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Best Online Short-term Loans in Melbourne

Facing a cash crunch and need funds fast? You're not alone. The stress of unexpected expenses can disrupt anyone's peace of mind. That's where our Best Cash Advance Short-term Loans come in, providing quick and easy solutions to your financial hiccups. Say goodbye to long waits and complicated paperwork. Our streamlined process ensures you get the cash you need, when you need it. Whether it's an emergency or a small purchase, we've got your back. Unlock financial freedom today with our reliable and swift short-term loan services. Don't let financial stress hold you back—take the leap now!

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Best Online Short-term Loans in Melbourne

Advance America
Financial institution
5.00
14 reviews

Address: 2265 W New Haven Ave, West Melbourne, FL 32904

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (321) 728-2388

Website: advanceamerica.net/store-locations/florida/2265-w-new-haven-avenue-west-melbourne-32904

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Direct Lending Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Repayment Plan Secured Loan Security Online Account Authentication Fraud Prevention Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Typical Loan Unsecured Loans
Fast Bad Credit Loans
Financial institution

Address: 2721 N Harbor City Blvd, Melbourne, FL 32935

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (772) 206-4520

Website: fastbcl.com/locations/melbourne-fl

Trust Payday Loans
Loan agency
5.00
7 reviews

Address: 1542 Guava Ave, Melbourne, FL 32935

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (772) 617-8912

Website: trust-paydayloans.com/locations/melbourne

Services:

Business loans Flex loans Installment loans Payday loans Signature loans Title loans Auto Loan Bad Credit Car Loan Boat Financing Boat Loan Financing Loans Loan Program Motorbike Finance No Credit Check Loans Online Loans Payment Loans Personal Loans Revolving Loans Short-Term Loan Used Car Loan
Checks 2 Dinero
Check cash
5.00
10 reviews

Address: 765 N Wickham Rd #106, Melbourne, FL 32935

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (321) 428-4441

Website: checks2dinero.com

Services:

Bill paying Business check cashing Cashier's checks Government benefits check cashing Money orders Money transfers Payroll check cashing Personal check cashing Student loan check cashing Tax refund check cashing Crypto Currency Pre Paid Debit Card
Truist
Bank
4.40
5 reviews

Address: 175 Palm Bay Rd NE, West Melbourne, FL 32904

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (321) 608-9850

Website: truist.com/locations

Truist
Bank
4.30
9 reviews

Address: 8226 N Wickham Rd, Melbourne, FL 32940

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (321) 426-9606

Website: truist.com/locations

Amscot - The Money Superstore
Loan agency
3.90
7 reviews

Address: 8530 N Wickham Rd #114, Melbourne, FL 32940

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (321) 775-6247

Website: amscot.com/location/branch-242/8530-n-wickham-rd--suites-114--116-viera-fl-32940

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Amscot - The Money Superstore
Loan agency
3.30
8 reviews

Address: 1050 N Wickham Rd, Melbourne, FL 32935

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (321) 242-8026

Website: amscot.com/location/branch-174/1050-n-wickham-rd-melbourne--fl-32934

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Amscot - The Money Superstore
Loan agency
3.30
10 reviews

Address: 1402 W New Haven Ave B, Melbourne, FL 32904

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (321) 726-8880

Website: amscot.com/location/branch-163/1402-w-new-haven-ave-melbourne-fl-32904

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Amscot - The Money Superstore
Loan agency
3.10
6 reviews

Address: 1515 Palm Bay Rd NE #100, Melbourne, FL 32905

Phone Number: +1 (321) 676-1209

Website: amscot.com/location/branch-172/1515-palm-bay-rd--ste-100-melbourne--fl-32905

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans

Address: 1300 S Babcock St, Melbourne, FL 32901

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (321) 984-3100

Website: truist.com/locations

Gulfstream Financial Services Inc
Loan agency

Address: 1570 N Harbor City Blvd, Melbourne, FL 32935

Phone Number: +1 (321) 254-4634

Alternatives to Short-term Loans in Melbourne

Short-term loans come in various forms, including personal, installment, and title loans, each catering to different financial needs. Personal loans are often unsecured and can be used for a wide range of purposes, offering borrowers flexibility in their financial planning. Installment loans allow individuals to borrow a specific amount and repay it in fixed, regular payments, making them suitable for those who prefer predictable monthly expenses. Title loans, on the other hand, are secured loans where borrowers use their vehicle title as collateral; these loans are typically for smaller amounts and can offer fast cash access, but they also carry the risk of losing one's vehicle if not repaid promptly.

Best Personal Loan

Dyer Mortgage, a Division of Primary Residential Mortgage, Inc.
5.00
26 reviews

Personal short-term loans are a popular choice for individuals needing quick access to funds without collateral. They are often unsecured, meaning borrowers don't need to put up any assets as security for the loan. These loans can be an excellent choice for emergencies or unexpected expenses. Many online lenders offer personal loans with varying interest rates and repayment terms, usually between two weeks to a few months. While interest rates may be higher than those on long-term loans, the convenience and speed with which funds can be accessed make personal short-term loans attractive for those who need immediate financial relief.

Best Installment Loan

Regions Mortgage
0.00
0 reviews

Installment loans are another type of short-term loan that allows borrowers to repay the amount in fixed monthly installments over a set period. Unlike payday loans, installment loans typically have lower interest rates and offer more manageable payment structures. The best installment loans come with clear and transparent terms, reasonable interest rates, and the option to extend the term if necessary. They are ideal for those who need to borrow a more significant sum of money and prefer predictable payment schedules that fit within their monthly budget.

Best Car Title Loan

First International Title
5.00
10 reviews

Title loans, which require the borrower to use their vehicle as collateral, can be an option for those needing short-term financing quickly. They are not always the most favorable choice due to high-interest rates and the risk of losing the vehicle. However, when necessary, the best title loans are provided by well-established lenders who offer transparent terms and reasonable repayment options. Borrowers should thoroughly review the lender's terms, fees, and interest rates, and understand the risks involved before securing a title loan. It's crucial to have a repayment plan in place to avoid falling into a debt cycle or losing their vehicle.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a valuable resource for managing unexpected expenses, allowing individuals to access immediate services across various sectors. They can be particularly useful for covering urgent medical bills for health treatments, financing necessary car repairs at automotive shops, or securing legal assistance from professional attorneys. Additionally, these loans can help in managing the costs of funeral arrangements or appliances repairs, ensuring that essential home equipment is functional and reliable.

Car Repair and Service
1521 Pineapple Avenue, Melbourne, FL 32935
+1 (888) 758-4389
Car Wash
6979 Idlewylde Circle, Melbourne, FL 32904
+1 (321) 745-0749
Clothing Shop
1871 West New Haven Avenue, Melbourne, FL 32904
+1 (321) 345-4647
Club & Association
1408 Highland Avenue, Melbourne, FL 32935
College/University
1333 Gateway Drive, Melbourne, FL 32901
+1 (321) 409-5553
Community Center
401 North Wickham Road, Melbourne, FL 32935
+1 (321) 426-0631
Concert Hall
625 East Hibiscus Boulevard, Melbourne, FL 32901
+1 (321) 608-7420
Dentist
6455 North Wickham Road, Melbourne, FL 32940
+1 (321) 420-4142
Doctor
8061 Spyglass Hill Road, Melbourne, FL 32940
Government Office
3316 Monroe Street, Melbourne, FL 32901
+1 (321) 674-5725
Hospital for Women and Children
765 West Nasa Boulevard, Melbourne, FL 32901
+1 (321) 409-4000
Hotel
200 Rialto Place, Melbourne, FL 32901
+1 (321) 768-0200
Library
540 East Fee Avenue, Melbourne, FL 32901
+1 (321) 952-4514
Local Post Office
640 East New Haven Avenue, Melbourne, FL 32901
+1 (800) 275-8777
Movie Theater
4255 Norfolk Parkway, Melbourne, FL 32904
+1 (321) 369-7884

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically scheduled to be repaid within a year. These loans can be an ideal solution for unexpected expenses or financial emergencies, providing quick access to funds.

Can I get a short-term loan with bad credit?

Yes, some lenders specialize in offering short-term loans to individuals with bad credit. However, interest rates may be higher to offset the additional risk to the lender.

What are same-day loans?

Same-day loans are a type of short-term loan designed to deliver funds to the borrower on the day of application approval. This quick processing makes them suitable for urgent financial needs.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan intended to tide you over until your next paycheck. They are known for high interest rates and fees, and should be used cautiously.

How quickly can I receive funds from a short-term loan?

Funds from a short-term loan can often be received as quickly as the same day, although the timeline may vary depending on the lender and application process.

What are the repayment terms for short-term loans?

Repayment terms for short-term loans usually range from a few weeks to several months. Be sure to review the specific terms set by your lender before accepting the loan.

How do I apply for a short-term loan?

To apply for a short-term loan, you typically need to complete an online application with your personal and financial information. The lender will review your application, and if approved, you will receive the loan offer with terms.

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Melbourne ZIP Codes

32901
32902
32903
32904
32905
32912
32919
32934
32935
32936
32937
32940
32941