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Best Online Short-term Loans in Greenwood

Need quick cash relief? When unexpected expenses hit, our Best Cash Advance Short-term Loans offer the speedy solution you need. Forget about the stress and hassle of traditional lending. We understand the urgency and are here to make borrowing easy. Traditional loans can be tedious, leaving you waiting when you don’t have time to spare. Our streamlined application process ensures you get what you need, when you need it, without the wait. Whether it's a car repair or an urgent bill, count on us for immediate financial support. Get back to what matters most with our fast and reliable short-term loans.

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Best Online Short-term Loans in Greenwood

Advance America
Financial institution
5.00
10 reviews

Address: 220 By-pass 72 NW Ste. B, Greenwood, SC 29649

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (864) 223-1987

Website: advanceamerica.net/store-locations/south-carolina/220-bypass-72-nw-ste-b-greenwood-29649

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 12 Months Loan 14 Days Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debit Card Loans Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Fast Cash Loans Financial Loan Financial Plan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Services Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Registration Loans Repayment Plan Secured Loan Security Security Online Account Authentication Fraud Prevention Short Term Loan Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loans Unsecured Loans
Always Money
Loan agency

Address: 201 Montague Ave, Greenwood, SC 29649

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (855) 462-5929

Website: alwaysmoney.com

Services:

Installment loans Payday loans Signature loans Title loans Auto Loan Confidential Loan Consumer Loans Online Loan Online Loan Application
M&M Tax Service
Financial institution
5.00
20 reviews

Address: 224 SC-72, Greenwood, SC 29649

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (864) 229-2411

Website: mmtax.com/stores/sc/greenwood/224+bypass+72+nw

Services:

Business tax preparation Business tax services Cryptocurrency tax planning IRS audit representation Income tax return filing Income tax return preparation Irs problems consulting Payday loans Tax problem consulting #1 Tax Pro in SC Already Filed? Let us Double-Check your tax return. Amended Tax Return Biggest & Fastest Refunds allowed by the IRS Guaranteed! Check Cashing Check Cashing Assistance Current Year Tax Return Easy Advance Federal Tax Refund Federal Tax Refund - Refund Release Assistance Federal Tax Return Preparation ID.me IRS Account Assistance IRS Account Assistance IRS Child Tax Credit Assistance IRS Filing Service IRS Letter - Audit Assistance IRS Transcript Service Income Tax Return Individual Tax Preparation Instant Tax Refund Instant Tax Refund Advance Marketplace Health Insurance - Form 1095-A Retrieval Service Missing a Stimulus Payment? Payment Tracing Service Non-Profit Tax Preparation Partnership Tax Preparation Pay Nothing Today! Personal Tax Loan Prior Year Tax Refund Prior Year Tax Return S-Corp Tax Preparation Small Business Tax Preparation State Tax Refund - Refund Release Assistance State Tax Refunds State Tax Return Preparation Tax Advance Loan Tax Prep Starting At Tax Preparation Individual Tax Refund Advance Tax Refund Check Tax Refund Estimates with Last Paystub Tax Refund Loans Tax Return Estimate Traditional Face-to-Face Drop-Off or Virtual service is available. Virtual Tax Service - Your Taxes Done Anywhere Anytime Virtual Tax Services Walk-Ins Welcome!
1st Franklin Financial
Loan agency
4.80
10 reviews

Address: 805J Montague Ave, Greenwood, SC 29649

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (864) 223-4303

Website: locations.1ffc.com/sc/greenwood/805j-montague-avenue.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
World Finance
Loan agency
4.60
10 reviews

Address: 310 Calhoun Ave Ste E & F, Greenwood, SC 29649

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (864) 229-7989

Website: loansbyworld.com/locations/south-carolina/greenwood/29649/338

Services:

Business loans Installment loans Line of credit Signature loans Title loans Auto Repair Build Credit Car Repairs Credit Cards Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Returns
Credit Central
Loan agency
4.40
10 reviews

Address: 718- B Montague Ave, Greenwood, SC 29649

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (864) 229-1231

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Security Finance
Loan agency
4.10
6 reviews

Address: 446 Calhoun Ave, Greenwood, SC 29649

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (864) 223-4379

Website: securityfinance.com/locations/greenwood-sc-0151

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Regional Finance
Loan agency
4.00
3 reviews

Address: 716-B Montague Ave, Greenwood, SC 29649

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (864) 388-4100

Website: branches.regionalfinance.com/sc/greenwood/716-b-montague-avenue.html

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Appliance Loans Auto Repair Loans Car Loan Car Repairs Credit Card Debt Debt Consolidation Loans Financial Services Furniture Loans Holiday Loans Home Repairs Loans Personal Loans New Furniture Small Loan Travel Loans
Local Finance and Tax Service of Greenwood SC
Loan agency
2.40
5 reviews

Address: 214 N Creek Blvd, Greenwood, SC 29649

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (864) 223-2399

Website: localmgmt.net

SAM Self-Service Check Cashing
Check cash
1.00
1 reviews

Address: 1030 Maxwell Ave, Greenwood, SC 29646

Phone Number: +1 (864) 227-6705

Website: samcodirect.com/check-cashing-near-me

Services:

Business check cashing Government benefits check cashing Money orders Payroll check cashing Student loan check cashing Tax refund check cashing Stimulus check cashing Unemployment Check Cashing Unemployment check cashing
SAM Self-Service Check Cashing
Check cash

Address: 900 Durst Ave E, Greenwood, SC 29649

Phone Number: +1 (864) 953-2340

Website: samcodirect.com/check-cashing-near-me

Services:

Business check cashing Cashier's checks Government benefits check cashing Money orders Payroll check cashing Student loan check cashing Tax refund check cashing Stimulus check cashing Unemployment Check Cashing Unemployment check cashing

Alternatives to Short-term Loans in Greenwood

Short-term loans are versatile financial solutions designed to address immediate funding needs. Personal short-term loans are unsecured and provide quick access to funds without collateral, making them suitable for covering unexpected expenses or emergencies. Installment loans, on the other hand, offer a structured repayment plan over a specific period, which can make higher loan amounts manageable through fixed monthly payments. Title loans require the borrower to use their vehicle as collateral, granting lenders security and typically allowing borrowers to secure loans quickly, although failure to repay can result in the loss of the vehicle. Each type serves distinct financial needs, with varying terms and conditions that borrowers should carefully consider before committing.

Best Personal Loan

Kinsmith Finance
5.00
31 reviews

Personal loans are a versatile option for short-term borrowing that can be used for a variety of purposes such as consolidating debt, unexpected expenses, or a major purchase. These loans are typically unsecured, meaning you don't need to provide collateral, and they often feature fixed interest rates and repayment terms. Some lenders offer personal loans with fast approval and funding, making them a convenient choice for borrowers in need of quick cash. The flexibility and ease of access make personal loans a popular option among those seeking short-term financial solutions.

Best Installment Loan

Melissa Young Fairway Independent Mortgage Corp
0.00
0 reviews

Installment loans are another form of short-term borrowing that allows borrowers to repay the loan in scheduled increments or installments over a specified period. These loans are often used for significant one-time expenses such as medical bills or home improvements, as they provide the borrower with a lump sum up front. Borrowers need to be mindful of repayment terms, as defaulting on these payments can lead to financial penalties and affect credit scores. The fixed payment structure helps in planning finances better, making them suitable for those who prefer predictable payment schedules.

Best Car Title Loan

TitleMax Title Secured Loans
5.00
20 reviews

Title loans present a unique short-term loan solution that leverages the borrower's vehicle as collateral, allowing them to borrow money based on the vehicle's value. This option is often sought by individuals who need quick cash and may not have strong credit scores, as the loan approval process can be swift. While title loans can provide immediate financial relief, it's crucial to be mindful of the associated risks, such as high interest rates and the possibility of losing the vehicle if the loan is not repaid, emphasizing the importance of borrowing only what is needed and ensuring timely repayments.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've taken out a short-term loan, knowing how to effectively use it on essential services can greatly influence your financial planning. Local service providers offer various options where these funds might be allocated to crucial needs like medical bills, car repairs, legal fees, funeral costs, and appliance services. Prioritizing these needs ensures that your loan is used responsibly to meet immediate necessities without derailing your financial stability.

College/University
320 Stanley Avenue, Greenwood, SC 29649
Community Center
222 Phoenix Street, Greenwood, SC 29646
+1 (864) 941-8050
Concert Hall
110 Main Street, Greenwood, SC 29646
+1 (864) 229-5704
Dentist
1202 Highway 72 West, Greenwood, SC 29649
+1 (864) 229-0305
Fast Food
1300 Main Street South, Greenwood, SC 29646
Fitness Club & Center
310 Durst Avenue East, Greenwood, SC 29649
+1 (803) 348-0594
Government Office
520 Monument Street, Greenwood, SC 29646
+1 (864) 942-8412
Hospital
1415 Parkway, Greenwood, SC 29646
+1 (864) 227-9500
Hotel
233 Birchtree Drive, Greenwood, SC 29649
+1 (864) 223-1818
Library
106 Main Street North, Greenwood, SC 29646
+1 (864) 941-4650
Mobile Phone Shop
1101 Montague Avenue Extension, Greenwood, SC 29649
+1 (864) 223-4445
Movie Theater
533 Bypass 72 Northwest, Greenwood, SC 29649
+1 (864) 943-0101
Museum
120 Main Street, Greenwood, SC 29646
Pharmacy
577 Bypass 72 Northwest, Greenwood, SC 29649
+1 (864) 889-9300
Rent-a-Car Facility
620 Durst Avenue East, Greenwood, SC 29649
+1 (864) 450-9006

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically for unexpected expenses or emergencies. They are generally repaid within a short period, ranging from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders focus more on your current financial situation and ability to repay the loan rather than your credit history.

How do same-day loans work?

Same-day loans are designed to provide rapid access to funds, often within 24 hours of application approval. The process involves filling out an application, waiting for approval from the lender, and, once approved, receiving the funds in your bank account on the same day.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan typically repaid on the borrower’s next payday. They usually have high-interest rates and are intended for small amounts of money over a short repayment period. While all short-term loans are short-term loans, not all short-term loans are short-term loans.

What are the requirements for obtaining a short-term loan?

Requirements vary by lender, but generally include being at least 18 years old, having a regular source of income, and holding an active bank account. Some lenders may also require a government-issued ID.

What are the risks associated with short-term loans?

Short-term loans can have high-interest rates and fees, which can lead to a cycle of debt if not managed carefully. It's crucial to fully understand the terms and ensure that you can repay the loan on time to avoid additional charges.

How do I apply for a short-term loan?

You can apply for a short-term loan online or at a physical lender's location. Online applications typically involve filling out a form with your personal and financial information, after which you’ll receive a decision. Ensure you compare different lenders to find the terms that best suit your needs.

Find Short-term Loans Near Me

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Greenwood ZIP Codes

29646
29647
29648
29649