What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically for unexpected expenses or emergencies. They are generally repaid within a short period, ranging from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders focus more on your current financial situation and ability to repay the loan rather than your credit history.

How do same-day loans work?

Same-day loans are designed to provide rapid access to funds, often within 24 hours of application approval. The process involves filling out an application, waiting for approval from the lender, and, once approved, receiving the funds in your bank account on the same day.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan typically repaid on the borrower’s next payday. They usually have high-interest rates and are intended for small amounts of money over a short repayment period. While all short-term loans are short-term loans, not all short-term loans are short-term loans.

What are the requirements for obtaining a short-term loan?

Requirements vary by lender, but generally include being at least 18 years old, having a regular source of income, and holding an active bank account. Some lenders may also require a government-issued ID.

What are the risks associated with short-term loans?

Short-term loans can have high-interest rates and fees, which can lead to a cycle of debt if not managed carefully. It's crucial to fully understand the terms and ensure that you can repay the loan on time to avoid additional charges.

How do I apply for a short-term loan?

You can apply for a short-term loan online or at a physical lender's location. Online applications typically involve filling out a form with your personal and financial information, after which you’ll receive a decision. Ensure you compare different lenders to find the terms that best suit your needs.

Fast & Easy Best Online Short-term Loans in Jacksonville, FL

Best Online Short-term Loans in Jacksonville

Advance America

Financial institution

5.00

10 reviews

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Address: 12961 N Main St Ste #205, Jacksonville, FL 32218

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (904) 714-7006

Website: advanceamerica.net/store-locations/florida/12961-n-main-st-ste-205-jacksonville-32218

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Speedy Loan Term Lending Term Loans Terms Finance Typical Loan Unsecured Loans

InstaLoan

Loan agency

5.00

30 reviews

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Address: 938 Cassat Ave, Jacksonville, FL 32205

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (904) 203-1299

Website: instaloan.com/store/jacksonville-fl-3-cassat-ave

Services:

Microloans Payday loans Signature loans Title loans 1st Lien Loans Bad Credit Personal Loans Consumer Loan Customer Support Easy Loans Loans Personal Loans Personal Loans Online Preferred Loan Quick Cash Quick Loan Secured Loans Short-Term Loan Smaller Loan

Oportun

Loan agency

5.00

10 reviews

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Address: 6001-37 Argyle Forest Blvd, Jacksonville, FL 32244

Today's Business Hours: 11:00 AM - 6:30 PM

Phone Number: +1 (866) 488-6090

Website: oportun.com/locations/jacksonville-32244-536

Services:

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Advance America

Financial institution

5.00

12 reviews

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Address: 5230 Baymeadows Rd Ste. 5, Jacksonville, FL 32217

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (904) 733-4234

Website: advanceamerica.net/store-locations/florida/5230-baymeadows-rd-ste-5-jacksonville-32217

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans

PFS Financial Services

Loan agency

5.00

2 reviews

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Address: 7033 Commonwealth Ave #1, Jacksonville, FL 32220

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (904) 786-9754

Website: pfs-corp.net/offices/jacksonville-fl-1852

Services:

Business loans Installment loans Signature loans Title loans Ach Payment Auto Financing Auto Loans Automobile Loans Automotive Finance Car Loan Consumer Loans Dealer Financing Lending Programs Vehicle Financing

Advance America

Financial institution

5.00

13 reviews

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Address: 9119 Merrill Rd Ste. 9, Jacksonville, FL 32225

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (904) 745-8155

Website: advanceamerica.net/store-locations/florida/9119-merrill-road-ste-9-jacksonville-32225

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans

Advance America

Financial institution

5.00

16 reviews

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Address: 3000 Dunn Ave Unit #66, Jacksonville, FL 32218

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (904) 765-7100

Website: advanceamerica.net/store-locations/florida/3000-dunn-avenue-unit-66-jacksonville-32218

Services:

Advance America

Financial institution

5.00

13 reviews

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Address: 8595 Beach Blvd #350, Jacksonville, FL 32216

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (904) 646-9731

Website: advanceamerica.net/store-locations/florida/8595-beach-blvd-350-jacksonville-32216

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Moneygram® Services Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans

Advance America

Financial institution

4.90

10 reviews

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Address: 6251 Argyle Forest Blvd Ste 108, Jacksonville, FL 32244

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (904) 779-3919

Website: advanceamerica.net/store-locations/florida/6251-argyle-forest-blvd-ste-108-jacksonville-32244

Services:

Flex loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bank Transfers Bill Payments Child Tax Credit Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan Solutions Loan With No Credit Check Money Loans Money Management Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans Vehicle Insurance

Advance America

Financial institution

4.90

11 reviews

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Address: 7961 Normandy Blvd #2, Jacksonville, FL 32221

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (904) 781-1650

Website: advanceamerica.net/store-locations/florida/7961-normandy-blvd-2-jacksonville-32221

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans

Advance America

Financial institution

4.90

10 reviews

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Address: 1124 Dunn Ave, Jacksonville, FL 32218

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (904) 757-2228

Website: advanceamerica.net/store-locations/florida/1124-dunn-ave-jacksonville-32218

Services:

Advance America

Financial institution

4.90

10 reviews

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Address: 5324 Blanding Blvd Ste. 7, Jacksonville, FL 32210

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (904) 777-3373

Website: advanceamerica.net/store-locations/florida/5324-blanding-blvd-ste-7-jacksonville-32210

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans

Advance America

Financial institution

4.90

10 reviews

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Address: 7451-17 103rd St, Jacksonville, FL 32210

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (904) 777-5880

Website: advanceamerica.net/store-locations/florida/7451-17-103rd-street-jacksonville-32210

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans

Advance America

Financial institution

4.70

10 reviews

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Address: 13740 Beach Blvd Ste. 114, Jacksonville, FL 32224

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (904) 992-0966

Website: advanceamerica.net/store-locations/florida/13740-beach-blvd-ste-114-jacksonville-32224

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bank Transfers Bill Payments Child Tax Credit Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Management Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Repayment Plan Secured Loan Security Online Account Authentication Fraud Prevention Short Term Loans Short-Term Lending Single Repayment Loan Small Loans Terms Finance Typical Loan Unsecured Loans

Alternatives to Short-term Loans in Jacksonville

Short-term loans are designed to provide temporary financial relief and come in various forms such as personal loans, installment loans, and title loans. Personal loans are unsecured, meaning no collateral is required, and they typically have a brief repayment period with fixed monthly payments. Installment loans require borrowers to repay the principal and interest in predetermined installments over a set period, offering more manageable repayment options. Title loans, on the other hand, require the borrower to use their vehicle title as collateral, providing a quick loan option but risking vehicle ownership if the loan isn't repaid. Each loan type serves different borrower needs and carries its own risks and benefits.

Best Personal Loan

Superior Fence & Rail

5.00

33 reviews

Short-term loans can be a convenient option for individuals in need of quick financial assistance, and one of the best personal loans for short-term use is often provided by credit unions or online lenders. These loans usually have a fixed interest rate and are unsecured, meaning they do not require collateral. They are ideal for covering unexpected expenses or emergencies due to their quick approval process and immediate fund availability. It is crucial to compare various lenders to find competitive rates and terms suitable for the borrower's financial situation.

Best Installment Loan

J. Riley Williams, PLC

4.90

19 reviews

Installment loans are a type of short-term loan where the borrower agrees to pay back the loan amount in fixed monthly payments over a predetermined period. This predictability can ease the financial burden on the borrower, as they can budget their payments more effectively. The best installment loans offer competitive interest rates and flexible terms to meet the borrower's needs. These loans are typically available from banks, credit unions, and online lenders, making them quite accessible.

Best Car Title Loan

Bankruptcy Auto Advisors LLC

5.00

10 reviews

Title loans offer a unique option for borrowers who own a vehicle and need quick access to cash. A popular choice in this category involves using the borrower's car title as collateral, allowing them to borrow money based on the car's value. While these loans provide rapid access to funds, they come with significant risks, including high interest rates and the potential loss of the vehicle if the loan is not repaid. Title loans tend to appeal to those who need immediate financial assistance and have no other credit options available, but they should approach this type of loan with caution, ensuring they understand the terms and have a solid repayment plan.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

Loan Amount:

Loan Term:

day(s)

Interest Rate:

Origination Fee:

Estimated Payment

$327.12

Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Get Started

Where to Use Short-term Loan

If you've recently secured a short-term loan, there are several essential local services where this financial boost can be effectively utilized. Medical expenses, whether for unexpected treatments or routine procedures, can quickly accumulate, making a loan helpful in covering these costs. Additionally, funds from a short-term loan can address immediate needs such as car repairs, legal fees, funeral arrangements, or even appliance services, ensuring you can resolve crucial matters without financial strain.

Car Repair and Service

8375 New Kings Road, Jacksonville, FL 32219

+1 (904) 615-9411

Car Wash

15137 North Main Street, Jacksonville, FL 32218

+1 (904) 527-3855

Club & Association

4130 Salisbury Road, Jacksonville, FL 32216

+1 (904) 524-8165

College/University

2800 University Boulevard North, Jacksonville, FL 32211

+1 (904) 256-7053

Community Center

East 1st Street, Jacksonville, FL 32206

+1 (904) 630-5450

Concert Hall

2032 San Marco Boulevard, Jacksonville, FL 32207

+1 (904) 396-4425

Dentist

3676 Crown Point Court, Jacksonville, FL 32257

+1 (904) 474-1519

Doctor

9770 Old Baymeadows Road, Jacksonville, FL 32256

+1 (386) 758-0003

Fast Food

1148 Fromage Circle East, Jacksonville, FL 32225

+1 (904) 551-6991

Furniture/Home Furnishings

7801 Gate Parkway, Jacksonville, FL 32256

+1 (904) 493-1915

Government Office

6130 Soutel Drive, Jacksonville, FL 32219

+1 (904) 765-3902

Hospital

2080 Child Street, Jacksonville, FL 32214

+1 (904) 542-7300

Hotel

5945 Youngerman Circle East, Jacksonville, FL 32244

+1 (904) 404-2966

Library

220 East Bay Street, Jacksonville, FL 32202

+1 (904) 630-2304

Local Post Office

7707 Merrill Road, Jacksonville, FL 32277

+1 (800) 275-8777

Table of Content

Best Online Short-term Loans in Jacksonville
Alternatives to Short-term Loans in Jacksonville
Loan Regulations in Florida
Short-Term Loan Calculator
Where to Use Short-term Loan

Best Online Short-term Loans in Jacksonville

Best Online Short-term Loans in Jacksonville

Alternatives to Short-term Loans in Jacksonville

Best Personal Loan

Best Installment Loan

Best Car Title Loan

Loan Regulations in Florida

Short-Term Loan Calculator

Where to Use Short-term Loan

Table of Content

Short-term Loans by State

FAQ

What are short-term loans?

Can I get a short-term loan with bad credit?

How do same-day loans work?

Are short-term loans the same as short-term loans?

What are the requirements for obtaining a short-term loan?

What are the risks associated with short-term loans?

How do I apply for a short-term loan?

Find Short-term Loans Near Me

Jacksonville ZIP Codes