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Best Online Short-term Loans in Plant City

Need quick cash to tackle unexpected expenses? You're not alone! We understand the stress of sudden financial crunches, and that's why we're here with our Best Cash Advance Short-term Loans. Designed to bridge the gap between paychecks, our loans offer a swift solution to your urgent needs. No more sleepless nights worrying about overdue bills or surprise costs. Let us help you regain financial peace of mind with an easy, hassle-free loan application process tailored just for you. Choose us for fast and reliable short-term loans and move forward with confidence!

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Best Online Short-term Loans in Plant City

Advance America
Financial institution
4.90
10 reviews

Address: 109 W Alexander St, Plant City, FL 33563

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (813) 719-6522

Website: advanceamerica.net/store-locations/florida/109-west-alexander-street-plant-city-33563

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Moneygram® Services Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans
Truist
Bank
3.40
10 reviews

Address: 2318 James L Redman Pkwy, Plant City, FL 33563

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (813) 759-1240

Website: truist.com/locations

Truist
Bank
2.50
10 reviews

Address: 308 W Alexander St, Plant City, FL 33563

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (813) 359-5620

Website: truist.com/locations

Amscot - The Money Superstore
Loan agency
2.40
10 reviews

Address: 105 W Alexander St, Plant City, FL 33563

Phone Number: +1 (813) 754-4733

Website: amscot.com/location/branch-15/105-w-alexander-st-plant-city-fl-33563

Farm Credit of Central Florida
Loan agency

Address: 2301 Thonotosassa Rd, Plant City, FL 33563

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (813) 719-7341

Website: farmcreditcfl.com/home.aspx

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Agribusiness Lending Agribusiness Loans Alternate Financing Autodraft Buying Land Commercial Checking Construction Loans Credit Reporting Crop Insurance Direct Lending Down Payment Assistance Equipment Financing Equipment Loans Farm Credit Farm Loans Farm Operation Financial Investment Financial Planning Financial Programs Home Improvement Home Loans Home Loans House Home Loans Investment Homes LLoans Lease Financing Leasing Services Loan Calculator Loan Financing Loan Payments Loans For Buying Lot Loan Manufactured Homes Loans New Construction Online Banking Operating Lease Operating Loans Purchase Land Real Estate Loans Risk Management Rural Lending Wire Transfers

Alternatives to Short-term Loans in Plant City

Short-term loans are financial products designed to offer quick cash solutions for immediate needs. Personal loans typically provide unsecured borrowing for a brief term, often requiring basic borrower qualifications and boasting flexible usage. Installment loans, on the other hand, are structured with fixed monthly payments over a specified duration, making them ideal for consumers looking to manage repayments comfortably. Lastly, title loans involve using a vehicle title as collateral, offering a rapid influx of funds but typically at the risk of losing the vehicle if the loan is not repaid promptly. Each type caters to specific needs and circumstances, with varying terms, rates, and risks involved.

Best Personal Loan

Sunbelt Title Agency
5.00
1 reviews

Short-term personal loans are a convenient option for individuals who need quick access to funds and have a specific short-term goal in mind, such as covering emergency expenses or unexpected bills. These loans are typically unsecured, meaning you don't need to provide collateral, and they can be processed quickly with comparatively less stringent credit requirements. The costs are higher due to the short repayment terms and higher interest rates, so they are best suited for urgent financial needs where time is of the essence.

Best Car Title Loan

Hillsborough Title - Plant City
4.70
10 reviews

Title loans differ from personal and installment loans in that they require the borrower to use their vehicle title as collateral. These loans typically have higher interest rates and shorter terms, but they can be an option for those who need cash quickly and have difficulty qualifying for other types of loans. LoanMart is a leading option in the title loan space, offering competitive rates and flexible terms. Known for its transparent application process, LoanMart ensures that borrowers understand the terms and conditions of the loan, helping them make informed decisions regarding their borrowing needs.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can allocate the funds for a variety of essential service providers in their area. These services include medical treatments, which cover both emergency and routine procedures, as well as crucial car repair facilities to ensure their vehicle's safety and functionality. Additionally, they can manage urgent legal consultations, cover funeral expenses, or invest in appliance repair services to maintain household operations.

American Restaurant
2001 South Frontage Road, Plant City, FL 33563
+1 (813) 752-3338
Car Wash
1503 James L. Redman Parkway, Plant City, FL 33563
+1 (813) 754-0777
Club & Association
1704 North Park Road, Plant City, FL 33563
+1 (813) 754-7255
College/University
1206 North Park Road, Plant City, FL 33563
+1 (813) 757-2202
Community Center
West Reynolds Street, Plant City, FL 33563
+1 (813) 659-4222
Dentist
1702 Walden Village Court, Plant City, FL 33566
+1 (813) 754-3636
Doctor
801 East Baker Street, Plant City, FL 33563
+1 (813) 752-0077
Fitness Club & Center
607 Hitchcock Street, Plant City, FL 33563
+1 (813) 659-2698
Hospital
1001 East Baker Street, Plant City, FL 33563
+1 (813) 708-0164
Hotel
2102 North Park Road, Plant City, FL 33563
+1 (813) 719-3800
Library
302 West McLendon Street, Plant City, FL 33563
+1 (813) 757-9215
Local Post Office
2501 Walden Woods Drive, Plant City, FL 33566
+1 (813) 719-6733
Mobile Phone Shop
Plant City, FL 33566
+1 (813) 764-8202
Movie Theater
220 West Alexander Street, Plant City, FL 33563
+1 (813) 719-7654
Museum
106 South Evers Street, Plant City, FL 33563
+1 (813) 754-1578

FAQ

What are short-term loans?

Short-term loans are financial products intended to provide quick access to funds, usually for a small amount of money over a brief time frame. They are ideal for emergencies or unexpected expenses that require immediate attention.

Can I get a short-term loan if I have bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans usually have higher interest rates, but they provide an option for those who may not qualify for traditional loans due to their credit history.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the requested funds on the same day they apply. These loans are designed for rapid processing to help address urgent financial needs.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where a lender extends high-interest credit based on a borrower's income. The borrowed amount is typically repaid on the borrower's upcoming payday through automatic bank transfers or a post-dated check.

What are the typical requirements for a short-term loan?

While requirements vary by lender, common prerequisites include proof of steady income, an active bank account, and identification verification. Some lenders might also require you to be at least 18 years old and residing in the same state as the lender.

Are there alternatives to short-term loans?

Yes, alternatives to short-term loans include personal loans from a bank or credit union, borrowing from friends or family, using a credit card, or tapping into an emergency fund. Each alternative has its own advantages and drawbacks, depending on your financial situation.

What should I consider before taking a short-term loan?

Before opting for a short-term loan, assess your ability to repay the loan on time considering the high interest rates and fees commonly associated with these loans. Make sure to thoroughly research and compare terms from multiple lenders to ensure you select the most favorable option.

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Plant City ZIP Codes

33563
33564
33565
33566
33567