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Apply Online for Alternatives to Short-term Loans in Waltham

Struggling with the vicious cycle of short-term loans? It's time to find a better way. Short-term loans often trap you in high-interest debt, but there are smarter options out there. Discover short-term loans that offer more manageable repayment terms without breaking the bank. Our service is dedicated to providing you with the best alternatives to short-term loans, ensuring financial relief and a brighter financial future. Explore our solutions today, and take the first step towards regaining your financial freedom!

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Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, various crucial services are available locally where these funds could be effectively utilized. Medical facilities and car repair shops can address urgent health and mechanical needs, respectively. Additionally, legal services, as well as funeral and appliance repair services, can be accessed to manage unforeseen personal and household challenges.

Club & Association
385 Forest Street, Waltham, MA 02452
+1 (781) 647-0388
College/University
3 Crescent Street, Waltham, MA 02453
+1 (781) 661-8250
Community Center
Main Street, Waltham, MA 02452
+1 (781) 314-3000
Dentist
695 Main Street, Waltham, MA 02451
+1 (781) 899-7070
Government Office
510 Moody Street, Waltham, MA 02453
+1 (781) 314-3475
Hairdresser
Main Street, Waltham, MA 02451
+1 (617) 768-7088
Hospital
6 Lexington Street, Waltham, MA 02452
+1 (781) 899-5555
Hotel/Motel
5 Pine Street, Waltham, MA 02453
Library
735 Main Street, Waltham, MA 02451
+1 (781) 314-3425
Local Post Office
776 Main Street, Waltham, MA 02451
+1 (800) 275-8777
Movie Theater
16 Pine Street, Waltham, MA 02453
+1 (781) 736-7852
Museum
7 Viles Court, Waltham, MA 02453
+1 (781) 893-8017
Pharmacy
150 Bear Hill Road, Waltham, MA 02451
+1 (781) 290-0030
Rent-a-Car Facility
70 3rd Avenue, Waltham, MA 02451
+1 (781) 890-2580
Restaurant
174 Lexington Street, Waltham, MA 02452

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically for unexpected expenses or emergencies. They are generally repaid within a short period, ranging from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders focus more on your current financial situation and ability to repay the loan rather than your credit history.

How do same-day loans work?

Same-day loans are designed to provide rapid access to funds, often within 24 hours of application approval. The process involves filling out an application, waiting for approval from the lender, and, once approved, receiving the funds in your bank account on the same day.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan typically repaid on the borrower’s next payday. They usually have high-interest rates and are intended for small amounts of money over a short repayment period. While all short-term loans are short-term loans, not all short-term loans are short-term loans.

What are the requirements for obtaining a short-term loan?

Requirements vary by lender, but generally include being at least 18 years old, having a regular source of income, and holding an active bank account. Some lenders may also require a government-issued ID.

What are the risks associated with short-term loans?

Short-term loans can have high-interest rates and fees, which can lead to a cycle of debt if not managed carefully. It's crucial to fully understand the terms and ensure that you can repay the loan on time to avoid additional charges.

How do I apply for a short-term loan?

You can apply for a short-term loan online or at a physical lender's location. Online applications typically involve filling out a form with your personal and financial information, after which you’ll receive a decision. Ensure you compare different lenders to find the terms that best suit your needs.

Find Short-term Loans Near Me

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Waltham ZIP Codes

02451
02452
02453
02454
02455
02493