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Best Online Short-term Loans in Apollo Beach

Unlock quick financial relief with our "Best Cash Advance Short-term Loans"! Struggling with unexpected expenses can be stressful, and waiting for traditional loans can feel endless. The urgency can disrupt your peace of mind. But worry no more! Our short-term loans are designed to bridge that gap, offering fast approval and flexible terms to suit your needs. Whether you need to cover an emergency or manage sudden costs, our cash advance solutions provide the support and confidence you need to thrive. Discover financial freedom today with a hassle-free application process. Secure your short-term loan with us now!

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Best Online Short-term Loans in Apollo Beach

Truist
Bank
3.70
7 reviews

Address: 5090 N U.S. Hwy 41, Apollo Beach, FL 33572

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (813) 675-9877

Website: truist.com/locations

Alternatives to Short-term Loans in Apollo Beach

Short-term loans are financial products designed to provide quick monetary assistance and are typically repaid within a year or less. Personal loans are unsecured, meaning they don’t require collateral, and are often used for general, unforeseen expenses, with terms varying by lender. Installment loans offer a set amount of money with a fixed repayment schedule, allowing borrowers to pay back the loan over several months in equal payments, making budgeting easier. Title loans, on the other hand, are secured loans where borrowers use their vehicle title as collateral, generally allowing quick access to a small amount of cash but with the risk of losing the vehicle if the loan is not repaid. Each type of short-term loan has distinct features and potential risks that borrowers should evaluate before proceeding.

Best Personal Loan

Christine Sells Paradise
5.00
10 reviews

One of the best options for a personal short-term loan is a payday loan. Payday loans are unsecured loans that offer quick cash infusion, usually intended to be paid back on the borrower’s next payday. These loans are appealing for those who have an urgent, short-term financial need and do not have access to other credit options. However, they typically come with high interest rates and fees, making them an expensive form of borrowing if not paid back quickly.

Best Car Title Loan

American Guardian Title USA, Inc.
4.80
10 reviews

Title loans are a popular choice among those who can use their car as collateral to obtain funds. These loans enable individuals to leverage their vehicle's value to access quick cash, typically within a short borrowing period. The best title loans are those with transparent terms, reasonable interest rates, and a clear process for evaluating the vehicle's worth. Borrowers should be aware that defaulting on a title loan can result in the loss of their vehicle, so it is paramount to ensure that repayment terms align with their financial situation. Despite this risk, title loans can provide a viable solution for immediate financial needs due to their speedy approval process.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loan recipients can effectively utilize their funds across various essential local services. They can cover immediate medical expenses, pay for unexpected car repairs, settle legal fees, manage funeral costs, or address appliance service needs, ensuring continuity in daily life.

Car Repair and Service
128 Harbor Village Lane, Apollo Beach, FL 33572
+1 (813) 213-4688
Car Wash
6044 North US Highway 41, Apollo Beach, FL 33572
+1 (813) 331-9159
Club & Association
1220 Apollo Beach Boulevard, Apollo Beach, FL 33572
+1 (813) 703-1499
College/University
6118 North US Highway 41, Apollo Beach, FL 33572
+1 (813) 819-0990
Community Center
121 Spindle Shell Way, Apollo Beach, FL 33572
+1 (813) 645-6108
Dentist
6182 North US Highway 41, Apollo Beach, FL 33572
+1 (813) 771-0329
Doctor
6412 North US Highway 41, Apollo Beach, FL 33572
+1 (813) 421-4836
Fitness Club & Center
6520 Richies Way, Apollo Beach, FL 33572
+1 (813) 641-1922
Government Office
137 Harbor Village Lane, Apollo Beach, FL 33572
+1 (813) 645-1366
Greek Restaurant
6048 North US Highway 41, Apollo Beach, FL 33572
Hospital
6488 North US Highway 41, Apollo Beach, FL 33572
+1 (813) 844-7500
Hotel
6414 Surfside Boulevard, Apollo Beach, FL 33572
+1 (813) 641-2700
Local Post Office
6859 North US Highway 41, Apollo Beach, FL 33572
+1 (813) 280-6502
Movie Theater
5011 North US Highway 41, Apollo Beach, FL 33572
+1 (813) 645-1455
Pharmacy
5052 North US Highway 41, Apollo Beach, FL 33572
+1 (813) 641-2398

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically to be repaid within a short period, ranging from a few weeks to several months. They are ideal for covering unexpected expenses or emergencies.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans are often based on income and ability to repay rather than just credit scores. However, interest rates may be higher than those offered to borrowers with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide borrowers with funds quickly, often within the same day of application approval. It's important to check the approval timeframes with your lender, as it can vary.

How do short-term loans work?

Short-term loans are short-term loans typically due on your next payday. They are often smaller in amount and can be acquired quickly. However, they usually come with high fees and interest rates, so it's important to use them responsibly.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender, but it typically ranges from a couple of hundred dollars to a few thousand. Factors such as your income and credit history will also influence the amount.

Are there any alternatives to short-term loans?

Yes, alternatives to short-term loans include personal loans, credit union loans, or negotiating payment plans with creditors. These options often come with lower interest rates and more favorable terms than short-term loans.

What should I consider before applying for a short-term loan?

Before applying for a short-term loan, consider the total cost of the loan, including fees and interest rates. Ensure that you understand the repayment terms and that you can meet them without compromising your financial stability.

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Apollo Beach ZIP Codes

33570
33572
33573
33598