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Best Online Short-term Loans in Ormond Beach

Unlock quick financial relief with our "Best Cash Advance Short-term Loans"! Struggling with unexpected expenses can be stressful, and waiting for traditional loans can feel endless. The urgency can disrupt your peace of mind. But worry no more! Our short-term loans are designed to bridge that gap, offering fast approval and flexible terms to suit your needs. Whether you need to cover an emergency or manage sudden costs, our cash advance solutions provide the support and confidence you need to thrive. Discover financial freedom today with a hassle-free application process. Secure your short-term loan with us now!

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Best Online Short-term Loans in Ormond Beach

Florida Liquor License Sales
Loan agency
5.00
1 reviews

Address: 120 E Granada Blvd, Ormond Beach, FL 32176

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (386) 401-2288

Website: floridaliquorlicensesales.com

Services:

Buy Florida Liquor Licenses Sell Finance Sell Florida Liquor License
Amscot - The Money Superstore
Loan agency
4.40
7 reviews

Address: 1425 W Granada Blvd #9B, Ormond Beach, FL 32174

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (386) 682-6204

Website: amscot.com/location/branch-234/1425-w-granada-blvd-suite-9b-ormond-beach-fl-32174

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Check On Hold
Check cash
3.30
10 reviews

Address: 793 S Nova Rd, Ormond Beach, FL 32174

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (866) 284-4456

Website: checkonholdinc.com

Services:

Bill paying Payday loans Bitcoin Services Car Insurance Cash Advance/ Pay Day Loans Credit Card Gift Card Buying Prepaid Debit Card Quick Cash

Alternatives to Short-term Loans in Ormond Beach

Short-term loans are financial products designed to address immediate funding needs with varying terms and conditions. Personal loans offer a versatile option, generally unsecured, requiring no collateral and allowing borrowers to use the funds for various purposes. Installment loans provide another flexible solution, enabling individuals to borrow a fixed amount of money and repay it through scheduled payments over a predetermined period, typically at a fixed interest rate. Title loans, on the other hand, are secured loans that use the borrower's vehicle title as collateral, making them a quick but risky way to secure funds, often with higher interest rates and the risk of losing the vehicle if the loan is not repaid on time.

Best Personal Loan

Ormond Mortgage Group, Inc
5.00
10 reviews

Short-term personal loans are an excellent option for individuals seeking a quick financial boost for personal expenses. These loans are typically unsecured, meaning they do not require collateral, and can be useful in covering unexpected expenses or emergencies. One of the best personal loans in this category usually offers favorable terms such as competitive interest rates, flexible repayment terms, and quick approval processes, making it ideal for borrowers who need funds rapidly.

Best Car Title Loan

SouthState Bank
4.50
5 reviews

Title loans offer a quick way to secure a short-term loan using a vehicle title as collateral. The best title loans are typically found through reputable lenders that provide fair terms and rates while ensuring a transparent loan process. These loans can be a good option for borrowers with poor credit, as the vehicle's value determines the loan amount. However, it's important to understand the risks involved, as failing to repay the loan can result in the loss of the vehicle.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have secured a short-term loan have several options for utilizing these funds across various local service providers. In the medical sector, the loan can cover urgent medical expenses, such as consultations and treatments. For car repair needs, it can be applied to service costs or essential parts replacement. Additionally, the loan can address legal service fees for consultations or court representations, funeral service expenditures, and cover the cost of repairing or replacing household appliances.

Car Wash
24 Valhalla Avenue, Ormond Beach, FL 32176
+1 (386) 846-0860
Club & Association
Plantation Dr, Ormond Beach, FL 32174
+1 (386) 437-4844
College/University
195 Coquina Court, Ormond Beach, FL 32176
+1 (386) 281-8004
Community Center
351 Andrews Street, Ormond Beach, FL 32174
+1 (386) 672-4146
Concert Hall
399 North US Highway 1, Ormond Beach, FL 32174
+1 (386) 676-3379
Dentist
1425 Hand Avenue, Ormond Beach, FL 32174
+1 (386) 677-5552
Fast Food
294 West Granada Boulevard, Ormond Beach, FL 32174
General Practitioner
801 West Granada Boulevard, Ormond Beach, FL 32174
+1 (386) 677-6552
Government Office
351 Andrews Street, Ormond Beach, FL 32174
+1 (386) 676-3256
Hospital
1400 Hand Avenue, Ormond Beach, FL 32174
+1 (386) 673-0517
Hotel
205 South Atlantic Avenue, Ormond Beach, FL 32176
+1 (386) 672-6711
Library
30 South Beach Street, Ormond Beach, FL 32174
+1 (386) 676-4191
Local Post Office
55 East Granada Boulevard, Ormond Beach, FL 32176
+1 (386) 677-3839
Movie Theater
215 Williamson Boulevard, Ormond Beach, FL 32174
+1 (386) 673-0972
Museum
38 East Granada Boulevard, Ormond Beach, FL 32176
+1 (386) 677-7005

FAQ

What Are Short-Term Loans?

Short-term loans are financial products designed to provide quick cash with repayment terms typically ranging from a few weeks to a few months. These loans are popular among individuals who need immediate funds for unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While traditional lenders may have stringent credit requirements, there are online and alternative lenders that focus more on your ability to repay than your credit score.

What is a Same-Day Loan?

A same-day loan is a type of short-term loan where funds are usually deposited into your account on the same day you apply, provided your application is approved. This quick processing time is ideal for emergency situations that require immediate funding.

How Do Short-term Loans Work?

Short-term loans are short-term, high-interest loans typically due on your next payday. They require minimal documentation and often do not involve a credit check. However, they can be very expensive due to high fees and interest rates, so it's important to consider alternatives before applying.

What Are the Risks of Taking a Short-Term Loan?

While short-term loans are convenient, they come with risks such as high interest rates, rolling over into new loans if unpaid, and potential debt traps. It's crucial to read all terms carefully and ensure you can repay the loan on time to avoid additional fees.

Are There Alternatives to Short-Term Loans?

Yes, several alternatives could be more suitable depending on your situation, such as credit union loans, personal loans from banks, borrow from friends or family, or using a credit card. It's important to evaluate all options and choose the one that best fits your financial needs.

How Can I Apply for a Short-Term Loan?

Applying for a short-term loan typically involves filling out an online application form with your personal and financial details. You'll need to submit identification, proof of income, and bank account information. Once your application is reviewed and approved, the funds are often disbursed quickly.

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Ormond Beach ZIP Codes

32173
32174
32175
32176