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Best Online Short-term Loans in Homestead

Need cash fast to cover unexpected expenses? Short-term loans are the answer! Life throws curveballs, and waiting for payday isn't always an option. When emergencies arise, stress and worry can set in, making it tough to find a way forward. But don’t stress—our Best Cash Advance Short-term Loans could be your lifeline. We offer quick and simple loan solutions tailored to help you tackle pressing financial issues without delay. With our service, you can access the funds you need swiftly and efficiently, giving you peace of mind when you need it most. Apply now and regain control over your finances!

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Best Online Short-term Loans in Homestead

El Aguila Inc
Check cash

Address: 230 Washington Ave, Homestead, FL 33030

Today's Business Hours: 10:00 AM - 7:30 PM

Phone Number: +1 (305) 247-1027

Services:

Bill paying Cashier's checks Government benefits check cashing Money orders Payroll check cashing
Fast Bad Credit Loans
Loan agency

Address: 1722 NE 8th St, Homestead, FL 33033

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (305) 614-1917

Website: fastbcl.com/locations/homestead-fl

Advance America
Financial institution
4.90
10 reviews

Address: 320 NE 8th St Bay #6, Homestead, FL 33030

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (786) 243-0444

Website: advanceamerica.net/store-locations/florida/320-ne-8th-st-bay-6-homestead-33030

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Christmas Loans Consumers Loans Credit Counseling Debit Card Loans Debt Management Easy Cash Loans Emergency Loans Expanded Loan Financial Services Holiday Loans Home Improvement Home Loans Loan Applications Loan By Phone Loan Processing Money Loans Money Services Moneygram® Services Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Personal Finances Prepaid Cards Quick Loans Refinance Loan Registration Loans Security Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Loans Single Repayment Loan Small Loans Terms Finance Unsecured Loans
Advance America
Financial institution
4.90
10 reviews

Address: 890 N Homestead Blvd, Homestead, FL 33030

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (305) 245-3600

Website: advanceamerica.net/store-locations/florida/890-n-homestead-blvd-homestead-33030

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Moneygram® Services Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans Vehicle Insurance
Money Mex
Loan agency
4.00
2 reviews

Address: 25 NW 8th St, Homestead, FL 33030

Today's Business Hours: 9:00 AM - 8:00 PM

Phone Number: +1 (305) 224-4954

Website: paydayloanservices.org

Amscot - The Money Superstore
Loan agency
3.60
8 reviews

Address: 27105 S Dixie Hwy, Homestead, FL 33032

Phone Number: +1 (305) 508-9399

Website: amscot.com/location/branch-178/27105-s-dixie-hwy-naranja-fl-33032

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Amscot - The Money Superstore
Loan agency
3.20
10 reviews

Address: 891 NE 8th St, Homestead, FL 33030

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (305) 423-7916

Website: amscot.com/location/branch-184/891-ne-8th-st-homestead-fl-33030

Services:

Money orders Payday loans Signature loans Bill Payments Cash Advance Cash Advances Check Cashing Dollar Loans Free Money Orders Loans Military Lending Money Transfers Notary Pay Day Loans
Farm Credit of Florida
Loan agency

Address: 24700 SW 177th Ave, Homestead, FL 33031

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (305) 248-6080

Website: farmcreditfl.com

Services:

Business loans Flex loans Installment loans Line of credit Microloans Payday loans Signature loans Agricultural Finance Agricultural Lender Agricultural Lending Agricultural Mortgage Apply For Financing Buying Land Cash Management Solutions Construction Loans Credit Reporting Crop Insurance Disaster Loan Equipment Financing Equipment Loans & Leasing Farm Credit Express Farm Equipment Loan Farm Improvement Farm Operation Farmers Equipment Leasing Financial Plans Financial Program Financial Reports Flexible Financing Options Home Improvements Home Loans Realtor Resources House Home Loans LDeveloping LFinancing LLoans Loan Calculator Loan Grants Loan Programs Loans Financing Local Financing Low Interest Loans Management Consulting Services New Construction New Loan Next Generation Farmers Paycheck Protection Program Purchasing Land Risk Management Rural Financing Rural Homes Short-Term Loans Specialized Loans Wire Transfers
Greenbacktrading
Check cash

Address: 407 Park Pl, Homestead, FL 33030

Phone Number: +1 (305) 247-0066

Alternatives to Short-term Loans in Homestead

Short-term loans, often designed to address immediate financial needs, come in various forms including personal loans, installment loans, and title loans. Personal loans are typically unsecured and require no collateral, offering borrowers flexibility but often at higher interest rates. Installment loans allow borrowers to repay the borrowed amount over a set period through regularly scheduled payments, making them manageable but also at risk of accruing additional interest if extended over time. Title loans, on the other hand, use the borrower’s vehicle title as collateral, providing quick access to funds but posing the risk of losing the vehicle if the loan is not repaid. Each type serves a different purpose and carries its own set of risks and benefits, requiring careful consideration based on individual circumstances.

Best Personal Loan

Cari Aguiar - State Farm Insurance Agent
5.00
11 reviews

Short-term loans are financial products designed to be repaid within a brief time frame, typically ranging from a few weeks to a couple of months. For personal loans, the best option often includes lenders that offer competitive interest rates, flexible repayment terms, and a straightforward application process. These loans are usually unsecured, meaning they don't require collateral, and they cater to individuals with a good credit score who need quick access to funds for emergencies or small expenses.

Best Car Title Loan

Montana Capital Car Title Loans
5.00
10 reviews

Title loans offer a specialized form of short-term lending for individuals who own assets, such as vehicles, which are used as collateral. Often characterized by fast approval and high loan amounts based on the asset's value, they provide a quick cash influx, although typically at higher interest rates and shorter repayment terms. The best title loans are those that combine reasonable interest rates with clear terms, ensuring borrowers know their obligations and can recover their asset upon timely repayment.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loan recipients can effectively utilize their funds across various essential local services. They can cover immediate medical expenses, pay for unexpected car repairs, settle legal fees, manage funeral costs, or address appliance service needs, ensuring continuity in daily life.

Adventure Sports Facility
28730 Southwest 217th Avenue, Homestead, FL 33030
+1 (305) 245-6160
Car Accessories
Homestead, FL 33035
+1 (305) 469-6188
Car Wash
25500 Southwest 137th Avenue, Homestead, FL 33032
+1 (305) 484-6875
Club & Association
600 Southwest 14th Avenue, Homestead, FL 33030
+1 (305) 248-7617
College/University
500 College Terrace, Homestead, FL 33030
+1 (305) 242-2212
Community Center
26900 Southwest 135th Avenue, Homestead, FL 33032
+1 (305) 258-4850
Concert Hall
18 North Krome Avenue, Homestead, FL 33030
+1 (786) 650-2073
Fast Food
13600 Southwest 288th Street, Homestead, FL 33033
Fitness Club & Center
803 North Homestead Boulevard, Homestead, FL 33030
+1 (786) 601-2790
General Practitioner
27543 South Dixie Highway, Homestead, FL 33032
+1 (305) 246-0873
Government Office
241 Northeast 8th Street, Homestead, FL 33030
+1 (305) 248-4308
Hospital
975 Baptist Way, Homestead, FL 33033
+1 (786) 243-8000
Library
500 College Terrace, Homestead, FL 33030
+1 (305) 237-5153
Movie Theater
2250 Northeast 8th Street, Homestead, FL 33033
+1 (305) 248-7001
Pharmacy
442 Washington Avenue, Homestead, FL 33030

FAQ

What are Short-Term Loans?

Short-term loans are financial products designed to provide quick cash to borrowers. They are typically smaller loan amounts with brief repayment periods, ranging from a few weeks to a few months. These loans are ideal for managing unexpected expenses or emergencies.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to obtain a short-term loan even if you have a bad credit score. Many lenders specialize in offering loans to individuals with less-than-perfect credit. However, be prepared for potentially higher interest rates and fees.

How Do Same-Day Loans Work?

Same-day loans are a type of short-term loan where the application and approval process is expedited, allowing funds to be disbursed within the same business day. To qualify, you typically need to meet the lender’s criteria and submit all necessary documentation promptly.

What Are Short-term Loans?

Short-term loans are a common type of short-term loan designed to tide you over until your next paycheck. These loans usually have higher interest rates and come with shorter repayment periods. It is essential to understand the terms before borrowing to avoid falling into a debt trap.

What Should I Consider Before Taking a Short-term Loan?

Before obtaining a short-term loan, consider the interest rates, fees, and repayment terms. Ensure that you can repay the loan on time to avoid additional charges. It is also beneficial to compare different lenders to find the most favorable terms.

Are There Alternatives to Short-Term Loans for People with Bad Credit?

Yes, there are several alternatives available, such as credit unions, peer-to-peer lending platforms, or borrowing from family and friends. It is recommended to explore these options as they might offer better terms than traditional short-term loans.

How Can I Improve My Chances of Getting Approved for a Short-Term Loan?

To improve your chances, maintain a steady income, provide accurate and complete information during the application process, and work on improving your credit score over time. Building a relationship with lenders might also help secure approval in the future.

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Homestead ZIP Codes

33030
33031
33032
33033
33034
33035
33039
33090
33092