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Best Online Short-term Loans in Cape Coral

Need cash and can’t wait for payday? Short-term loans are your quick fix. Life’s unexpected expenses can be a real headache. But fret not! Our Best Cash Advance Short-term Loans service steps in to save the day, providing you with fast and hassle-free access to funds when you need them the most. Don’t let money troubles weigh you down—get back on your feet in no time. With us, solving financial hiccups is simple and stress-free. Explore our services today and experience the convenience of timely financial support.

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Best Online Short-term Loans in Cape Coral

Advance America
Financial institution
5.00
10 reviews

Address: 2314 Del Prado Blvd S Ste. #4, Cape Coral, FL 33990

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (239) 573-9272

Website: advanceamerica.net/store-locations/florida/2314-s-del-prado-blvd-south-ste-4-cape-coral-33990

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans
Fairview Lending
Loan agency
5.00
19 reviews

Address: 1425 Del Prado Blvd S, Cape Coral, FL 33990

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (239) 829-1543

Website: mortgagefloridahome.com

Services:

Business loans Installment loans Microloans Payday loans Signature loans Cash Out Refinance Construction To Permanent Loan Conventional Financing Conventional Loans Easy Loan Fha Home Loans Financial Services Freddie Mac Loan Government Backed Loan Home Builders Home Construction Loans Home Equity Loans Home Finance Home Loans Refinance Home Mortgage Home Remodel Homestyle Loan Investment Properties Lending Process Loan Online Local Loan Long Term Lot Loan Mortgage Calculator New Construction New Home Loan No Mortgage Insurance Private Lender Property Improvements Real Estate Remodel & Renovation Loans Senior Loan Separate Loan Short-Term Loan Site Plan Usda Loans Va Loans Fha Loans Veteran Home Loans Website Design
Check `n Go
Loan agency
5.00
10 reviews

Address: 1109 Del Prado Blvd S Ste 7, Cape Coral, FL 33990

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (239) 573-7717

Website: locations.checkngo.com/florida/cape-coral/1109-del-prado-blvd-

Credit Repair Anywhere
Loan agency
4.90
10 reviews

Address: 4040 Del Prado Blvd S, Cape Coral, FL 33904

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (239) 522-4477

Website: creditrepairanywhere.com

Services:

Business credit services Business loans Credit monitoring Credit repair Debt management counseling Financial education Personal loans Auto Loans Boost my credit Corporate Credit Building Credit Audit Credit Cards Processing Credit Report Consultation Credit Score Credit Score Build Credit Score Improvement Credit Solutions Credit Support Free Credit Analysis Free Credit Consultation Free Credit Consultations Home Improvement Loans Improvement Loans Legal Assistance Medical Bills Payday Loans Repairing My Credit Repairing Your Credit Student Loans credit repair services free consultation
The Check Cashing Store
Check cash
4.70
10 reviews

Address: 631 Cape Coral Pkwy E, Cape Coral, FL 33904

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (239) 540-4700

Website: thecheckcashingstore.com/storedetails/storedetails

Services:

Bill paying Business check cashing Government benefits check cashing Installment loans Money orders Money transfers Payday loans Payroll check cashing Personal check cashing Student loan check cashing Tax refund check cashing Credit Card Currency Exchange Financial Services Mobile Check Cashing Online Loans Prepaid Cards Prepaid Debit Cards Tax Services Western Union Money Transfer Small Business
Priority Business Solutions
Bank
4.40
10 reviews

Address: 4814 Vincennes St, Cape Coral, FL 33904

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (239) 214-2040

Website: prioritybusinesssolutions.com

Services:

Business Set Up Payroll Services Professional Services
OneMain Financial
Loan agency
4.00
10 reviews

Address: 1751 NE Pine Island Rd Ste 125, Cape Coral, FL 33909

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (239) 214-3600

Website: onemainfinancial.com/branches/fl/cape-coral/33909/5217

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Small Business Loans
Loan agency

Address: 3810 Del Prado Blvd S, Cape Coral, FL 33904

Phone Number: +1 (844) 397-7292

Website: allsmallbusinessloans.com/cape-coral-fl

RFG Payment Advances
Loan agency

Address: 1617 Santa Barbara Blvd # 2, Cape Coral, FL 33991

Phone Number: +1 (239) 242-4381

Merchant Payment Solutions Llc
Loan agency

Address: 4653 Coronado Pkwy, Cape Coral, FL 33904

Phone Number: +1 (239) 471-2828

Alternatives to Short-term Loans in Cape Coral

Short-term loans are financial products designed to offer quick cash solutions for immediate needs. Personal loans typically provide unsecured borrowing for a brief term, often requiring basic borrower qualifications and boasting flexible usage. Installment loans, on the other hand, are structured with fixed monthly payments over a specified duration, making them ideal for consumers looking to manage repayments comfortably. Lastly, title loans involve using a vehicle title as collateral, offering a rapid influx of funds but typically at the risk of losing the vehicle if the loan is not repaid promptly. Each type caters to specific needs and circumstances, with varying terms, rates, and risks involved.

Best Personal Loan

The Check Cashing Store
5.00
32 reviews

Short-term loans are financial instruments designed to address immediate cash needs. For personal loans, which are unsecured and awarded based on creditworthiness, the best option often involves lenders offering competitive interest rates, flexibility in repayment terms, and minimal fees. Online lenders and credit unions are popular choices, as they frequently provide lower rates than traditional banks. They also offer a faster application process, which is particularly important for those in urgent need of funds. Evaluating terms and conditions carefully is essential to ensure the best deal.

Best Installment Loan

Assured Title Services, LLC
4.90
6 reviews

Installment loans provide another effective form of short-term borrowing, typically allowing borrowers to repay in equal monthly payments over a set period. These loans can accommodate a range of financial needs, from home repairs to debt consolidation, offering flexibility in terms and repayment structures. Achieving the best deal often involves comparing lenders with competitive rates and transparent fee structures to ensure affordability and manageability over the loan's duration.

Best Car Title Loan

Depot Car Title Loans
5.00
5 reviews

For those considering title loans as a short-term financing solution, it is essential to understand how they work. A car title loan, considered one of the best options in this category, allows borrowers to use their vehicle's title as collateral in exchange for quick cash. Title loans are beneficial for individuals who own a vehicle outright and need funds swiftly, as they typically do not require a credit check. However, these loans can carry high-interest rates and the risk of losing one's vehicle if there's a default. Therefore, they should only be utilized when you're confident in your ability to repay the loan on the agreed terms.

Loan Regulations in Florida

Short-term loan regulations in Florida are set statewide to ensure fair practices and protect borrowers. Under these regulations, the maximum loan amount a borrower can take out is $500, with a term ranging from 7 to 31 days. This ensures that loans are manageable and short-term, catering specifically to immediate, small-scale financial needs. The finance charges for these loans are capped at 10% of the loan amount, plus a verification fee of up to $5. This structure helps in keeping the costs transparent and within reasonable limits.

To be eligible for a short-term loan in Florida, applicants must provide proof of a steady income, be at least 18 years old, and have a valid bank account. Additionally, Florida law mandates a 24-hour cooling-off period after paying off a short-term loan before another can be taken out, promoting responsible borrowing. There is also a limit on the total number of outstanding loans a borrower can have at one time, further safeguarding against financial overextension. These comprehensive state-wide regulations are designed to protect consumers while providing them with accessible short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've taken out a short-term loan, it can be used across various local service providers to address urgent needs. This financial assistance can cover medical expenses, car repairs, legal fees, funeral costs, and appliance services. Utilizing these local resources ensures timely support for essential services when immediate funds are necessary.

Car Accessories
943 Southeast 11th Avenue, Cape Coral, FL 33990
+1 (239) 910-0022
Car Wash
3826 Chiquita Boulevard South, Cape Coral, FL 33914
+1 (239) 541-9274
Club & Association
2804 Del Prado Boulevard South, Cape Coral, FL 33904
+1 (239) 471-2528
College/University
507 Cape Coral Parkway East, Cape Coral, FL 33904
+1 (239) 249-3762
Community Center
2489 Sutherland Court, Cape Coral, FL 33991
+1 (239) 747-0375
Dentist
3730 Del Prado Boulevard South, Cape Coral, FL 33904
+1 (239) 772-8868
Do-It-Yourself Centers
3031 Northeast Pine Island Road, Cape Coral, FL 33909
+1 (239) 656-3033
Fast Food
2210 Del Prado Boulevard South, Cape Coral, FL 33990
Fitness Club & Center
1265 Viscaya Parkway, Cape Coral, FL 33990
+1 (239) 573-4426
Government Office
1015 Cultural Park Blvd, Cape Coral, FL 33990
+1 (239) 574-0430
Hospital
636 Del Prado Boulevard, Cape Coral, FL 33990
+1 (239) 424-2000
Hotel/Motel
3403 Southwest 2nd Avenue, Cape Coral, FL 33914
+1 (239) 541-2272
Library
921 Southwest 39th Terrace, Cape Coral, FL 33914
+1 (239) 533-4500
Movie Theater
1634 Southeast 47th Street, Cape Coral, FL 33904
+1 (844) 462-7342
Museum
544 Cultural Park Boulevard S, Cape Coral, FL 33990
+1 (239) 772-7037

FAQ

What is a short-term loan?

A short-term loan is a type of loan designed to be repaid over a short period, typically within a few months. These loans are often used to cover immediate financial needs and are available in smaller amounts compared to traditional loans.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While a poor credit score may limit your options, some lenders specialize in providing loans to those with less-than-perfect credit histories.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the loan amount on the same day they apply. These loans are particularly useful in emergency situations where quick access to funds is necessary.

How do short-term loans work?

Short-term loans are short-term, small-dollar loans that are typically due on your next payday. They are intended to cover urgent expenses and are often a popular choice for borrowers needing quick access to cash. However, they usually come with high fees or interest rates.

What is the typical amount I can borrow with a short-term loan?

With short-term loans, you can typically borrow amounts ranging from a few hundred to a few thousand dollars. The exact amount depends on the lender and your financial situation.

Are there any alternatives to short-term loans for bad credit?

Yes, alternatives include credit unions, personal installment loans, and peer-to-peer lending platforms. These may offer more favorable terms and lower interest rates compared to traditional short-term loans.

What should I consider before applying for a short-term loan?

Before applying, consider the interest rates, repayment terms, and any additional fees. Ensure the loan is affordable and that you have a plan to repay it on time to avoid additional debt or financial strain.

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Cape Coral ZIP Codes

33903
33904
33909
33910
33914
33915
33922
33955
33990
33991
33993