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Best Online Short-term Loans in Daytona Beach

Strapped for cash and bills piling up? Stress no more! Our "Best Cash Advance Short-term Loans" service is your quick fix for unexpected expenses. Facing a financial crunch can feel overwhelming, but you're not alone. These short-term loans step in to provide the immediate relief you need. With a simple application and fast approval process, say goodbye to sleepless nights and hello to peace of mind. Experience the ease and convenience today by exploring our tailored short-term loan solutions designed with your urgent needs in mind. Let us help you get back on track, hassle-free!

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Best Online Short-term Loans in Daytona Beach

Advance America
Financial institution
4.90
17 reviews

Address: 1352 W International Speedway Blvd, Daytona Beach, FL 32114

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (386) 255-4660

Website: advanceamerica.net/store-locations/florida/1352-w-international-speedway-blvd-daytona-beach-32114

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bank Transfers Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Repayment Plan Secured Loan Security Online Account Authentication Fraud Prevention Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Typical Loan Unsecured Loans
ACE Cash Express
Loan agency
4.60
13 reviews

Address: 833 N Ridgewood Ave, Daytona Beach, FL 32114

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (386) 254-8940

Website: acecashexpress.com/locations/florida/daytona-beach/3269

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Amscot - The Money Superstore
Loan agency
3.80
5 reviews

Address: 2405 N Atlantic Ave, Daytona Beach, FL 32118

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (386) 671-2412

Website: amscot.com/location/branch-153/2405-n-atlantic-ave-daytona-beach-fl-32118

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Check On Hold
Loan agency
3.80
4 reviews

Address: 875 Mason Ave, Daytona Beach, FL 32117

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (866) 311-3096

Website: checkonholdinc.com

Services:

Cash for gift cards Line of credit Money orders Payday loans Bank Services Car Insurance Car Repairs Cash Advance/ Pay Day Loans Cash Now Credit Card Financial Assistance Home Repairs No Credit Checks Prepaid Debit Card Quick Cash Short-Term Loans
Amscot - The Money Superstore
Loan agency
3.30
10 reviews

Address: 979 W International Speedway Blvd, Daytona Beach, FL 32114

Phone Number: +1 (386) 252-3974

Website: amscot.com

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Check On Hold
Check cash

Address: 1301 Beville Rd, Daytona Beach, FL 32119

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (866) 284-4456

Website: checkonholdinc.com

Services:

Bill paying Payday loans Bitcoin Services Car Insurance Cash Advance/ Pay Day Loans Credit Card Gift Card Buying Prepaid Debit Card Quick Cash
American Lenders Services Co
Loan agency

Address: 722 N Segrave St, Daytona Beach, FL 32114

Phone Number: +1 (386) 255-3117

Golden Equity LLC
Loan agency

Address: 946 W International Speedway Blvd, Daytona Beach, FL 32114

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (386) 258-6228

Website: expressloansofamerica.com

Alternatives to Short-term Loans in Daytona Beach

Short-term loans are financial products designed to offer quick cash solutions for immediate needs. Personal loans typically provide unsecured borrowing for a brief term, often requiring basic borrower qualifications and boasting flexible usage. Installment loans, on the other hand, are structured with fixed monthly payments over a specified duration, making them ideal for consumers looking to manage repayments comfortably. Lastly, title loans involve using a vehicle title as collateral, offering a rapid influx of funds but typically at the risk of losing the vehicle if the loan is not repaid promptly. Each type caters to specific needs and circumstances, with varying terms, rates, and risks involved.

Best Personal Loan

c2 financial Corporation
5.00
6 reviews

Short-term loans can be a convenient option for individuals in need of quick financial assistance, and one of the best personal loans for short-term use is often provided by credit unions or online lenders. These loans usually have a fixed interest rate and are unsecured, meaning they do not require collateral. They are ideal for covering unexpected expenses or emergencies due to their quick approval process and immediate fund availability. It is crucial to compare various lenders to find competitive rates and terms suitable for the borrower's financial situation.

Best Car Title Loan

Depot Car Title Loans
5.00
1 reviews

Title loans provide a short-term lending option for those who own a vehicle. In a title loan, the borrower uses their vehicle as collateral in exchange for a loan amount, often a percentage of the vehicle's current market value. These loans typically have very short repayment terms, often 30 days, but can provide quick cash access. Title loans are relatively easy to obtain, even for individuals with poor credit backgrounds, due to the collateral securing the loan. However, there is a significant risk involved, as the borrower may lose their vehicle if they are unable to repay the loan as agreed. Despite the risk, title loans remain a viable short-term borrowing choice for those needing immediate funds and who are confident in their ability to repay the loan on time.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If someone has already secured a short-term loan, they have the flexibility to allocate funds toward crucial services provided by local experts. This can include covering costs for medical treatments, getting a vehicle repaired, obtaining legal assistance, arranging funeral services, or purchasing and fixing home appliances. Access to these essential services ensures that the individual can address pressing needs promptly and efficiently.

Adventure Sports Facility
Daytona Beach, FL 32118
Car Glass Replacement Shop
100 South Atlantic Avenue, Daytona Beach, FL 32118
+1 (386) 400-2218
Car Wash
1330 Beville Road, Daytona Beach, FL 32114
+1 (386) 258-7805
Community Center
160 North Beach Street, Daytona Beach, FL 32114
+1 (386) 258-6335
Concert Hall
70 Boardwalk, Daytona Beach, FL 32118
Dentist
150 South Peninsula Drive, Daytona Beach, FL 32118
+1 (386) 253-7276
Doctor
1620 Mason Avenue, Daytona Beach, FL 32117
Fast Food
948 Mason Avenue, Daytona Beach, FL 32117
Fitness Club & Center
134 South Beach Street, Daytona Beach, FL 32114
+1 (386) 383-2388
Government Office
849 Derbyshire Road, Daytona Beach, FL 32117
+1 (386) 239-6574
Hospital
301 Memorial Medical Parkway, Daytona Beach, FL 32117
+1 (386) 231-6000
Hotel
400 North Atlantic Avenue, Daytona Beach, FL 32118
+1 (386) 255-0251
Library
105 East Magnolia Avenue, Daytona Beach, FL 32114
+1 (386) 257-6037
Mobile Phone Shop
2296 West International Speedway Boulevard, Daytona Beach, FL 32114
+1 (386) 226-8000
Movie Theater
242 South Beach Street, Daytona Beach, FL 32114
+1 (386) 252-3118

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds over a short repayment period. Typically, they are repaid within a few weeks to a few months. This type of loan is usually used for immediate or unexpected expenses, making it a popular choice for borrowers in urgent need of cash.

Can I get a short-term loan with bad credit?

Yes, you can get a short-term loan even with bad credit. Lenders offering these loans often focus on your ability to repay rather than your credit history. It’s important to note, however, that loans for those with bad credit might come with higher interest rates to offset the lender’s risk.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive funds on the same day they apply. This feature makes them appealing to those who require immediate financial assistance. Approval and disbursement processes are typically fast-tracked, allowing quicker access to the needed funds.

How do short-term loans work?

Short-term loans are short-term loans intended to cover expenses until your next payday. They usually have a high interest rate and fees, with repayment due by your next payday, typically within two to four weeks. These loans are easy to qualify for, but they can become costly if not repaid on time.

What are the eligibility criteria for a short-term loan?

Eligibility for a short-term loan usually involves being at least 18 years old, having a steady source of income, and possessing an active bank account. Requirements may vary by lender, so it’s essential to check the specific criteria of the lender you choose to ensure you meet their conditions.

Are there risks associated with short-term loans?

Yes, there are several risks associated with short-term loans. The main risk is the high interest rates and fees, which can lead to a debt cycle if not managed properly. Additionally, failure to repay on time can negatively impact your credit score and lead to additional financial penalties.

How can I apply for a short-term loan?

Application processes for short-term loans are generally straightforward. You can apply online or in person by completing an application form that requires personal, financial, and employment information. After submitting your application, the lender will assess your details and decide on the approval and terms of the loan.

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Daytona Beach ZIP Codes

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