loans Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Services Money Transfers Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Registration Loans Repayment Plan Security Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Typical Loans Unsecured Loans
Fast Cash Tax Services Llc
Financial institution

Address: 214 Commerce Street, Manning, SC 29102

Freedom Finance Inc
Loan agency

Address: 469 N Brooks St, Manning, SC 29102

Today's Business Hours: 8:00 AM - 7:30 PM

Phone Number: +1 (803) 435-5084

Website: expressloansofamerica.com

Sunset Finance
Loan agency

Address: 8 E Keitt St, Manning, SC 29102

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 435-9020

Website: sunsetfinance.net

Services:

Business loans Installment loans Signature loans Auto Repair Car Repair Consumer Finance Consumer Loans Doctor Bills Holiday Shopping Home Repair Loan Process Loans Personal Loans No Irs Personal Finance Refinance Loans Secured Personal Loans Starter Loans Tax Prep Tax Preparation Services Tax Refund Advance Tax Return Travel Expenses
Local Finance and Tax Service of Manning SC
Loan agency

Address: 7 S Church St, Manning, SC 29102

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (803) 435-4171

Website: localmgmt.net

Alternatives to Short-term Loans in Manning

Short-term loans typically bridge financial gaps with a quick repayment period. Personal loans are unsecured and can be used for various purposes, requiring no collateral but often having higher interest rates. Installment loans are repaid over a set period through scheduled payments, providing a predictable repayment plan, with terms varying based on the lender and borrower's creditworthiness. Title loans use a borrower's vehicle as collateral, allowing access to funds quickly but posing a risk of losing the vehicle if the loan is not repaid on time. Each type offers unique benefits and risks, catering to different financial needs and situations.

Best Personal Loan

Regional Finance
5.00
7 reviews

Short-term loans are a versatile financial tool designed to provide quick access to funds for personal, installment, and title loan needs. Short-term personal loans are often unsecured and offer borrowers a chance to cover unexpected expenses, manage cash flow, or consolidate high-interest debt. These loans typically have a swift application process and quick funding, making them an attractive option for those in need of immediate financial assistance. Examples include payday loans and cash advances that, while convenient, often come with high interest rates and fees.

Best Car Title Loan

TitleMax Title Secured Loans
4.90
36 reviews

Title loans provide short-term cash solutions by using a vehicle title as collateral. These loans can be acquired quickly, with approval processes often completed within a day, making them suitable for emergencies. Loan amounts depend on the vehicle's value, and borrowers maintain use of their vehicle during the loan period. While title loans can offer significant advantages for those with few other borrowing options, it's important to consider the high interest rates and the risk of vehicle repossession if repayment terms are not met.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have secured a short-term loan have several options for utilizing these funds across various local service providers. In the medical sector, the loan can cover urgent medical expenses, such as consultations and treatments. For car repair needs, it can be applied to service costs or essential parts replacement. Additionally, the loan can address legal service fees for consultations or court representations, funeral service expenditures, and cover the cost of repairing or replacing household appliances.

Car Repair and Service
3217 Sumter Highway, Manning, SC 29102
+1 (803) 473-9912
College/University
11 West Rigby Street, Manning, SC 29102
+1 (803) 435-8429
Community Center
113 East Boyce Street, Manning, SC 29102
+1 (803) 696-4245
Dentist
1988 Paxville Highway, Manning, SC 29102
Doctor
1036 Professional Court, Manning, SC 29102
+1 (803) 433-5220
Fitness Club & Center
50 East Hospital Street, Manning, SC 29102
+1 (803) 435-5200
Government Office
411 North Brooks Street, Manning, SC 29102
+1 (803) 435-8477
Hospital
1013 Professional Court, Manning, SC 29102
+1 (803) 775-8351
Hotel
5342 Alex Harvin Highway, Manning, SC 29102
Library
215 North Brooks Street, Manning, SC 29102
+1 (803) 435-8633
Local Post Office
10 West Keitt Street, Manning, SC 29102
+1 (803) 435-8367
Museum
102 South Brooks Street, Manning, SC 29102
+1 (803) 433-0328
Real Estate Agent
21 West Boyce Street, Manning, SC 29102
+1 (803) 435-4378
Rent-a-Car Facility
543 South Mill Street, Manning, SC 29102
+1 (803) 825-4509
Restaurant
476 North Brooks Street, Manning, SC 29102
+1 (803) 435-4212

FAQ

What are Short-Term Loans?

Short-term loans are borrowing options designed to provide financial relief for unexpected expenses or emergencies. They typically have a shorter repayment period, often under a year, and can be an ideal solution for immediate financial needs. These loans offer quick access to funds, making them a popular choice for individuals facing temporary cash flow challenges.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can still qualify for a short-term loan even with bad credit. Many lenders offer loans specifically tailored for individuals with less-than-perfect credit scores. While the interest rates might be higher for those with bad credit, these loans can be a valuable option for obtaining quick financial assistance when needed.

How Do Same-Day Loans Work?

Same-day loans are a type of short-term loan designed to provide quick financial assistance. The application process is often simple and can be completed online. Once approved, funds are typically deposited into your account on the same day, making them an excellent option for urgent financial needs. Approval time can vary, but lenders aim to provide funds as quickly as possible.

What Are Short-term Loans?

Short-term loans are short-term, high-interest loans intended to cover immediate expenses until your next paycheck. They are typically due on your next payday and are often easy to obtain, even for those with bad credit. However, due to high fees and interest rates, they should only be used as a last resort or for emergencies.

What Are the Consequences of Not Repaying a Short-term Loan?

Failing to repay a short-term loan can lead to several negative consequences. Lenders may impose additional fees and higher interest rates, which can accumulate quickly. It can also damage your credit score, making it harder to borrow money in the future. Additionally, lenders might take legal action to recover the owed funds.

What Are the Benefits of Short-Term Loans?

Short-term loans offer several benefits, including quick access to funds, minimal paperwork, and flexible borrowing amounts. They are ideal for managing unexpected expenses such as medical bills, car repairs, or urgent home maintenance. Additionally, short-term loans can help improve your credit score if repaid on time, showcasing responsible borrowing behavior.

How Do I Choose the Right Short-Term Loan?

When considering a short-term loan, assess your financial situation and repayment capability. Compare different lenders for interest rates, fees, and terms. Ensure the lender is reputable and transparent about costs. Reading customer reviews and assessing the lender's credibility can also aid in making an informed decision. Always borrow what you can comfortably repay to avoid financial complications.

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Manning ZIP Codes

29102