What is a short-term loan?

A short-term loan is a type of credit that is designed to be repaid in a short period, usually within a few months. This type of loan can provide quick access to funds for unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, many lenders specialize in offering short-term loans to individuals with bad credit. However, these loans might come with higher interest rates due to the increased risk for the lender.

How fast can I receive the funds from a same-day loan?

Same-day loans are designed to provide you with funds quickly. If approved, you may receive the money in your bank account within the same day, depending on the lender and your bank's processing times.

What are short-term loans?

Short-term loans are a type of short-term loan that is typically due on your next payday. They are designed to cover immediate cash needs until your next paycheck.

What are the general eligibility criteria for a short-term loan?

Eligibility criteria may vary between lenders but generally include being at least 18 years old, having a steady source of income, and an active bank account. Some lenders may have additional specific requirements.

Are there any risks associated with short-term loans?

Short-term loans often come with high interest rates and fees, making them expensive if not repaid on time. It's crucial to fully understand the terms and ensure you can meet the repayment obligations before taking out a short-term loan.

How can I apply for a short-term loan?

You can apply for a short-term loan online by visiting a lender's website, where you'll need to fill out an application form and provide necessary documents such as identification and proof of income. Some lenders also offer in-store applications.

Fast & Easy Best Online Short-term Loans in Orlando, FL

Best Online Short-term Loans in Orlando

Advance America

Financial institution

5.00

10 reviews

Apply Online View Details

Address: 5836 N Orange Blossom Trail, Orlando, FL 32810

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (407) 522-0782

Website: advanceamerica.net/store-locations/florida/5836-north-orange-blossom-trail-orlando-32810

Services:

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Online Personal Loans

Loan agency

5.00

8 reviews

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Address: 1226 W Church St, Orlando, FL 32805

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (321) 346-7454

Website: onlineploans.com/locations/orlando

Accion East - Central Florida

Loan agency

Apply Online View Details

Address: 3201 E Colonial Dr A-20, Orlando, FL 32803

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (866) 245-0783

Check `n Go

Loan agency

5.00

10 reviews

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Address: 6576 Old Winter Garden Rd, Orlando, FL 32835

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (407) 523-8661

Website: locations.checkngo.com/florida/orlando/6576-old-winter-garden-rd-

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Refinance Loan Repayment Loans Originated New Loan Retail Loans Short-Term Loan Cashier's checks

Little Mountain Logistics LLC

Financial institution

5.00

8 reviews

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Address: 618 E South St Suite 500, Orlando, FL 32801

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (407) 789-0717

Website: littlemtlogistics.com

Advance America

Financial institution

5.00

16 reviews

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Address: 4512 Curry Ford Rd, Orlando, FL 32812

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (407) 737-0767

Website: advanceamerica.net/store-locations/florida/4512-curry-ford-rd-orlando-32812

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Consultation Loan Payments Loan Processing Loan Refinancing Loan Solutions Loan With No Credit Check Long Term Loan Money Loans Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Repayment Plan Secured Loan Security Online Account Authentication Fraud Prevention Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Typical Loan Unsecured Loans

Advance America

Financial institution

4.90

15 reviews

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Address: 11927 E Colonial Dr, Orlando, FL 32826

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (407) 381-2662

Website: advanceamerica.net/store-locations/florida/11927-e-colonial-drive-orlando-32826

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Long Term Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans

Advance America

Financial institution

4.90

10 reviews

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Address: 2842 N Hiawassee Rd Ste. 429, Orlando, FL 32818

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (407) 297-3800

Website: advanceamerica.net/store-locations/florida/2842-n-hiawassee-rd-ste-429-orlando-32818

Services:

Advance America

Financial institution

4.90

13 reviews

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Address: 4473 S Semoran Blvd, Orlando, FL 32822

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (407) 207-2630

Website: advanceamerica.net/store-locations/florida/4473-south-semoran-blvd-orlando-32822

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bank Transfers Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Consultation Loan Payments Loan Processing Loan Refinancing Loan Solutions Loan With No Credit Check Long Term Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans

Advance America

Financial institution

4.90

16 reviews

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Address: 7661 S Orange Blossom Trl, Orlando, FL 32809

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (407) 251-4240

Website: advanceamerica.net/store-locations/florida/7661-south-orange-blossom-trail-orlando-32809

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan Solutions Loan With No Credit Check Long Term Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans

ACE Cash Express

Loan agency

4.70

11 reviews

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Address: 4560 S Kirkman Rd, Orlando, FL 32811

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (407) 523-9494

Website: acecashexpress.com/locations/florida/orlando/3433

Services:

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InCharge Debt Solutions

Credit counsel

4.20

10 reviews

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Address: 5750 Major Blvd #300, Orlando, FL 32819

Today's Business Hours: 9:00 AM - 10:00 PM

Phone Number: +1 (800) 565-8953

Website: incharge.org

Services:

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Alternatives to Short-term Loans in Orlando

Short-term loans can be broadly categorized into personal, installment, and title loans, each serving distinct financial needs. Personal loans are unsecured loans that generally do not require collateral and may be used for various purposes, from consolidating debt to unexpected expenses, offering flexible terms. Installment loans, similar to personal loans, are usually repaid in fixed payments over a short period and often come with fixed interest rates, making them predictable and easy to budget for. Title loans, on the other hand, require the borrower to use their vehicle title as collateral, often providing quick access to cash but typically carry higher interest rates and risk of repossession if not repaid on time. Each loan type has its advantages and considerations, making it essential for borrowers to assess their financial situation and repayment ability before committing.

Best Personal Loan

Premiere Pawn

5.00

104 reviews

One of the best options for a personal short-term loan is a payday loan. Payday loans are unsecured loans that offer quick cash infusion, usually intended to be paid back on the borrower’s next payday. These loans are appealing for those who have an urgent, short-term financial need and do not have access to other credit options. However, they typically come with high interest rates and fees, making them an expensive form of borrowing if not paid back quickly.

Best Installment Loan

Title One Florida LLC

5.00

10 reviews

For installment loans, a top choice is a personal installment loan that can be acquired from a bank or online lender. These loans allow you to borrow a lump sum that is to be paid back over a predetermined period through fixed monthly payments. The predictable nature of the payments makes it easier to manage within a budget, and the loans generally feature lower interest rates compared to other short-term borrowing options. This makes them suitable for individuals looking to finance larger expenses in a manageable way.

Best Car Title Loan

Prominence Title & Escrow, LLC

5.00

10 reviews

Title loans, which use the borrower's vehicle title as collateral, are another type of short-term loan, typically chosen by those who need quick cash and may not have another borrowing option due to poor credit. One of the best and widely used options for title loans is the single-payment title loan. In this type, borrowers provide the title of their vehicle and receive a loan amount that is a percentage of their car’s value. While these loans offer an easy and fast approval process, they come with high-interest rates and the risk of losing the vehicle if the loan is not repaid on time. Borrowers should ensure they can meet the repayment terms before opting for this type of loan.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

Loan Amount:

Loan Term:

day(s)

Interest Rate:

Origination Fee:

Estimated Payment

$327.12

Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Get Started

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are various local service providers where these funds can be utilized. Medical services, car repair shops, legal consultation practices, funeral services, and appliance repair centers are among the essential sectors where such loans might be directed.

Car Glass Replacement Shop

4187 Southwest 34th Street, Orlando, FL 32811

+1 (407) 982-1413

Car Wash

3831 Marsh Lilly Drive, Orlando, FL 32828

+1 (407) 696-4077

Club & Association

1204 East South Street, Orlando, FL 32801

+1 (407) 896-1115

College/University

5750 Major Boulevard, Orlando, FL 32819

+1 (407) 203-3885

Community Center

4830 Big Oaks Lane, Orlando, FL 32806

+1 (407) 930-1580

Dentist

North Rio Grande Avenue, Orlando, FL 32804

+1 (407) 299-4107

Furniture/Home Furnishings

4092 Eastgate Drive, Orlando, FL 32839

General Practitioner

6622 Winegard Road, Orlando, FL 32809

Hospital

9685 Lake Nona Village Place, Orlando, FL 32827

+1 (407) 627-1148

Library

12 East Central Boulevard, Orlando, FL 32801

+1 (407) 246-3521

Movie Theater

5150 International Drive, Orlando, FL 32819

+1 (407) 352-1042

Museum

814 East Rollins Street, Orlando, FL 32803

Pharmacy

12981 South Orange Blossom Trail, Orlando, FL 32837

+1 (407) 857-5807

Post Office

6801 Sea Coral Drive, Orlando, FL 32821

Restaurant

Orlando, FL 32807

+1 (407) 823-8188

Table of Content

Best Online Short-term Loans in Orlando
Alternatives to Short-term Loans in Orlando
Loan Regulations in Florida
Short-Term Loan Calculator
Where to Use Short-term Loan

Best Online Short-term Loans in Orlando

Best Online Short-term Loans in Orlando

Alternatives to Short-term Loans in Orlando

Best Personal Loan

Best Installment Loan

Best Car Title Loan

Loan Regulations in Florida

Short-Term Loan Calculator

Where to Use Short-term Loan

Table of Content

Short-term Loans by State

FAQ

What is a short-term loan?

Can I get a short-term loan with bad credit?

How fast can I receive the funds from a same-day loan?

What are short-term loans?

What are the general eligibility criteria for a short-term loan?

Are there any risks associated with short-term loans?

How can I apply for a short-term loan?

Find Short-term Loans Near Me

Orlando ZIP Codes