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Best Online Short-term Loans in Gainesville

Stuck in a financial bind? Short on cash before payday? Our Best Cash Advance Short-term Loans are your quick and easy solution! Unexpected expenses can throw your budget off track, leaving you stressed and worried about how to make ends meet. Don't let financial hiccups keep you up at night. Our short-term loans provide fast funds to cover your immediate needs, freeing you from financial pressure. Apply today and get back on solid ground with our simple, user-friendly service designed to get cash in your hands when you need it most. Your financial peace of mind is just a click away!

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Best Online Short-term Loans in Gainesville

Sentry Cash Advance
Loan agency

Address: 5200 W Newberry Rd e5, Gainesville, FL 32607

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (352) 745-7969

5 Star Personal Loans
Loan agency

Address: 4128 NW 16th Blvd, Gainesville, FL 32605

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (352) 656-6214

Website: 5starpersonalloans.com/locations/gainesville

Services:

Installment loans Payday loans Signature loans Bad Credit Loans Easy Loan No Credit Check Loans Online Personal Loans Poor Credit Loans Quick Online Loan Short-Term Loan Unsecured Loans
Advance Payday Loans
Loan agency

Address: 2701 NW 23rd Blvd, Gainesville, FL 32605

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (352) 320-2526

Website: advancepdloans.com/locations/gainesville

Advance America
Financial institution
5.00
14 reviews

Address: 2406 N Main St, Gainesville, FL 32609

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (352) 373-9992

Website: advanceamerica.net/store-locations/florida/2406-n-main-street-gainesville-32609

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bank Transfers Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Emergency Loan Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans
ACE Cash Express
Loan agency
4.90
10 reviews

Address: 806 NE Waldo Rd, Gainesville, FL 32641

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (352) 373-6909

Website: acecashexpress.com/locations/florida/gainesville/3254

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Advance America
Financial institution
4.80
10 reviews

Address: 1108 NW 76th Blvd, Gainesville, FL 32606

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (352) 331-2393

Website: advanceamerica.net/store-locations/florida/1108-nw-76th-blvd-gainesville-32606

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Emergency Loan Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans
Fast Payday Loans, Inc.
Loan agency
4.70
10 reviews

Address: 4053 NW 13th St, Gainesville, FL 32609

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (352) 374-9800

Website: fastpaydayloansfloridainc.com/florida-payday-loan-locations/fl0082/4053-northwest-13th-street/gainesville/fl/32609

Services:

Business loans Alternative Finance Auto Repair Credit Card Processing Debt Relief Services Fixed Rate Loans Home Loan Invoice Factoring Invoice Financing Loan Broker Loan Payments Loans Online Online Lender Short-Term Loan Traditional Bank Lending Traditional Bank Loans Working Capital merchant cash advances
Elevate Funding
Financial institution
4.50
5 reviews

Address: 5200 NW 43rd St Suite #102, Gainesville, FL 32606

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (888) 382-3945

Website: elevatefunding.com

Mariner Finance
Loan agency
4.50
10 reviews

Address: 1121 NW 76th Blvd, Gainesville, FL 32606

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (352) 332-7854

Website: marinerfinance.com/locations/florida/mariner-finance-location-in-gainesville-fl

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinancing Loans Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
OneMain Financial
Loan agency
4.30
10 reviews

Address: 5174 SW 34th St, Gainesville, FL 32608

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (352) 372-4400

Website: onemainfinancial.com/branches/fl/gainesville/32608/1952

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Cards Debt Consolidation Loans Document Preparation Emergency Loans Moving Loans Family Support Financial Loans Funeral Loans Loan Applications Loan Insurance Loan Originated Loan Processing Loan Specialist Medical Loans Mortgage Loan Servicer Mortgage Originated Mortgage Payment Motorcycle Loans Online Account Management Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Loan Refinance Home Repayment Plan Rv Loans Secured Loan Total Finance Unsecured Loan Vacation Loans Wedding Loans
Advance America
Financial institution
4.30
4 reviews

Address: 2627 NW 13th St, Gainesville, FL 32609

Phone Number: +1 (352) 379-5755

Services:

Business loans Cash for gift cards Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Consumers Loans Credit Counseling Currency Exchange Debt Management Electronic Bank Emergency Loans Expanded Loan Financial Plan Financial Services Home Loans Money Advance Money Orders Money Transfer Service Moneygram® Services Netspend Visa® Prepaid Cards Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Loan Application Online Personal Loan Personal Finances Refinance Loan Refinance Options Short Term Loan Short Term Loans Single Repayment Loan Small Loans Store Cash Advance Term Lending
ACE Cash Express
Loan agency
4.30
10 reviews

Address: 1538 NW 6th St, Gainesville, FL 32601

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (352) 373-0062

Website: acecashexpress.com/locations/florida/gainesville/3291

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
JP Capital Group
Financial institution

Address: 5055 SW 91st Terrace Ste. 104, Gainesville, FL 32608

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (352) 900-2659

Website: jpcapgroup.com

SunShine Global Financial
Loan agency

Address: 3324 W University Ave, Gainesville, FL 32607

Phone Number: +1 (352) 405-5923

Services:

Business loans Line of credit Payday loans Signature loans Common Loan Credit Application Loan Program Long Term Financing Sba Loans Securing Financing Short Term Financing Short Term Loans Traditional Term Loan Working Capital Loans

Alternatives to Short-term Loans in Gainesville

Short-term loans include various options such as personal, installment, and title loans, each catering to different financial needs. Personal loans are unsecured loans that provide a lump sum of money to be repaid typically within a few months to a year, without the need for collateral. Installment loans offer a structured repayment schedule with fixed monthly payments and are suitable for those seeking predictable budgeting. Title loans, on the other hand, are short-term secured loans where the borrower uses their vehicle as collateral, often resulting in higher interest rates and a faster repayment period, making them a quick but risky option for immediate financial needs.

Best Personal Loan

Advance America
5.00
17 reviews

Short-term personal loans are typically unsecured loans that are granted quickly and without the need for collateral. These loans are ideal for individuals who need a small amount of money urgently. The best personal short-term loan option would be one with a competitive interest rate, flexible repayment terms, and quick approval process. For example, a lending platform that offers online applications with instant decisions and funding within a day can be highly advantageous for borrowers needing immediate funds.

Best Installment Loan

SunTrust Mortgage
5.00
1 reviews

Installment loans are another type of short-term loan that provides borrowers with a lump sum of money upfront, which is then repaid in fixed installments over a specified period. These are particularly beneficial for those who prefer a predictable payment schedule and want to avoid the hassle of balloon payments. A highly recommended installment loan would offer reasonable interest rates, multiple repayment options, and an easy application process. It is most suitable for individuals needing to finance larger purchases or consolidate debt.

Best Car Title Loan

Florida Legal Title
5.00
8 reviews

Title loans present a unique short-term loan solution that leverages the borrower's vehicle as collateral, allowing them to borrow money based on the vehicle's value. This option is often sought by individuals who need quick cash and may not have strong credit scores, as the loan approval process can be swift. While title loans can provide immediate financial relief, it's crucial to be mindful of the associated risks, such as high interest rates and the possibility of losing the vehicle if the loan is not repaid, emphasizing the importance of borrowing only what is needed and ensuring timely repayments.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can efficiently utilize the funds across a range of essential local services. Medical facilities offer treatment and care, car repair shops can address urgent vehicle issues, and legal services provide critical assistance with legal matters. Additionally, funeral homes offer compassionate support during times of loss, while appliance service centers ensure necessary household equipment remains functional.

Car Repair and Service
2853 North Main Street, Gainesville, FL 32609
+1 (352) 376-4551
Car Wash
18 Southwest 2nd Avenue, Gainesville, FL 32601
+1 (352) 215-0026
Carpet/Floor Coverings
1050 Northeast 12th Avenue, Gainesville, FL 32601
+1 (352) 606-5487
Club & Association
1521 Northwest 34th Street, Gainesville, FL 32605
College/University
7550 West University Avenue, Gainesville, FL 32607
+1 (352) 670-9500
Community Center
512 Southwest 2nd Terrace, Gainesville, FL 32601
+1 (352) 334-3366
Dentist
Northwest 53rd Avenue, Gainesville, FL 32653
+1 (352) 852-0852
Dinner Theater
3345 Southwest 34th Street, Gainesville, FL 32608
+1 (352) 224-5722
Fast Food
3525 Southwest Archer Road, Gainesville, FL 32608
Fitness Club & Center
1145 Northwest 13th Street, Gainesville, FL 32601
+1 (800) 410-1678
Hospital
4113 Northwest 6th Street, Gainesville, FL 32609
+1 (352) 376-6300
Hotel
413 West University Avenue, Gainesville, FL 32601
+1 (352) 376-1224
Library
7001 Northwest 4th Boulevard, Gainesville, FL 32607
+1 (352) 335-4000
Movie Theater
3101 Southwest 35th Boulevard, Gainesville, FL 32608
+1 (352) 336-0408
Museum
1314 South Main Street, Gainesville, FL 32601

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically scheduled to be repaid within a year. These loans can be an ideal solution for unexpected expenses or financial emergencies, providing quick access to funds.

Can I get a short-term loan with bad credit?

Yes, some lenders specialize in offering short-term loans to individuals with bad credit. However, interest rates may be higher to offset the additional risk to the lender.

What are same-day loans?

Same-day loans are a type of short-term loan designed to deliver funds to the borrower on the day of application approval. This quick processing makes them suitable for urgent financial needs.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan intended to tide you over until your next paycheck. They are known for high interest rates and fees, and should be used cautiously.

How quickly can I receive funds from a short-term loan?

Funds from a short-term loan can often be received as quickly as the same day, although the timeline may vary depending on the lender and application process.

What are the repayment terms for short-term loans?

Repayment terms for short-term loans usually range from a few weeks to several months. Be sure to review the specific terms set by your lender before accepting the loan.

How do I apply for a short-term loan?

To apply for a short-term loan, you typically need to complete an online application with your personal and financial information. The lender will review your application, and if approved, you will receive the loan offer with terms.

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Gainesville ZIP Codes

32601
32602
32603
32604
32605
32606
32607
32608
32609
32610
32611
32612
32613
32614
32627
32635
32641
32653