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Best Online Short-term Loans in Clearwater

Struggling with unexpected expenses? Short-term loans may be the lifeline you need. These challenges can turn your life upside down, leaving you feeling stressed and overwhelmed. "Best Cash Advance Short-term Loans" offers a quick solution to ease your financial burden. Our streamlined process ensures you get the funds you need without hassle. Say goodbye to financial stress and hello to peace of mind. Discover the convenience of fast cash advances today and take control of your finances with confidence.

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Best Online Short-term Loans in Clearwater

Tampa Small Business Loans
Loan agency
4.60
10 reviews

Address: 13575 58th St N, Clearwater, FL 33760

Phone Number: +1 (813) 303-0128

ACE Cash Express
Loan agency
4.40
10 reviews

Address: 25720 US Hwy 19 N, Clearwater, FL 33763

Phone Number: +1 (727) 725-9905

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Ace Elite™ Visa® Prepaid Debit Card Atm Services Auto Loans Auto Mortgage Auto Repair Bills Online Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Credit Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Financial Services Financial Solution Home Mortgage Home Repair Identity Verification Individual Payment Instant Loan Loan Application Loan Funding Loans Money Money Management Online Payment Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Short Term Loans Online Store Loans Tax Preparation
Amscot - The Money Superstore
Loan agency
3.60
7 reviews

Address: 29101 US Hwy 19 N, Clearwater, FL 33761

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (727) 787-6550

Website: amscot.com/location/branch-6/29101-us-hwy-19-n-clearwater-fl-33761

Services:

Bill paying Business check cashing Government benefits check cashing Installment loans Payday loans Payroll check cashing Personal check cashing Signature loans Tax refund check cashing Cash Advances Dollar Loans Free Money Orders Loans Military Lending
Amscot - The Money Superstore
Loan agency
3.40
10 reviews

Address: 4100 E Bay Dr, Clearwater, FL 33764

Phone Number: +1 (727) 533-0006

Website: amscot.com/location/branch-5/4100-east-bay-dr-clearwater-fl-33764

Services:

Bill paying Business check cashing Government benefits check cashing Installment loans Payday loans Payroll check cashing Personal check cashing Signature loans Tax refund check cashing Cash Advances Dollar Loans Free Money Orders Loans Military Lending
Amscot - The Money Superstore
Loan agency
3.30
10 reviews

Address: 2790-B, Gulf to Bay Blvd, Clearwater, FL 33759

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (727) 791-3141

Website: amscot.com/location/branch-139/2760-gulf-to-bay-blvd-clearwater-fl-33759

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Amscot - The Money Superstore
Loan agency
3.30
10 reviews

Address: 1825 Gulf to Bay Blvd, Clearwater, FL 33765

Phone Number: +1 (727) 447-9393

Website: amscot.com/location/branch-24/1825-gulf-to-bay-clearwater-fl-33765

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Third Federal Savings & Loan
Bank
3.30
3 reviews

Address: 29247 US Hwy 19 N, Clearwater, FL 33761

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (727) 771-6341

Website: thirdfederal.com

Truist
Bank
3.00
10 reviews

Address: 2110 Gulf to Bay Blvd, Clearwater, FL 33765

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (727) 333-4705

Website: truist.com/locations

Amscot - The Money Superstore
Loan agency
2.60
6 reviews

Address: 1227 S Missouri Ave, Clearwater, FL 33756

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (727) 447-3130

Website: amscot.com/location/branch-59/1227-s-missouri-ave-clearwater-fl-33756

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Truist
Bank
2.60
7 reviews

Address: 423 Mandalay Ave, Clearwater, FL 33767

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (727) 447-0058

Website: truist.com/locations

Truist
Bank
2.60
4 reviews

Address: 28050 US Hwy 19 N, Clearwater, FL 33761

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (727) 791-4874

Website: truist.com/locations

Amscot - The Money Superstore
Loan agency
2.60
6 reviews

Address: 1874 N Highland Ave, Clearwater, FL 33755

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (727) 449-1360

Website: amscot.com/location/branch-144/1874-n-highland-ave-clearwater-fl-33755

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Alliance Energy Finance, LLC
Loan agency
1.00
1 reviews

Address: 13575 58th St N #231, Clearwater, FL 33760

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (888) 892-8838

Pro Credit Group
Loan agency

Address: 601 Cleveland St #501, Clearwater, FL 33755

Phone Number: +1 (727) 286-6173

Services:

Home purchasing assistance Mortgage loan application assistance Mortgage refinancing assistance Adjustable-Rate Mortgages Balloon Mortgages Conventional Conforming Loan Debt Consolidation Fha Home Loans Fixed Rate Mortgages Full-Service Mortgage Graduated Payment Mortgages Home Improvement Loan Home Loan Program Interest Only Mortgages Investment Loan Jumbo Loans Loan Processing Mortgage Calculator Refinance No-Closing-Cost Refinance Non-Qm Loans Personal Loans Primary Home Private Mortgage Insurance Qm Loans Real Estate Appraisals Residential Loan Title Insurance Usda Rural Development Loan Va Loans Mortgage

Alternatives to Short-term Loans in Clearwater

Short-term loans come in various forms, each designed to meet immediate financial needs. Personal loans are unsecured, meaning they don't require collateral and can be used for a variety of expenses, typically offering a fixed repayment schedule over a short period. Installment loans, on the other hand, involve borrowing a set amount of money that is repaid with interest in regular, predefined payments, which may provide the borrower with more time to manage their budget. Title loans are secured loans that use the borrower's vehicle as collateral, allowing access to funds based on the car's value while still permitting the borrower to use the vehicle during the loan term. Each loan type offers unique advantages and risks, making it essential for borrowers to thoroughly evaluate their financial situation and repayment ability before proceeding.

Best Personal Loan

Bank OZK
5.00
10 reviews

Short-term personal loans are versatile borrowing options designed to meet immediate financial needs. They typically have smaller loan amounts and shorter repayment terms than long-term loans, making them suitable for emergencies or unexpected expenses. The best personal loans in this category often feature competitive interest rates, minimal fees, and flexible eligibility requirements, catering to diverse credit profiles. Lenders offering these loans can be traditional banks, online lenders, or credit unions, and borrowers should compare different options to find the one that best suits their financial situation.

Best Installment Loan

TD Bank
4.80
10 reviews

Installment loans are a popular type of short-term credit where borrowers receive a lump sum amount upfront and repay it over a set number of scheduled payments, or installments. Unlike payday loans which are usually due in one payment, installment loans spread out repayment, often making them more manageable for borrowers. They can be used for various purposes, such as debt consolidation, education costs, or home improvement, and typically have a lower interest rate than payday loans. Borrowers benefit from clear timelines and predictable payment amounts, which can help in budgeting and financial planning.

Best Car Title Loan

Southern Title & Liens
5.00
6 reviews

Title loans are a form of secured loan where borrowers use their vehicle title as collateral. These loans are advantageous for individuals who need quick access to cash and are confident in their ability to repay the loan swiftly, often within 30 days. While title loans can offer fast approval and no credit check, they come with significant risks, such as high-interest rates and fees. Additionally, failure to repay on time can lead to the loss of the borrower's vehicle. Thus, title loans are typically recommended only as a last resort for borrowers who are in immediate need of funds and possess a clear plan to repay the loan promptly.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, you can allocate the funds to essential local services that cater to immediate needs. Medical, car repair, legal, funeral, and appliance services are crucial areas where this financial cushion could be effectively utilized. Whether handling medical emergencies, fixing a vehicle, addressing legal matters, managing unexpected funeral expenses, or repairing essential home appliances, the loan can provide the necessary financial support.

American Restaurant
1871 Gulf to Bay Boulevard, Clearwater, FL 33765
+1 (727) 446-7631
Car Repair and Service
25191 US Highway 19 North, Clearwater, FL 33763
+1 (727) 797-7070
Car Wash
701 North Fort Harrison Avenue, Clearwater, FL 33755
+1 (727) 210-7724
Club & Association
601 North Old Coachman Road, Clearwater, FL 33765
+1 (727) 467-4457
College/University
540 South Hercules Avenue, Clearwater, FL 33764
+1 (727) 469-4190
Concert Hall
Clearwater, FL 33759
Dentist
3006 Gulf to Bay Boulevard, Clearwater, FL 33759
+1 (727) 669-1593
Doctor
26212 US Highway 19 North, Clearwater, FL 33761
+1 (727) 726-4096
Government Office
2400 Harn Boulevard, Clearwater, FL 33764
+1 (727) 507-4064
Hospital
Drew Street, Clearwater, FL 33765
+1 (727) 461-1543
Library
100 North Osceola Avenue, Clearwater, FL 33755
+1 (727) 562-4970
Local Post Office
30043 US Highway 19 North, Clearwater, FL 33761
+1 (727) 789-0000
Movie Theater
24095 US Highway 19 North, Clearwater, FL 33764
+1 (727) 797-9808
Museum
1380 South Martin Luther King Junior Avenue, Clearwater, FL 33756
+1 (727) 446-4250
Pharmacy
1295 South Missouri Avenue, Clearwater, FL 33756
+1 (727) 442-7074

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically designed to be repaid in a short period, usually ranging from a few weeks to a few months. It is often used for urgent financial needs and can be accessed quickly compared to long-term loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can get a short-term loan even if you have bad credit. Many lenders specialize in offering loans to individuals with less-than-perfect credit. However, these loans may come with higher interest rates and fees to offset the risk for the lender.

What Are Same-Day Loans?

Same-day loans are designed to provide borrowers with quick access to funds, often within the same day of application. These are typically short-term loans, such as short-term loans, where the lender expedites the approval and disbursement process to meet urgent financial needs.

What Are Short-term Loans?

Short-term loans are a type of short-term loan that typically must be repaid by your next payday. They are often used for emergency expenses and are known for their fast approval process. However, they can carry high fees and interest rates, so it’s important to use them sparingly and responsibly.

What Are the Interest Rates for Short-Term Loans?

Interest rates on short-term loans can vary widely depending on the lender and the borrower’s credit profile. They are usually higher than traditional loans due to the increased risk for the lender. It’s advisable to compare different lenders and read the terms carefully before agreeing to a loan.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person with a financial institution or a direct lender. You will typically need to provide personal identification, proof of income, and bank details. Once the application is reviewed and approved, funds are usually disbursed quickly.

What Are the Risks of Short-Term Loans?

Short-term loans can be risky due to their high costs, including high interest rates and fees. If you are unable to repay the loan on time, you could face additional fees and a negative impact on your credit score. It’s crucial to borrow only what you need and can afford to repay.

Find Short-term Loans Near Me

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Clearwater ZIP Codes

33755
33756
33757
33758
33759
33760
33761
33762
33763
33764
33765
33766
33767
33769
34695
34698