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Best Online Short-term Loans in Lake Worth

Feeling the pinch before payday? You're not alone. Short-term financial hiccups can happen to anyone, but they don't have to derail your life. That's where our come in. Designed to tackle unexpected expenses quickly, these loans offer an easy and fast solution when you need it most. Say goodbye to the stress of sudden bills and hello to financial peace of mind. Let us help bridge your financial gap with a hassle-free loan experience tailored just for you.

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Best Online Short-term Loans in Lake Worth

Advent First Solutions LLC
Financial institution
5.00
1 reviews

Address: 7136 S Military Trail #8, Lake Worth, FL 33463

Today's Business Hours: 11:00 AM - 7:00 PM

Phone Number: +1 (561) 600-8282

Services:

Credit Repair Notary Public
Stark Processing
Loan agency
5.00
1 reviews

Address: 6877 Spider Lily Ln, Lake Worth, FL 33462

Today's Business Hours: 8:00 AM - 6:00 PM

Phone Number: +1 (561) 374-4384

Website: starkprocessing.com

Services:

Signature loans Home loan Loan processing Preapproval Refinancing Loan
Advance America
Financial institution
4.90
12 reviews

Address: 5824 Jog Rd, Lake Worth, FL 33467

Phone Number: +1 (561) 649-4520

Services:

Business loans Cash for gift cards Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Consumers Loans Credit Counseling Credit Reporting Debt Management Electronic Bank Emergency Loans Expanded Loan Financial Plan Financial Services Fund Transfer Home Loans Money Orders Money Services Money Transfer Service Moneygram® Services Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Loan Application Online Personal Loan Personal Finances Prepaid Cards Refinance Loan Refinance Options Short Term Loan Single Repayment Loan Small Loans Store Cash Advance Term Lending Wire Transfer
Commercial Lenders Loan Capital
Loan agency
4.60
10 reviews

Address: 1926 10th Ave N #304b, Lake Worth, FL 33461

Phone Number: +1 (561) 556-1654

Website: lendersloancapital.com

Services:

Business loans Payday loans Capital Loans Financial Consultant Funding Programs Lenders Loan Loan Programs Wealth Management
Mark's Check Cashing
Check cash

Address: 3757 S Military Trail, Lake Worth, FL 33463

Phone Number: +1 (561) 969-9303

Website: checkcashingdollar.com/locations/palmbeach

Services:

Bill paying Money orders Money transfers Credit Cards Payment Debit Cards Gift Cards Prepaid Calling Cards Printing Services Store Services Western Union Service
Truist
Bank
1.50
10 reviews

Address: 4148 Jog Rd, Lake Worth, FL 33467

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (561) 434-0122

Website: truist.com/locations

Palm Beach Cash A Check
Check cash

Address: 2402 N Dixie Hwy UNIT 3, Lake Worth, FL 33460

Alternatives to Short-term Loans in Lake Worth

Short-term loans come in various forms tailored to different financial needs. Personal loans offer quick cash without requiring collateral, making them suitable for sudden financial needs or emergencies. They usually involve a straightforward application process with repayment terms typically spanning a few months. Installment loans are another common type, allowing borrowers to pay back the borrowed amount in fixed monthly payments over a set period, thereby providing a structured repayment plan that can be easier to manage. Title loans are secured loans where borrowers use their vehicle title as collateral, offering quick access to cash but posing a risk of losing the vehicle if the loan is not repaid. These loans often come with high interest rates and are generally used as a last resort for immediate funding needs.

Best Personal Loan

Golden Financial Services Debt Settlement Corporation
5.00
10 reviews

When it comes to short-term loans, the best personal loans are typically unsecured loans that give borrowers a quick financial boost for individual purposes. These loans are beneficial for handling unexpected expenses or consolidating debt. They often require a fair credit score, and the approval process is relatively straightforward. The interest rates and loan terms may vary, so it's important for borrowers to compare different options to find the one that best suits their needs in terms of affordability and repayment conditions.

Best Installment Loan

Bank of America (with Drive-thru ATM)
1.90
10 reviews

Installment loans are a type of short-term loan where a borrower repays the loan amount over a set period through scheduled payments. These loans can be secured or unsecured and usually have fixed interest rates. The best option for an installment loan would provide a convenient repayment schedule that matches the borrower's financial situation. Look for lenders who offer customizable loan terms, whether for a few months or a couple of years, and ensure the loan charges are clear and upfront to avoid hidden fees.

Best Car Title Loan

Montana Capital Car Title Loans
5.00
10 reviews

Title loans offer a unique solution for individuals needing quick cash by using their vehicle's title as collateral. This type of loan is attractive for those who may not qualify for traditional credit-based lending due to a low credit score. The best title loan provides a substantial percentage of the vehicle's value as loan funds and comes with a transparent fee structure and a manageable repayment plan. It offers an avenue for borrowers to access money quickly without selling their car, albeit with the risk of losing the vehicle if the loan is not repaid.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loan recipients can effectively utilize their funds across various essential local services. They can cover immediate medical expenses, pay for unexpected car repairs, settle legal fees, manage funeral costs, or address appliance service needs, ensuring continuity in daily life.

American Restaurant
4541 Hypoluxo Road, Lake Worth, FL 33463
+1 (561) 433-4008
Club & Association
228 North Country Club Drive, Lake Worth, FL 33462
+1 (561) 723-9303
College/University
7032 Charleston Shores Boulevard, Lake Worth, FL 33467
+1 (561) 965-8812
Community Center
2311 10th Avenue North, Lake Worth, FL 33461
+1 (561) 588-1484
Fitness Club & Center
6675 Lake Worth Road, Lake Worth, FL 33467
+1 (561) 436-8594
Hospital
2901 South Congress Avenue, Lake Worth, FL 33461
+1 (561) 967-8884
Movie Theater
7380 Lake Worth Road, Lake Worth, FL 33467
+1 (561) 968-4545
Post Office
6586 Hypoluxo Road, Lake Worth, FL 33467
+1 (561) 432-8890
Rent-a-Car Facility
5757 Lake Worth Road, Lake Worth, FL 33463
+1 (561) 200-3879
Theater
4200 South Congress Avenue, Lake Worth, FL 33461
+1 (561) 868-3350

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick funds with the expectation of repayment over a brief period, generally ranging from a few weeks to a few months. They are often used to cover unexpected expenses or immediate cash flow gaps.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans typically have higher interest rates to offset the increased risk, but they can be an accessible option for those who need urgent funds and have a less-than-perfect credit history.

Are same-day loans available?

Yes, some lenders offer same-day loan options. These loans are designed to provide rapid access to funds, often within hours of approval. However, eligibility criteria may be strict, and fees and interest rates may be higher compared to longer-term loans.

What’s the difference between a short-term loan and other short-term loans?

Short-term loans are a type of short-term loan specifically intended to cover expenses until your next paycheck. They usually feature small loan amounts and high interest rates. Other short-term loans might offer slightly longer repayment terms or different fee structures.

How much can I borrow with a short-term loan?

The borrowing limit for short-term loans can vary depending on the lender and the borrower’s creditworthiness. Generally, short-term loans range from $100 to $5,000, but for short-term loans, the limit might be smaller.

What are the risks of taking a short-term loan?

Short-term loans often come with high interest rates and fees, making them costly over time if not managed carefully. Additionally, failing to repay these loans on time can lead to additional fees, potential harm to credit scores, and debt cycles.

How can I apply for a short-term loan?

Applying for a short-term loan typically involves completing an online application form, which requires personal, financial, and employment information. Once submitted, lenders review the application and, if approved, funds are usually deposited directly into the borrower’s bank account.

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