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Best Online Short-term Loans in Sarasota

Need cash quickly? You're not alone. Many people face urgent financial needs that can't wait, and traditional loans just don't cut it. The stress of unexpected expenses is enough to keep anyone up at night. Enter Best Cash Advance Short-term Loans, your fast, reliable solution. We get you the funds you need to tackle life's surprises, without the paperwork hassle. Enjoy quick approval and peace of mind with our straightforward process. Don't let short-term financial hiccups disrupt your life. Apply now and discover how easy it is to get the cash you need, when you need it!

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Best Online Short-term Loans in Sarasota

5 Star Personal Loans
Loan agency

Address: 1713 Main St, Sarasota, FL 34236

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (941) 265-8925

Website: 5starpersonalloans.com/locations/sarasota

Precision Payments, Inc.
Financial institution
5.00
9 reviews

Address: 101 Paramount Dr Ste 270, Sarasota, FL 34232

Phone Number: +1 (800) 771-7113

Website: precisionpaymentsinc.com

Blue Sun Commercial Lending
Loan agency
4.80
10 reviews

Address: 2075 Main St #27, Sarasota, FL 34237

Phone Number: +1 (941) 444-5448

Website: bluesunlending.com

Services:

Signature loans Title loans Bank Loans
Advance America
Financial institution
4.40
10 reviews

Address: 935 N Beneva Rd Suite 403, Sarasota, FL 34232

Phone Number: +1 (941) 953-7804

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bank Transfers Child Tax Credit Christmas Loans Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Expanded Loan Financial Services Holiday Loans Home Improvement Home Loans Loan Applications Loan Payments Loan Processing Money Loans Money Management Money Order Services Money Orders Money Transfer Service Money Transfer Services Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Revolving Credit Secured Loans Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Term Loans Unsecured Loans
Amscot - The Money Superstore
Loan agency
4.00
4 reviews

Address: 1155 S Tamiami Trail, Sarasota, FL 34236

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (941) 330-0880

Website: amscot.com/location/branch-11/1155-s-tamiami-trail-sarasota-fl-34236

Services:

Payday loans Bill Payment Cash Advances Check Cashing Dollar Loans Free Money Orders Military Lending Money Orders
Amscot - The Money Superstore
Loan agency
3.80
5 reviews

Address: 3333 N Tamiami Trail, Sarasota, FL 34234

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (941) 358-0215

Website: amscot.com/location/branch-8/3333-n-tamiami-trail-sarasota-fl-34234

Services:

Bill paying Business check cashing Government benefits check cashing Installment loans Money orders Payday loans Payroll check cashing Personal check cashing Signature loans Tax refund check cashing Cash Advances Dollar Loans Free Money Orders Loans Military Lending
Amscot - The Money Superstore
Loan agency
3.80
6 reviews

Address: 5900 S Tamiami Trail Ste A, Sarasota, FL 34231

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (941) 922-3626

Website: amscot.com/location/branch-50/5900-s-tamiami-trail-suite-a-sarasota-fl-34231

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
OneMain Financial
Loan agency
3.60
10 reviews

Address: 4298 Bee Ridge Rd, Sarasota, FL 34233

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (941) 248-3574

Website: onemainfinancial.com/branches/fl/sarasota/34233/5221

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Car Purchase Loans Cash Out Refinance Consolidation Credit Consumer Loan Credit Cards Debt Consolidation Loans Emergency Loansmoving Loans Family Support Financial Loans Funeral Loans Holiday Loan Home Improvements Lending Solutions Loan Insurance Medical Loans Military Lending Money Management Mortgage Loan Servicer Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Repayment Plan Rv Loans Secured Loan Unsecured Loan Vacation Loans Wedding Loans
Amscot - The Money Superstore
Loan agency
3.40
10 reviews

Address: 560 N Washington Blvd, Sarasota, FL 34236

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (941) 955-3561

Website: amscot.com/location/branch-23/560-n-washingtn-blvd-sarasota-fl-34236

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Amscot - The Money Superstore
Loan agency
3.20
10 reviews

Address: 4206 Bee Ridge Rd, Sarasota, FL 34233

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (941) 342-8884

Website: amscot.com/location/branch-41/4206-bee-ridge-rd-sarasota-fl-34233

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Amscot - The Money Superstore
Loan agency
2.70
10 reviews

Address: 8458 Lockwood Ridge Rd, Sarasota, FL 34243

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (941) 536-2624

Website: amscot.com/location/branch-236/8458-lockwood-ridge-rd-sarasota-fl-34243

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Florida Community Loan Fund
Loan agency

Address: 2807 N Tamiami Trail, Sarasota, FL 34234

IDS Loans Corp.
Loan agency

Address: 6000 Cattleridge Dr #100, Sarasota, FL 34232

Phone Number: +1 (844) 422-6644

SRQ Commercial Lending
Loan agency

Address: 222 Greenwood Ave, Sarasota, FL 34243

Today's Business Hours: 8:00 AM - 5:00 AM

Phone Number: +1 (303) 756-5050

Alternatives to Short-term Loans in Sarasota

Short-term loans are financial products designed to offer quick cash solutions for immediate needs. Personal loans are unsecured and can be used for a variety of purposes, often with a higher interest rate due to the lack of collateral. Installment loans allow borrowers to repay the loan in scheduled payments over a set period, usually with fixed interest rates, providing predictability in budgeting. Title loans are secured by the borrower’s vehicle, offering fast access to funds but risking asset loss if not repaid timely. Each type caters to different needs and risk levels, so it's crucial for borrowers to understand their terms before committing.

Best Personal Loan

New Generational Wealth Solutions
5.00
10 reviews

Short-term loans are a quick financing option for those who need immediate funds and prefer not to pursue longer repayment plans. Among the best personal loans for short-term needs are those that offer flexibility with payment terms, reasonable interest rates, and minimal credit requirements. Personal loan options often provide unsecured financing, meaning borrowers aren’t required to put down collateral. This makes them an attractive choice for applicants who need money fast and prefer a straightforward borrowing process without the risk of losing valuable assets.

Best Installment Loan

Mark St. Clair - Preferred Rate
5.00
10 reviews

Installment loans are ideal for borrowers who prefer structured payments over a set term, allowing for predictable monthly payments and easier budget management. LendingClub stands out as an excellent option in the installment loan category. Known for its peer-to-peer lending model, LendingClub connects borrowers with investors, offering a range of loan amounts with fixed interest rates. Borrowers benefit from a straightforward application process and flexible terms that can cater to various financial needs, making it a suitable choice for anyone looking to manage short-term financial obligations with clarity and reliability.

Best Car Title Loan

Credex Auto Title Loans Sarasota
5.00
5 reviews

Title loans are short-term loans that require the borrower to use their vehicle title as collateral. Usually short in duration, often 30 days, these loans allow individuals to borrow a percentage of their car's value. While providing fast access to cash and minimal requirements, title loans can be risky due to their high cost and potential to lose the vehicle if the loan is not repaid. Typically, these loans are sought by individuals with poor credit who may not qualify for other types of financing, but borrowers must carefully consider their ability to make payments before opting for this type of loan.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you have recently taken out a short-term loan and are exploring where to allocate it, consider utilizing local service providers in essential areas. Medical facilities can assist with unexpected health expenses, car repair shops can address urgent vehicle issues, legal services may help with unforeseen legal matters, funeral services can provide support during times of loss, and appliance repair services can help maintain household essentials. These crucial services can effectively utilize the funds to address immediate and critical needs.

Car Glass Replacement Shop
7435 South Tamiami Trail, Sarasota, FL 34231
+1 (727) 288-2062
Car Wash
4221 Clark Road, Sarasota, FL 34233
+1 (941) 929-7233
Club & Association
3600 Torrey Pines Boulevard, Sarasota, FL 34238
+1 (941) 500-2582
Community Center
1750 17th Street, Sarasota, FL 34234
+1 (941) 366-9039
Concert Hall
5304 North Lockwood Ridge Road, Sarasota, FL 34234
Construction Material & Equipment
915 Wee Burn Place, Sarasota, FL 34243
+1 (941) 751-1663
Dentist
2750 Stickney Point Road, Sarasota, FL 34231
+1 (941) 921-4654
Doctor
2195 Ringling Boulevard, Sarasota, FL 34237
+1 (941) 362-0304
Fast Food
6301 15th Street East, Sarasota, FL 34243
Fitness Club & Center
1795 DeSoto Road, Sarasota, FL 34234
+1 (941) 355-2591
Government Office
400 E Cornelius Cir, Sarasota, FL 34232
+1 (941) 361-6545
Hospital
5731 Bee Ridge Road, Sarasota, FL 34233
+1 (941) 342-1100
Hotel
574 Canal Road, Sarasota, FL 34242
+1 (941) 822-0520
Library
2050 Adams Lane, Sarasota, FL 34237
+1 (941) 861-8191
Movie Theater
1578 State Street, Sarasota, FL 34236
+1 (941) 444-3510

FAQ

What are short-term loans?

Short-term loans are financial products that allow borrowers to access a small amount of money quickly, typically to cover unexpected expenses. These loans usually have a higher interest rate compared to traditional loans and must be repaid within a short timeframe, usually from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, it is possible to obtain a short-term loan even with bad credit. Many lenders offer loans specifically catered to individuals with less-than-perfect credit histories. However, interest rates and fees may be higher for these borrowers compared to those with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide you with funds quickly, often within the same day you apply. These loans are particularly useful for emergencies where immediate funds are needed. Approval rates can be high, but the convenience of fast access usually comes with higher costs.

How do short-term loans work?

Short-term loans are short-term, high-interest loans that are typically due on your next payday. They are popular for their convenience and speed, but they often come with significant fees and interest rates. It’s important to only borrow the amount you can afford to repay promptly to avoid additional charges.

Are there any risks associated with short-term loans?

Yes, there are several risks associated with short-term loans. These include high-interest rates, short repayment terms, and the potential for falling into a cycle of debt if you are unable to repay the loan on time. It’s crucial to fully understand the terms and conditions before taking out a short-term loan.

What should I consider before taking a short-term loan?

Before applying for a short-term loan, consider the total cost of the loan, including interest and fees, your ability to repay it on time, and whether you truly need the loan for an urgent expense. It is also essential to compare different lenders to find the most favorable terms and conditions.

How can I apply for a short-term loan?

To apply for a short-term loan, you can typically fill out an application online or visit a lender’s physical location. You will need to provide personal and financial information such as your income, employment details, and bank account information. Once the application is approved, the funds are usually disbursed quickly, often within the same day.

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Sarasota ZIP Codes

34230
34231
34232
34233
34234
34235
34236
34237
34238
34239
34240
34241
34242
34243
34276
34277
34278