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Best Online Short-term Loans in Longwood

Stop worrying about unexpected expenses! When life throws financial surprises your way, our Best Cash Advance Short-term Loans come to the rescue. No one likes dealing with emergencies, especially when they're expensive. That's where we step in — providing quick, hassle-free solutions when you need them the most. Our short-term loans are designed to cover urgent costs without the stress and complicated processes of traditional lending. Secure your peace of mind today with our easy, fast, and dependable service — because financial relief shouldn't be more stressful than the problem itself.

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Best Online Short-term Loans in Longwood

FlexPlus
Financial institution
5.00
10 reviews

Address: 2800 US-17, Longwood, FL 32750

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (407) 961-6200

Website: flxplus.com

Advance America
Financial institution
5.00
15 reviews

Address: 876 S US Hwy 17 92, Longwood, FL 32750

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (407) 265-1022

Website: advanceamerica.net/store-locations/florida/876-south-us-hwy-17-92-longwood-32750

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans
InstaLoan
Loan agency
4.90
91 reviews

Address: 1000 S US Hwy 17 92, Longwood, FL 32750

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (407) 262-0059

Website: instaloan.com/store/longwood-fl-title-loans

Services:

Business loans Microloans Payday loans Signature loans Title loans 1st Lien Loans Bad Credit Personal Loans Consumer Loan Customer Support Easy Loans Loans Personal Loans New Loan Personal Loans Online Preferred Loan Quick Cash Secured Loans Smaller Loan
Amscot - The Money Superstore
Loan agency
4.00
10 reviews

Address: 108 N 17-92 Hwy #1000, Longwood, FL 32750

Phone Number: +1 (407) 339-0137

Website: amscot.com/location/branch-110/108-n-highway-17-92-ste-1000-longwood-fl-32750

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
PFS Financial Services
Loan agency
2.30
8 reviews

Address: 2160 W State Rd 434 UNIT 120, Longwood, FL 32779

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (407) 332-9622

Website: pfs-corp.net/offices/longwood-fl-1624

Services:

Business loans Installment loans Signature loans Title loans Ach Payment Auto Financing Auto Loans Automobile Loans Automotive Finance Car Loan Consumer Loans Dealer Financing Lending Programs Vehicle Financing
Central Florida Finance Co Inc
Loan agency

Address: 930 Silkwood Ct, Longwood, FL 32750

Phone Number: +1 (407) 688-2311

Mid Florida Funding Ltd
Loan agency

Address: 320 W Sabal Palm Dr, Longwood, FL 32779

Phone Number: +1 (407) 316-9609

Aero Capital Funding
Loan agency

Address: 300 N Ronald Reagan Blvd, Longwood, FL 32750

Phone Number: +1 (407) 937-0933

Alternatives to Short-term Loans in Longwood

Short-term loans come in various forms, each catering to specific needs and requirements. Personal short-term loans are generally unsecured and offer quick access to funds, often used for emergency expenses or bridging financial gaps until the next paycheck. Installment loans, on the other hand, provide a fixed lump sum that is repaid over a set period via scheduled payments, helping manage repayments more effectively. Title loans, a type of secured loan, require borrowers to use their vehicle's title as collateral, offering fast cash but with the risk of losing the vehicle if the loan is not repaid timely. Each loan type has distinct terms, eligibility criteria, and risks, making it essential to carefully assess options before proceeding.

Best Personal Loan

Excel Credit - Boat, RV, Aircraft Loans & Financing
5.00
6 reviews

Short-term loans are a type of financing designed to address immediate financial needs, usually with a repayment period of under a year. Personal loans are one of the most popular forms of short-term loans. They offer flexibility to borrowers for various uses such as debt consolidation, home improvements, or unexpected expenses. Among personal loans, the best option could be a local credit union loan because they often provide lower interest rates, personalized service, and more favorable terms to their members compared to other financial institutions.

Best Car Title Loan

Clear Title Solutions Inc
4.70
10 reviews

Title loans provide short-term cash solutions by using a vehicle title as collateral. These loans can be acquired quickly, with approval processes often completed within a day, making them suitable for emergencies. Loan amounts depend on the vehicle's value, and borrowers maintain use of their vehicle during the loan period. While title loans can offer significant advantages for those with few other borrowing options, it's important to consider the high interest rates and the risk of vehicle repossession if repayment terms are not met.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've secured a short-term loan, there are several local service providers where you might allocate these funds effectively. You can use the loan to cover medical expenses at your local healthcare facilities, handle emergency car repairs at nearby auto shops, or pay for legal assistance through local law services. Additionally, the loan can help manage costs for unexpected funeral services and essential household appliance repairs or replacements.

American Restaurant
145 Wekiva Springs Road, Longwood, FL 32779
Car Repair and Service
599 Longdale Avenue, Longwood, FL 32750
+1 (888) 758-4389
Club & Association
1200 Charles Street, Longwood, FL 32750
+1 (321) 236-6744
College/University
1115 North Ronald Reagan Boulevard, Longwood, FL 32750
+1 (407) 331-7979
Community Center
West Church Avenue, Longwood, FL 32750
+1 (407) 260-3462
Dentist
286 East State Road 434, Longwood, FL 32750
+1 (407) 545-8286
Doctor
587 East State Road 434, Longwood, FL 32750
Fitness Club & Center
165 Wekiva Springs Road, Longwood, FL 32779
+1 (407) 450-5646
Government Office
175 West Warren Avenue, Longwood, FL 32750
+1 (407) 260-3428
Hospital
165 Sabal Palm Drive, Longwood, FL 32779
+1 (321) 204-2452
Hotel/Motel
300 North Ronald Reagan Boulevard, Longwood, FL 32750
+1 (407) 826-4000
Library
245 North Hunt Club Boulevard, Longwood, FL 32779
+1 (407) 665-1670
Local Post Office
501 Florida Central Parkway, Longwood, FL 32750
+1 (407) 339-8230
Museum
667 Florida Central Parkway, Longwood, FL 32750
+1 (407) 332-1477
Pharmacy
420 West State Road 434, Longwood, FL 32750
+1 (407) 434-0433

FAQ

What are Short-Term Loans?

Short-term loans are financial products designed to provide quick access to funds for a temporary financial need. They are often easier to qualify for than traditional loans and typically have shorter repayment terms, often ranging from a few weeks to several months.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans often have more flexible credit requirements, which can make them accessible to those who may not qualify for other types of financing. However, it's important to note that these loans may come with higher interest rates due to the increased risk to the lender.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the approval and disbursement of funds occur on the same day of application. These loans are particularly beneficial for individuals who need immediate financial assistance for emergencies or unexpected expenses.

How Do Short-term Loans Work?

Short-term loans are short-term loans that provide small amounts of money and are typically due on your next payday. These loans are often used for emergency expenses, and the repayment is usually expected in one lump sum. Short-term loans are known for their quick processing times but often come with higher fees and interest rates.

What Are the Eligibility Criteria for Short-Term Loans?

Eligibility criteria for short-term loans can vary by lender, but commonly include being at least 18 years old, having a steady source of income, possessing an active checking account, and providing a valid ID. Some lenders may also evaluate credit scores, although many are willing to work with bad-credit applicants.

How Fast Can I Receive Funds from a Short-Term Loan?

Funds from a short-term loan can often be received as quickly as the same day or within a few business days, depending on the lender and the time of application. Online lenders tend to provide faster turnaround times than traditional financial institutions.

Are There Risks Associated with Short-Term Loans?

Yes, short-term loans can come with several risks, including high interest rates, short repayment terms, and significant penalties for late or missed payments. It's important to fully understand the terms and conditions of the loan before agreeing, and ensure that you can reasonably meet the repayment obligations.

Find Short-term Loans Near Me

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Longwood ZIP Codes

32750
32752
32779
32791