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Best Online Short-term Loans in Satellite Beach

Struggling with unexpected expenses? It's stressful when surprise costs hit your wallet. That’s where our Best Cash Advance Short-term Loans come in. We understand the financial pressures of unplanned expenses and offer quick and easy solutions. Bypass the lengthy bank processes; our short-term loans are designed to provide immediate financial relief. Get fast cash without the hassle, so you can focus on what truly matters. Discover the ease of addressing financial hiccups with our streamlined service tailored just for you. Let us be the bridge to your financial well-being today!

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Best Online Short-term Loans in Satellite Beach

Eazy Breezy Loans. Payday/Cash Advance
Loan agency
4.80
1 reviews

Address: 1448 Florida A1A, Satellite Beach, FL 32937

Today's Business Hours: 10:00 AM - 9:00 PM

Phone Number: +1 (321) 430-1369

Website: eazybreezyloans.com

Services:

Installment loans Payday loans Advance Loans Bill Pay Cash Advance Check Cashing No Credit Checks Verification Loans Western Union

Alternatives to Short-term Loans in Satellite Beach

Short-term loans come in various forms to meet different financial needs. Personal loans are unsecured loans typically offered by banks or online lenders and can be used for a variety of purposes, such as debt consolidation or unexpected expenses, with repayment terms often ranging from a few weeks to a year. Installment loans are a type of short-term loan that is repaid over a set term through regular payments, making them a predictable option for borrowers looking to manage their budget. Title loans involve using a vehicle title as collateral to secure the loan, providing borrowers with quick access to cash, but they carry the risk of losing the vehicle if the loan is not repaid on time.

Best Personal Loan

Home Lending Source
5.00
10 reviews

Short-term loans offer quick financial solutions for various needs, and personal loans are a popular option within this category. Best personal short-term loans typically have lower interest rates compared to payday loans and can be used for a wide range of personal expenses such as medical bills, home repairs, or unexpected emergencies. They usually require a good credit score, but some lenders also accommodate individuals with fair or poor credit ratings by offering higher interest rates or requiring a co-signer.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've taken out a short-term loan, knowing how to effectively use it on essential services can greatly influence your financial planning. Local service providers offer various options where these funds might be allocated to crucial needs like medical bills, car repairs, legal fees, funeral costs, and appliance services. Prioritizing these needs ensures that your loan is used responsibly to meet immediate necessities without derailing your financial stability.

Beauty Salon
1089 South Patrick Drive, Satellite Beach, FL 32937
+1 (321) 779-8720
Bodyshop
276 Highway A 1 A, Satellite Beach, FL 32937
+1 (321) 458-4828
Car Wash
1263 South Patrick Drive, Satellite Beach, FL 32937
+1 (321) 777-2816
College/University
1024 Highway A 1 A, Satellite Beach, FL 32937
+1 (321) 777-3704
Community Center
535 Jackson Avenue, Satellite Beach, FL 32937
+1 (321) 610-7056
Dentist
1620 Highway A 1 A, Satellite Beach, FL 32937
+1 (321) 779-1411
Doctor
1380 South Patrick Drive, Satellite Beach, FL 32937
+1 (321) 773-2659
Fitness Club & Center
476 Highway A 1 A, Satellite Beach, FL 32937
+1 (321) 779-1188
Government Office
530 Cinnamon Drive, Satellite Beach, FL 32937
+1 (321) 777-2309
Hotel
180 Highway A 1 A, Satellite Beach, FL 32937
+1 (321) 777-3552
Local Post Office
1071 South Patrick Drive, Satellite Beach, FL 32937
+1 (321) 773-9638
Movie Theater
1024 Highway A 1 A, Satellite Beach, FL 32937
+1 (321) 777-3778
Museum
716 South Patrick Drive, Satellite Beach, FL 32937
+1 (321) 428-4888
Pharmacy
1596 Highway A 1 A, Satellite Beach, FL 32937
+1 (321) 773-7611
Rent-a-Car Facility
256 Highway A 1 A, Satellite Beach, FL 32937
+1 (321) 779-9688

FAQ

What are Short-term Loans?

Short-term loans are financial products designed to provide quick cash to borrowers who need immediate funds. These loans are typically borrowed for short periods, often from a few weeks to a few months. They are commonly used to cover unexpected expenses or gaps in cash flow.

Can I get a Short-term Loan with Bad Credit?

Yes, you can. Many lenders offer short-term loans to individuals with bad credit, focusing more on your current financial situation and ability to repay the loan, rather than your past credit history. However, interest rates might be higher to compensate for the risk.

How do Same-day Loans work?

Same-day loans are a type of short-term loan where the application process is quickened so that funds can be disbursed on the same day as the application. These loans are beneficial for emergencies and urgent financial needs, with the approval process often conducted online.

Are Short-term Loans the same as Short-term Loans?

Short-term loans are a specific type of short-term loan, typically due on your next payday. While all short-term loans are short-term loans, not all short-term loans are short-term loans. Short-term loans can be slightly longer-term and may offer more varied repayment options.

How quickly can I receive funds from a Short-term Loan?

Many lenders who offer short-term loans prioritize speed and efficiency. Once approved, you may receive the funds within a few hours or by the next business day. The exact time may vary depending on the lender's policies and the time of day you apply.

What are the typical interest rates for Short-term Loans?

Interest rates for short-term loans can vary significantly based on the lender, the loan amount, and the borrower's financial profile. Typically, rates are higher than those for long-term loans, reflecting the increased risk to lenders. It's crucial to compare lenders to get the best rate possible.

What should I consider before applying for a Short-term Loan?

Before applying for a short-term loan, consider whether you genuinely need immediate funds and if you're able to comfortably repay the loan according to the terms. Evaluate the total cost of the loan, including fees and interest, and explore alternative funding options to ensure you're making the best financial decision.

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Satellite Beach ZIP Codes

32937