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Best Online Short-term Loans in Temple Terrace

Need quick cash to cover unexpected expenses? Short-term loans can be your lifesaver! You're not alone when emergencies pop up and your paycheck isn't enough to cover them. This is where our Best Cash Advance Short-term Loans step in to offer a fast and easy solution to your financial challenges. Avoid the stress of financial shortfalls and get the money you need quickly. With our straightforward process, securing a short-term loan has never been easier. Rely on us for the peace of mind and financial flexibility you deserve!

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Best Online Short-term Loans in Temple Terrace

ACE Cash Express
Loan agency
4.50
10 reviews

Address: 9303 N 56th St, Temple Terrace, FL 33617

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (813) 980-2301

Website: acecashexpress.com/locations/florida/temple-terrace/3272

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards
Amscot - The Money Superstore
Loan agency
2.50
10 reviews

Address: 8808 N 56th St, Temple Terrace, FL 33617

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (813) 868-0035

Website: amscot.com/location/branch-9/8808-n-56th-st-temple-terrace-fl-33617

Services:

Bill paying Business check cashing Government benefits check cashing Installment loans Payday loans Payroll check cashing Personal check cashing Signature loans Tax refund check cashing Cash Advances Dollar Loans Free Money Orders Loans Military Lending
Kids Wealth USA
Loan agency

Address: 12802 Tampa Oaks Blvd # 145, Temple Terrace, FL 33637

Phone Number: +1 (813) 975-7232

Alternatives to Short-term Loans in Temple Terrace

Short-term loans are financial products designed to meet immediate monetary needs, and they come in several types to suit different requirements. Personal loans are unsecured and can be used for a variety of purposes; they're typically characterized by higher interest rates due to the lack of collateral. Installment loans require borrowers to repay the principal and interest in regular intervals over a set period, thus offering predictability in budgeting. Title loans are secured loans where the borrower uses their vehicle title as collateral, often featuring swift approval but with the risk of losing the car if unable to repay the loan. Each type serves specific situations and varies in terms of interest rates, repayment terms, and eligibility requirements.

Best Personal Loan

OhmStar Home Lending, LLC
5.00
9 reviews

Short-term loans are quick financing solutions that typically require repayment within a few months to a year. For the best personal loans, one might consider options like Upstart. Upstart focuses on factors beyond credit score, such as education and employment, providing a more personalized rate. This accessibility, coupled with flexible loan amounts and quick funding, makes it a leading choice for personal short-term financing needs.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, various crucial services are available locally where these funds could be effectively utilized. Medical facilities and car repair shops can address urgent health and mechanical needs, respectively. Additionally, legal services, as well as funeral and appliance repair services, can be accessed to manage unforeseen personal and household challenges.

Car Wash
5202 East Fowler Avenue, Temple Terrace, FL 33617
+1 (813) 899-0402
Club & Association
11807 North 56th Street, Temple Terrace, FL 33617
+1 (813) 988-6359
College/University
10730 North 56th Street, Temple Terrace, FL 33617
+1 (813) 252-5220
Community Center
10901 North 56th Street, Temple Terrace, FL 33617
+1 (813) 506-6630
Dentist
5411 East Busch Boulevard, Temple Terrace, FL 33617
+1 (813) 985-0088
Doctor
5802 East Fowler Avenue, Temple Terrace, FL 33617
+1 (407) 200-2818
Gifts, Cards, Novelties & Souvenirs
North 56th Street, Temple Terrace, FL 33617
+1 (813) 988-5010
Government Office
6009 Whiteway Drive, Temple Terrace, FL 33617
+1 (813) 506-6590
Hospital
6963 East Fowler Avenue, Temple Terrace, FL 33617
+1 (813) 253-3111
Hotel
12162 Morris Bridge Road, Temple Terrace, FL 33637
+1 (813) 513-0050
Library
202 Bullard Parkway, Temple Terrace, FL 33617
+1 (813) 506-6770
Museum
9395 North 56th Street, Temple Terrace, FL 33617
+1 (813) 988-2787
Pharmacy
5450 East Busch Boulevard, Temple Terrace, FL 33617
+1 (813) 980-6634
Rent-a-Car Facility
7002 East Fowler Avenue, Temple Terrace, FL 33617
+1 (813) 985-2400
Restaurant
12232 North 56th Street, Temple Terrace, FL 33617
+1 (813) 605-0555

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically for unexpected expenses or emergencies. They are generally repaid within a short period, ranging from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders focus more on your current financial situation and ability to repay the loan rather than your credit history.

How do same-day loans work?

Same-day loans are designed to provide rapid access to funds, often within 24 hours of application approval. The process involves filling out an application, waiting for approval from the lender, and, once approved, receiving the funds in your bank account on the same day.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan typically repaid on the borrower’s next payday. They usually have high-interest rates and are intended for small amounts of money over a short repayment period. While all short-term loans are short-term loans, not all short-term loans are short-term loans.

What are the requirements for obtaining a short-term loan?

Requirements vary by lender, but generally include being at least 18 years old, having a regular source of income, and holding an active bank account. Some lenders may also require a government-issued ID.

What are the risks associated with short-term loans?

Short-term loans can have high-interest rates and fees, which can lead to a cycle of debt if not managed carefully. It's crucial to fully understand the terms and ensure that you can repay the loan on time to avoid additional charges.

How do I apply for a short-term loan?

You can apply for a short-term loan online or at a physical lender's location. Online applications typically involve filling out a form with your personal and financial information, after which you’ll receive a decision. Ensure you compare different lenders to find the terms that best suit your needs.

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Temple Terrace ZIP Codes

33617
33637