Home page Newberry

Best Online Short-term Loans in Newberry

Stop worrying about unexpected expenses! When life throws financial surprises your way, our Best Cash Advance Short-term Loans come to the rescue. No one likes dealing with emergencies, especially when they're expensive. That's where we step in — providing quick, hassle-free solutions when you need them the most. Our short-term loans are designed to cover urgent costs without the stress and complicated processes of traditional lending. Secure your peace of mind today with our easy, fast, and dependable service — because financial relief shouldn't be more stressful than the problem itself.

Table of content
Jump to

Best Online Short-term Loans in Newberry

Credit Central
Loan agency

Address: 1725 Main St, Newberry, SC 29108

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 276-5230

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Quick Credit
Loan agency
5.00
10 reviews

Address: 2816-A Main St, Newberry, SC 29108

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 276-2300

Website: heightsfinance.com/loan-office-location/fast-loans-newberry-south-carolina

Services:

Line of credit Signature loans Auto Repairs Credit Insurance Personal Loans
1st Franklin Financial
Loan agency
5.00
10 reviews

Address: 2885 Main St, Newberry, SC 29108

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (803) 405-0800

Website: locations.1ffc.com/sc/newberry/2885-main-street.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
Security Finance
Loan agency
5.00
1 reviews

Address: 1217 Wilson Rd, Newberry, SC 29108

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (803) 276-1310

Website: securityfinance.com/locations/newberry-sc-0363

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Approved Cash
Loan agency
5.00
3 reviews

Address: 2853 Main St, Newberry, SC 29108

Phone Number: +1 (803) 321-0005

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Cash Advance Check Cashing Financial Services Home Loan Loan Home Loans New Loan Payday Small Loan
World Finance
Loan agency
4.50
1 reviews

Address: 2010 Bear Village Ct, Newberry, SC 29108

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (803) 276-5880

Website: loansbyworld.com/locations/south-carolina/newberry/29108/280

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Local Finance and Tax Service of Newberry SC
Loan agency
4.20
3 reviews

Address: 2038 Bear Village Ct, Newberry, SC 29108

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (803) 276-5939

Website: localmgmt.net

Action Loan Co
Loan agency

Address: 2310 Wilson Rd, Newberry, SC 29108

Today's Business Hours: 9:00 AM - 6:00 PM

Alternatives to Short-term Loans in Newberry

Short-term loans are financial solutions designed to provide quick funding to individuals in need. Personal short-term loans are unsecured loans that can be used for various purposes, often featuring higher interest rates and shorter repayment periods. Installment loans require borrowers to repay the borrowed amount plus interest through scheduled payments over a set period, making them a more manageable option for those who need some time to pay back the loan. Title loans, on the other hand, use the borrower's vehicle title as collateral and typically come with high interest rates and the risk of losing the vehicle if the loan isn't repaid. Each type serves different financial needs and circumstances, catering to those who may face cash flow challenges or unexpected expenses.

Best Personal Loan

Advance America
5.00
3 reviews

Short-term loans are financial products designed to be repaid within a relatively short period, typically ranging from a few weeks to a year. These loans are often used by individuals to cover immediate needs or unexpected expenses. One option for the best personal short-term loan is the payday loan. Payday loans are unsecured loans that are usually small in amount and intended to be repaid by the borrower's next payday. They offer quick access to cash but often come with high interest rates and fees.

Best Car Title Loan

Auto Money
5.00
24 reviews

Title loans provide a fast cash solution for those who own a vehicle and require immediate financing. In this type of loan, the borrower uses their vehicle's title as collateral while still retaining possession of the vehicle itself. Title loans are a viable option for those with poor credit scores, as the lender primarily considers the value of the vehicle. However, these loans usually come with high interest rates and fees, and failing to repay could result in losing one's vehicle. They are best suited for short-term emergency expenses when other options are not available.

Loan Regulations in South Carolina

In South Carolina, short-term loans are regulated under state-wide laws designed to protect consumers while providing access to quick cash. The state allows short-term loan amounts up to $550, with a minimum loan term of 14 days. Unlike many states, South Carolina does not specify a maximum loan term, but the law requires a cooling-off period of 1 day between each loan.

The fees charged by payday lenders are capped at 15% of the principal amount. This means for a $100 loan, the maximum fee a lender can charge is $15. The Annual Percentage Rate (APR) on these loans can be quite high when calculated annually, so borrowers should be aware of the costs associated with short-term borrowing.

Eligibility for short-term loans in South Carolina typically includes requirements such as being at least 18 years old, having a steady income, and possessing an active bank account. Lenders may also consider a borrower's credit history and financial situation.

These regulations apply across the entire state of South Carolina, ensuring consistent lending practices and borrower protections in every region. Borrowers need to understand these regulations to make informed decisions about using short-term loans as a financial tool.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can utilize it across a range of critical services. For medical needs, local clinics and hospitals provide treatment options that could be covered by the loan. Auto repair shops offer services for vehicle maintenance and repairs, while legal firms can assist with personal or business matters. Additionally, funeral homes help with costs associated with end-of-life arrangements, and appliance service providers handle necessary repairs and replacements for household items.

Car Wash
1010 Wilson Road, Newberry, SC 29108
+1 (803) 276-8816
Club & Association
2440 Wilson Road, Newberry, SC 29108
College/University
2100 College Street, Newberry, SC 29108
Community Center
1300 Hunt Street, Newberry, SC 29108
+1 (803) 276-8266
Dentist
1108 Calhoun Street, Newberry, SC 29108
Fitness Club & Center
1223 Victory Street, Newberry, SC 29108
+1 (714) 608-5565
Hospital
2669 Kinard Street, Newberry, SC 29108
+1 (803) 434-3800
Hotel
1204 Main Street, Newberry, SC 29108
+1 (803) 723-0025
Library
1300 Friend Street, Newberry, SC 29108
Local Post Office
1321 College Street, Newberry, SC 29108
+1 (803) 276-3521
Mobile Phone Shop
113 Heritage Drive, Newberry, SC 29108
+1 (803) 321-9747
Museum
1300 Friend Street, Newberry, SC 29108
+1 (803) 597-5215
Rent-a-Car Facility
3292 College Street, Newberry, SC 29108
+1 (803) 276-9775
Specialist
2605 Kinard Street, Newberry, SC 29108
+1 (803) 321-6254
Theater
1330 College Street, Newberry, SC 29108
+1 (803) 276-6264

FAQ

What is a Short-Term Loan?

A short-term loan is a financial product designed to provide quick cash to borrowers who need to address urgent expenses. These loans are generally repaid within a short period, typically ranging from a few weeks to a few months.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans for borrowers with bad credit. These lenders tend to focus on your ability to repay the loan rather than your credit score, making it possible for individuals with poor credit histories to access the funds they need.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan designed to provide borrowers with fast access to funds. These loans are typically processed quickly, allowing you to receive the money within the same day that you apply, provided your application is approved.

What Are Short-term Loans?

Short-term loans are a type of short-term loan that is often used to cover immediate expenses until the borrower's next payday. These loans usually have a high interest rate and must be repaid in full by the borrower's next pay date.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online through a lender's website or in person at a physical location. The application process typically involves providing personal information, details about your employment, and bank information for deposit and repayment purposes.

What Are the Risks of Taking a Short-Term Loan?

Short-term loans come with several risks, including high-interest rates and fees, which can make them expensive if not managed properly. Additionally, failure to repay these loans on time can lead to debt cycles, additional fees, and negatively affect your credit score.

Are There Alternatives to Short-Term Loans?

Yes, there are alternatives to short-term loans that you might consider, such as borrowing from friends or family, negotiating payment plans with creditors, or exploring credit counseling services to manage your financial situation more effectively.

Find Short-term Loans Near Me

Jump to city name:

AbbevilleAikenAllendaleAndersonAndrewsAynorBallentineBambergBarnwellBatesburg LeesvilleBeachBeaufortBeech IslandBeltonBelvedereBennettsvilleBethuneBishopvilleBlacksburgBlackvilleBlufftonBlythewoodBoiling SpringsBowmanBranchvilleBuffaloCalhoun FallsCamdenCameronCampobelloCatawbaCayceChapinCharlestonCherawChesneeChesterChesterfieldClearwaterClemsonClintonCloverColumbiaConwayCottagevilleCowardCowpensDaniel IslandDarlingtonDenmarkDillonDuncanEasleyEastoverEdgefieldEdisto IslandEhrhardtElginElloreeEnoreeEstillEutawvilleFlorenceFolly BeachFort MillFountain InnFripp IslandGaffneyGalivants FerryGanttGastonGeorgetownGoose CreekGranitevilleGray CourtGreat FallsGreeleyvilleGreenvilleGreenwoodGreerHamptonHanahanHardeevilleHarleyvilleHartsvilleHeath SpringsHemingwayHillHilton Head IslandHodgesHolly HillHollywoodHonea PathHopkinsHugerIndian LandInletInmanIrmoIslandIsle Of PalmsIvaJacksonJames IslandJohns IslandJohnsonvilleJohnstonKershawKingstreeLadsonLake CityLake ViewLake WylieLancasterLandrumLattaLaurensLeesvilleLexingtonLittle RiverLongsLorisLugoffLymanManningMarionMatthewsMauldinMcclellanvilleMccormickMillMoncks CornerMooreMt PleasantMullinsMurrells InletMyrtle BeachNeesesNew EllentonNewberryNinety SixNorthNorth AugustaNorth CharlestonNorth Myrtle BeachOkatieOlantaOrangeburgPacoletPagelandPamplicoPawleys IslandPelionPelzerPendletonPickensPiedmontPleasantPort RoyalPowdersvilleProsperityRavenelRestRichburgRidge SpringRidgelandRiverRock HillRubySaludaSanteeSenecaShaw AfbSimpsonvilleSix MileSociety HillSpartanburgSpringsSt GeorgeSt MatthewsSt StephenStarrSummertonSummervilleSumterSurfside BeachSwanseaTaylorsTimmonsvilleTravelers RestTurbevilleUnionWadmalaw IslandWagenerWalhallaWalterboroWare ShoalsWarrenvilleWest ColumbiaWestminsterWhitmireWilliamstonWillistonWinnsboroWoodruffYemasseeYork

Newberry ZIP Codes

29108